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Renting advice
Hi guys I'm a first time poster so be gentle lol My name is George the reason I seek your advice me and my two brothers have decided to buy a property to rent out. What I really need to know is the pro's and cons of interest only mortgages, this is what the advisor suggested. We are looking to build a portfolio or…
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Same day electronic transfer.
I am in the process of buying a property and at a later date I want to transfer funds from an online saver account into the solicitors bank account using CHAPS. As the nearest branch of the bank I use is 15 miles away I want to make sure I go there well prepared and take everything I will need to make the transfer. 1)…
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Cancelling a tenancy, random charges appearing.
Before I ask this I want to just say please do not bother commenting if you're going to imply I should know all of this or I'm an idiot because I'm not as a grown up as you or 'blah blah life isn't fair' like previous answers to stuff on here. I am merely asking a question, It's a good thing to ask! Please keep answers as…
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Estate Agent charging additional marketing fees
I have recently received an invoice from a well known chain of estate agents in Scotland (they are known Country wide). I had been trying to sell my house using them for over 8 months. I paid an upfront marketing fee of £238 and agreed a 1% fee upon sale of the house. I did not agree to any additional marketing which would…
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Evicting a Housing Benefit Tenant... with a Twist!
Hi everyone, Hope you can help. I have had a housing benefit tenant for a while now. She has been very good and paying on time. However, I have informed her that as I plan to get married soon, I will need the property back otherwise I will be out on the street (a bit dramatic i know). Anyway, She was fine with it and we…
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Council Bill for Repair Work
Good evening, I have just had my mum call me whilst I am at work in tears over a bill she has just received from the council (her landlord) regarding some repair work they did to her boiler and hot water tank back in August. The system failed to start and after lots of trying, she called the council in to fix the problem.…
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Another querey about windows in a rental
Hi all I've been lurking here for a while - here's my first post. My LA has sent me a new tenancy agreement to sign, and in it is a clause that says that "the tenant agrees to replace all broken glass in doors and windows damaged during the tenancy". This leaves me responsible to replace the glass even if something/someone…
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Kitchen roof destroyed before exchange - options?
Hi all, First post here, so be easy on me! We're were going to exchange on a 3-bed victorian house in London later this week, and today we got a call from the estate agent saying the vendor popped into the house today (it's vacant due to it being a probate sale) and found the kitchen ceiling destroyed by a leak from a…
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Not sure what my options are - HELP
Hi, - hoping that someone can advice me what my options are in regards to my situation; i own a house that has been let out for the past two and half years to a single mum with kid who are on housing benefit, tbh she has been okish, despite her son swinging from light fixtures and throwing fuses in the bin so she has no…
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Tenancy & Deposit Query
Hi all I am having a problem with my flat tenancy and wanted some advice on what to do. Timeline: In November 2009, tenants A, B & C moved in to the 3 bed flat, and the assured tenancy agreement came to an end in November 2010. It has never been renewed. Deposit was £1890, which they each paid £630 towards. June 2010 -…
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Moved in this weekend!
Hi all For those of you about to buy a house, thought I'd let you know that it can be done fairly stress-free - we moved in to our lovely new house this weekend just 8 weeks from acceptance of offer. And we weren't particularly motoring it either. Good luck to everyone currently buying & selling.
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Annoying Neighbours - Advice please
Hello, I’m hoping someone can help. The elderly couple that lived in the flat beneath mine moved out last month and the landlady has let the flat out to some boys that work for her. The problem is that it’s 1 bedroom flat! They have converted the living room into another bedroom and there is always at least 4/5 people in…
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A little confused about contract renewal
We were happy to go onto a periodic tenenacy due to no contact from the agent or landlord for over two months despite many phone calls and emails, finally we wrote to the agent stating such in both email and written for and we've had a reply. Aparently, we're not on a periodic tenancy but I'm confused. we've been sent a…
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Extending a new build
Hi, Sorry if this has been asked or posted before, I did a quick search but couldn't find anything that covered my query. My wife and I are expecting our second child. We live in a 3 bed detached property, which we bought from new build in 2006. We have thought about moving to a 4 bed house, but there is nothing that we…
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Contaminated Land - Indemnity Policy
Good Afternoon I am looking for some help and hope someone in the forum can put my wife and I at ease We are buying a house in Wigan and have hit a stumbling block with the Environmental Report. Due to past industrial use/filing in land due to pit/quarry etc we have not received a Pass certificate. Despite contacting the…
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Homebuyer's report - gas and electricity checks
Our homebuyer's report recommends we get the gas and electricity meters and wiring checked prior to exchange of contracts. Is this normal practice or does it suggest there is an issue with these? Also, do I need to send a copy of it to my solicitor or will they receive a copy directly?
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Inspections and photos every 12 weeks?
Hello, I'm looking for advice because I am slowly going mad with worry. We moved into our rented property in September and I read the lease carefully, compared it to standard forms, argued a few points and went ahead and signed. Last month I received a letter telling me that they will be doing inspections every three…
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Sole owner on house being sold, want to buy with boyfriend
Hi I have recently relocated with work - put my house on the market and am currently renting (since it's an area I'm unfamiliar with), originally with a view to buying a property in my new town once the house had sold. I accepted an offer three months ago - the day the house went on the market! Today we were due to…
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£140k Offer on £180k taking the p***?
OK I am not planning on at least getting a principle until Feb, however I have found a very nice flat. http://www.rightmove.co.uk/property-for-sale/property-20438157.html Been up for over a month now. Up for £180k.... for a flat, very expensive. But it is spacious, a nice lease and has parking, next to station etc.…
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Buying above a hotel
Hi, Seen a place i'm contemplating putting an offer on, the apartment is above a hotel fairly new build. I've read that mortgage companies can be funny about lending above a commercial property. Would you think they would be the same for a newish hotel? Many thanks John
