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Buying without Estate Agent
How does this work? I am buying a house from a best friend.....so do not want to pay estate fees Also, if I have already given them a deposit (I am owed 20k)....how does this work with the solicitors and lenders? Thanks in Advance,
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modern on line property auction ??
hello anyone got experience with on line property auctions ? im interested in a house for sale with iam-sold.co.uk although there seems to be more of these popping up lately just wondering what others thought realy ! thanx very much
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Problems moving into rented house
Just moved in and the place was left filthy, broken glass, broken furniture, mould in bathroom, rubbish inside and out, grease on every surface in the bathroom. We spent three days scrubbing everything in our last house before we left. The estate agents are managing and say they cant do anything until they get the…
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How can I buy the house I Rent?
I currently rent the house I live in privately. The landlord is happy for us to remain in the house indefinatly as long as he gets his rent each month. I want to eventually buy the house but like many people havent got the mass deposit saved. I have been told that one possible way is a rent to buy scheme. From my…
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Query about second home mortgage..
We have our first home mtg with Hsbc and have consent to let from them....as we are not able to live in the same house because of job. we are currently looking for second home mtg and we approched Hsbc and they refused to give loan for 2nd property but we got a resonable interest rate offered from Santender for 2nd…
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home insurance
Hello guys! Can you recommend me an insurance company? I'm planning to get a home insurance and afraid to become a victim of a scam. Hope I can hear from you. Thanks!
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rent arrears (tenant)
unfortunately this year i spent a substantial amount of time off work, leading to quite a backlog of unpaid bills which i am just catching up on. my housemate has paid up all of his rent (£550 split between two of us) but i am unpaid by about 3 months payments, around £800 inc the admin charges. my tenancy is up and we are…
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our fence - their weedy hedge..
Our next door neighbours (we are semi) are long-term tennants, believe it was 5 years or so. Anyway, the fence, or what is left of it, is ours. However they have this horrid hedge with knotty weeds growing through it right up against our fence and growing through it. We only moved in August 1st but are in the process of…
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Will we get a bill/receipt from the Solicitor?
Evening I was just wondering would we be getting an official bill/receipt from our Solicitor who dealt with the sale of our flat and the purchase of our house? We moved out / moved in August 1st and haven't heard a thing. Is that normal? Obviously all has been paid but I thought we might get a receipt / breakdown of…
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Lifetime lease
Hi everyone, I am over 60 and in the process of selecting a new house to settle down in retirement. Today I received an advertisement in the post from a firm called Homewise asking us to consider a Lifetime lease, with the option to retain up to 50% of the property's value. They also claim that there is no rent, mortgage…
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When to Reduce House Price and how to check recent House Price Sales
Good Evening All, I have recently received lots of great advice as i was considering renting my house out to inititiate us to allow us to buy a house on the market that we love....however the advice i have received seems to be a pretty clear "dont do it" !! The house we want is still up for sale and im pretty sure before…
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Arrgghh decisions decisions!
What would you do in this situation? I've saved up for about 15 years to buy my dream house, I wait 5 years someone to build one on the empty piece of land opposite my mum's house and no one ever does. So 6 weeks ago I agreed to buy a house about a mile or so away, which is roughly what I want, although not perfect (is any…
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Considering buying a repossession...
Hi! I'm new, please be kind! I am a first time buyer and have been considering putting an offer in on a repossession. I have looked into the "process" and undertsnd that once an offer is accepted that there is a 28 day period to completion during which i would be expected to instruct a solicitor and conduct a survey on the…
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mice problem in rented house
just wondering what my rights as a tenant are regarding rodents in my home? i told my landlady yesterday that we had mice in the kitchen somewhere as they had been nibbling at packets of food and leaving droppings, and she has only just sent a rather abrupt text saying she will get rid of them this once as a goodwill…
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Estate Agents
Is it a new trend for Estate Agents to cahrge for advertising your house even if they don;t sell it. We ahve recetnly taken ours off the market and have been slapped with a bill, this has never happened to us before.
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Terrible Letting Agents, Redstones, Walsall
My sister rents a flat from a letting agents in Walsall called Redstones. She found a new property and told them they would be moving out, and they started to treat her very, very badly. She had notified that she will be moving out, and asked for a reference. First, they said they would give the new lettings agents a…
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Query on selling a house and capital gains tax
I own only 1 house which has sold subject to contract. I'll be starting university in september but the sale of my house won't be completed before I start. As uni is 160 miles away I'll be living on campus. My house at the moment is my main and only residence but obviously when I move to uni it won't be any longer. To make…
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getting a mortgage
i think im gonna ask a really stupid question here, but here goes. If a house is worth £95,000....and say we have £15,000 deposit, do we still need a £95,000 mortgage but the £15,000 is used as a lump sum payment of the mortgage straight away or do we just need £80,000 mortgage? Thanks Victoria
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EA Sole Agency
Basically we agreed to a sole agency for 12 weeks approximately 8 weeks ago now (despite trying for less). We are now unhappy with the way our agents are dealing with our sale for a variety of reasons to the point where we wrote to the EA last week and asked to be let out of the agreement early. They have since refused. We…
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Buying from a developer with no firm completion date
We agreed to buy a home from one of the bigger UK developers. Deposit paid and contracts exchanged. In the contract there is no firm completion date (because at the time the building work hadn't started) but an estimated (contract term) completion date of September 30th. Now, due to one thing or another (stock market…
