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Citizens Advice & FoE-private LLs & Govt should act on heatless homes
Citizens Advice and Friends of the Earth today called on private landlords and Government to take action on heatless homesPrivate tenants are trapped into higher fuel bills 13 December 2011 Tenants who live in the coldest privately rented homes which haemorrhage heat through the walls, windows and doors are trapped into…
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Acceptable starting offer?
I know there are plenty of questions around here and the general concensus I seem to see is that 10% below what you think the house is worth is the way to go, am I correct? We have a viewing on a house that I think were going to love, I have been watching it for the last 8-12 months, have been on the outside of it many…
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Leasehold and freehold
I am buying a ground floor flat, which is part of a Victorian house conversion. The agent has told me I have 98 years on the lease, but that I will also own part of the freehold and need to pay £260 a year in maintenance. I HAVE NO IDEA WHAT THE HELL THIS ALL MEANS! And I don’t know how to find out. Will I be liable for a…
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Property Management/Factors Help
Hello all, I'm trying to get some advice on some recent activity by a factoring company in Scotland. I live (own) in a newish (7 years old) development in Glasgow. Since the development has been built we have had a factor company for maintenance and insurance. Last October the development formed a committee and removed…
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Problem with letting agents/landlord
Hi everyone Sorry if this is the wrong place to post, I'm still kinda new. I've just moved into a new one bedroom flat, everything's great apart from the bed. Its one of those Ikea beds with a slatted base. On the one side of the bed, the slats come away from the rails in the night. Not good at 4am when you're trying to…
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FTB Offer on Probate, multiple offers....
Hi all, first post for me, but long, long time lurker. I'll just give a short background info on us, any advice on this situation will be welcome. My girlfriend and I (getting married next year), are looking to get on the property ladder after renting for a few years. As you can imagine with our wedding around the corner…
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How many times do you chase your solicitor?
Another question... We were due to exchanged last week, but this didnt happen because the bank did not remove the bankruptcy charge in time. We have had nothing but problems with our solicitor, who seems to have more 'holidays' then anyone i have ever known, never seems to get anything done to chase the sellers solicitors.…
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Rent charge with possession
Dear All, I'm a FTB and was on this site back when I was trying to get an offer accepted. It was finally accepted and the paperwork has all been going on for weeks and weeks. A lot of this time was because there is a management company that maintains the grassy verges, shrubs etc. and my solicitor wanted to see the last…
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So confused, now have more money than I ever thought I would. HELP!
Hello all….I’m so confused. I am a FTB, offer accepted on a flat £152,000. Initially I had a normal 10% deposit, but it turns out my Dad has been squirrelling away and now I he has given me £65,000 I’m not sure if I should put all this into the property or maybe the 'odd' £52,000 and save the rest. I have only just head…
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Unoccupied Property Insurance
Hello all, I'm hoping you can help. Due to a family bereavement my parents have inherited a house that is now unoccupied. As the property is now unoccupied the current house insurance have cancelled the policy. Can you suggest things to be aware of when searching for unoccupied insurance? Can anyone suggest a good company…
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Can anybody explain easement?
I think this concerns our drains crossing neighbours' properties before our crap hits the main sewer. What are the implications of this? I wouldn't have thought it was that uncommon, but how do I show evidence of easement? "It is noted from the Drainage Search that the mains sewer ends at xxx and as a result of this we…
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Moving to a cheap area to save cash
Hi hope people dont mind its my first post :) i'll try and keep it short im looking for some wisdom really. the mrs and i live in south west, property budget is 100k, got 20k deposit, we dont earn much. we are thinking about moving anywhere in the UK thats super cheap and buy a place outright (i.e wales, up north whatever…
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Beckham's Xmas Trees £30K! What PROPERTY could you buy for that??
I read in the papers yesterday that the Beckhams have splashed out just over £30k for 6 Christmas Trees to adorn their Hertfordshire home (Goff's Oak, is it? near London, anyway..) As Christmas is upon us I thought for a bit of fun we could do a Rightmove hunt and see who can find the best property in the UK for what the…
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Building development loan for conversion?
Good morning all, Was unsure whethere to stick this in the Loan section, or here...so, here goes anyway! In the mid-term, my wife and I are looking to get a building development loan to convert an old barn that is part of the family farm. It has planning permission, and I have run a water cable pipe down to the main…
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Query about splitting maintenance costs from a leaseholder
Hello, I am the leasholder of one of eight properties with a common area. This area needs some work doing on it and my understanding of the law is that we are all jointly and equally liable for the cost. My landlord owns the freehold of three of the eight properties, in addition to the one I live in and these other…
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self employed but entitled to housing beenfit
I'm self employed making around £1200 a month. I know isn't so great. I live in a council house and may be entitled to housing benefit. Trouble is I dont have company accounts, I have just registered for self employed self assessment which I file in year end rather than monthly. I think before 31st January. I will need to…
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ADR with DPS. Stupid landlord.
Hi, I am writing for some hope i think it is there in the back of my mind but seeing someone else write it will help me not think about it any more!! We took on a AST June 2010 - paid £800 deposit and 6 months rent upfront - renewed in dec 2010 and paid month by month - may this year we were trying to contact the LA to…
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Help - are we daft to go ahead with this purchase?
We're in the process of buying a modern house but have discovered a clause in the deeds that means we have to get the consent of a third party before we can extend the house in addition to the normal planning regs. We only want this house if we can extend it. I was a little anxious about the whole plannings regs anyway,…
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Is my tenancy Legal ? Help???
Hi We started to rent a house bk in 2009 we signed a tenancy agreement on 18/03/09 going fine then we were contacted by the mortgage company saying the landlord had missed payments and that the mortgage company was going to take control of the rent fine with us. We then wanted to move out july 2011 asked landlord is we…
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Completed today!!!
We got our keys today!:beer: Think we'd be very worried if we didn't get the advice, help and support on MSE. So a very big thank you to all.
