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Housing development next door
Hi all, Im looking for advice and info regarding a development next to me and the possibility of my house being bought out. I live in a cul-de-sac road in a semi-detatched house, me and my neighbour are the only houses in the road and next to us we have a some wasteland. We have both just recieved a letter to say that the…
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Landlord doing another inventory
Posting on behalf of a friend... Her landlady was around the other day to let the techncian in to service the boiler and when my mate came home gave out to her about the state of the flat, how messy and damgaged it was, the hem of a curtain coming down etc when in fact it isn't and a lot of it has been fair wear and tear.…
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Love the house - stupid to offer full asking price?
Is it folly to offer the full asking price for a place these days? Normally, I'd offer around 10% less (especially if the place clearly needs work) but the flat I saw yesterday just looks perfect and I want it. It's easily the best place I've seen in the 8 months this year which I've spent looking. Full asking price is at…
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Offered too much ?
Good Morning ladies and gents, Update 9/8/11 - there has been a development, please see full post on page 2 but in brief, I resubmitted at 55 and got turned down, withdrew my offer with the repo in mind but that is going to complete this week (wasn't told that :( ) My current predicament is I have offered 57,500 (which was…
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Brian Cox Estate Agents, A Bad Experience
I have been involved in a house purchase search for several months and have dealt with various estate agents ranging from the very eager to the slighty lazy. But the worst by far was Brian Cox Estate Agents in Greenford. Estate agents will usually show me properties themselves but occassionally ask me to meet the property…
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Risk of Buyer pulling out after Exchange
I wonder if you can help me with some advice? Last year I had a terrible experience of buyers pulling out on the day of exchange and completion!!!!! One year on, I have just exchanged contracts yesterday with our buyers. Completion is 3 weeks away. Can I now be 100% confident to go forward and sign a contract with a rental…
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mortgages and credit checks
Hi I have just recently (about 2 weeks ago) signed my house over to my ex partner after being named on a joint mortgage, I now have applied for a new mortgage in my own name but when I did a credit check on myself it still lists the mortgage with my ex partner, my credit score was 999, will I be refused a new mortgage…
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Estate AgentS
Hello, I made the s in my title capital on purpose as my problem is two estate agents are trying to make me pay their commission. A quick up-to-speed....ready? Here goes: House up with agent 1 for 8 months , terminated properly etc. House then goes up with agent 2 for 5 months (3 viewings, two of whom had been talked into…
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with the economy falls again...should i continue buying the hse i have put an offer t
help, i really dont know wht to do. me and my partner put an offer to a hse in warsash southampton and we just had the bank valuate the hse and our solicitor to do searches. my mum n dad just advised me not to continue buying the hse and the hse price is going to drop again coz all the bad factors from all over the world.…
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rented studio-fridge dilemma with landlord
Hi I m not sure if this is the right department to post this but I hope someone can help me. So I ve moved into this studio yesterday. I ve still got a few things to unpack . I brought some food from the flat that I ve moved out from. I knew that the fridge was smaller(suitable for a single person)but the previous tenant…
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council seeking possession
My local council are taking me to court to seek possession of my flat because i am in arrearrs, I am getting a loan to pay it off, when I do can they still take the flat off me?,
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Council flat right-to-buy
Hi everyone, I am posting on behalf of a friend who has a council flat she has lived in for ten years. It's a nice flat in a nice area which she waited 15 years for and is very happy there. She is looking into the possibility of buying it and finding the information she is getting from the council to be sadly lacking in…
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Deposit issues!
Hey guys, I would like some advice on the following situation. My tenancy ended in May of this year and the landlord inspected the flat and found everything to be satisfactory but he requested copies of the utility bills (all have been paid). I was sharing the flat with three other people and we each paid a single utility…
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Can I arrange mortgage on future salary?
Hi there I am just looking for help to answer a quick question. Basically I am planning on becoming a first time buyer around this time next year. I am using this year to secure a deposit and saving up, and am in a position of which I will likely have a confirmed job offer for me finishing uni and beginning this time next…
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Moving House and Renting Advice... Solutions/Suggestions Needed Urgently
Hi all, This may be a long one so thank you to anyone who reads and/or replies... We're selling our home and entering rented accomodation. I want to clear our mortgage while I am at it. We do not have any savings so putting a deposit/advance rent would not be an option until our house sale falls through. The buyer was…
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letting my property to a relative - without declaring to mortgage lender.
Hi all, nice to finally join the forum, i have read regularly but only just decided to join. Reason being, i was wondering if i could ask for some friendly advice from you, as i have seen how helpful some of you have been to others in the past! My situation is this. My wife and i own a 1 bedroom flat which we pay a…
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Thinking of taking my house off the market
Hi, Our house has been on the market for nearly 12 weeks, and we've only had 1 viewing in that time. Our contract with the estate agent was 12 weeks so I think we are going to leave them anyway, we don't feel like they have done anything to market our property other than put it on the websites. I know 12 weeks isn't that…
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Will they refuse the exchange?
Hi, hoping someone can help. I'm a housing association tenant, hoping to do a mutual exchange. We've finally found someone who wants to exchange and we're ready to fill out and sign the forms. Now that I can relax however, I'm getting nervous about the housing associations making their decisions. The reason why is, I've…
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Interpreting a Break Clause
Out of interest just wondering how people would interpret this break clause (in england & wales if it makes any difference): PREIOD OF TENANCY - After the expiration of FOUR calendar months from inception it is agreed that TWO CALENDAR MONTHS' notice may be given by either party. On expiry of this notice this agreement…
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What clauses might tenants like to see in their Tenancy Agreement ?
Just what it says really.. i am reviewing my AST and just wondered what tenants might want to see that they dont see already ? sensible legal ideas please !