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Paying deposit to conveyancer.
Just sending off a cheque for the deposit of a house mortgage forced me to ask to see some kind of certificate of insurance. Given that banks can collapse these days would my payment to a conveyancers company be covered ? They sent me a cert showing 5 million in insurance to cover them. Also very unlikely that there will…
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Asking rent from a family member
My mother and I own a house, my brother has lived in the house rent free for the past 20 odd years. I live away with my wife and have recently taken early retirement on medical grounds. Can I now ask rent for my half of the house from my brother?
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Section 8 Housing Act - To evict a tenant?
Good Afternoon, I have a tenant that is not paying his rent ... well he's paying a little bit here and a little bit there and is (as of today) £1005 in arrears :mad::eek::eek::mad::mad: The contract is for 2 years from January 2011 with the break clause at 12 months (Jan next year). For the last 4 of the 6 months (Jan-Jun)…
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New RICS Condition Reports Survey - any recommendations?
Hi, would like to know if anyone has done a conditions report survey - as its fairly new and covers more than a basic valuation, but less than a homebuyer's report. I'm asking because I'm buying a flat which is only 8years old, so relatively still a newbuild, and I'm not sure if I really need to go as far as getting a full…
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To pay the deposit or not?
Hello, We are due to exchange the contracts in 2 days, and we are very excited as we are first time buyers. Unfortunately we also have some problem coming our way: we have learnt from our sollicitor that there are a couple of 'defects' in the lease and our lender Halifax has required a special insurance worth £400. Our…
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Prepayment meters
Hi guys! I recently got a house in Sheffield that has gas and electric prepayment meters - which I do not want / rather would not have! The house was a repossession and the gas supplier is Scottish Power and the electricity supplier is British Gas. So because they were the previous suppliers I have contacted them to change…
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To over-pay or not to over-pay
Hi all Sorry if this is a no-brainer, but due to the large sums involved I suppose I am seeking re-assurance that our proposed actions are the right ones. If you currently had good cashflow and reasonable savings (about £40k in the bank) but were anticipating a drop in both in the medium to long-term future, would you make…
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who,s responsible for tv aerial
i,ve just moved into a rented 3 bed house and i can not get any reception for my tv. Although my tenancy aggreement is with burchell edwards the landlady was the previous occupant and must of been aware of the problem. We can not get cable and as for sky the engineers can not get a picture due to 2 very large tree,s…
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Advice Re: Deposit Deductions
Hi everyone, Just wondering what my options are with regards to the following. We rented a flat for 2 years. We bought a new sofa a few months before moving out which had a suede back. Unfortunately the suede has left a brown mark on the wall, the length of the sofa (5-6ft) x 2-3 inches where the top of the sofa was…
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Talking directly to vendors solicitor
Quick question: Is it against the "rules" to start talking directly to the solicitors acting for other people in a chain? We have a buyer who is desperate to exchange contracts (deadline today or he "may consider pulling out") but we can't seem to get things moving with our purchase. Our vendor is being very helpful and…
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What to do with our money? Second house or pay off mortgage
Hi myself and my other half have recently found ourself in the unusual situation of being able to save some money - around £20k. Currently he has a mortgage on an interest only basis which just sits there at around £156k. He pays this mortgage out of his earnings. I have no mortgage. The question is what do we do with our…
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How can I prove they haven't paid rent? (trying to retrieve deposit from DPS)
My tenant left a couple of weeks ago with 2 months rent arrears - not only that but there are also significant repairs/cleaning/redecoration needed. I've had to submit a single claimant application to the DPS as I have no contact details for the tenant, but the DPS have just emailed me to say that it is MY responsibility…
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Landlord wishing to help tenant!!!!
I own a house (not mortgaged) valued at c £158,000 where I have a responsible tenant who would love to buy the property however she just cannot raise the necessary deposit that the various building societies are demanding (i.e. £16,000) - they have all said that on her salary she is ok to meet the monthly payments. With…
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Just how quickly can the legals get done
I spoke to the EA yesterday just to see how things were going My sale should be going through now for completion on 30th June I have a rented house lined up, the furntiture given away and was just about to hire a van. We have also paid a reservation fee on the new build that we want. Turns out that the purchasers, (who…
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PIR Electric Safety Check
We are currently Pxing our home that was built in the 1970s for a brand new one with TW. As part of the PX we were required to have a successful home buyers report which was successful and now we are required to provide a "satisfactory" electrical periodic inspection report/certificate. We have recently had an NICEIC…
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Which sells better?
Please note I'm not asking which would sell for more, because I realise that what our house is worth has a ceiling. But I'd want to appeal to a wider buying audience and make our house sellable. Right when we bought our house we envisioned staying in it for a lot longer than we now planning on doing. We bought it 8 years…
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will it make a difference?
I am currently getting my house ready for sale. I have tidied gardens,getting misted windows repaired,bleached grouting, cleaned gutters and windows, etc. The doors and a few of the walls and ceilings could do with a lick of paint but do you think it will make a difference? When it was on the market before,i scrubbed…
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Is the landlord allowed alarm code?
Please excuse my ignorance, it has been well over a decade since we have rented. We are in between homes at the moment while we plan to buy another, and have moved into rental. What has frustrated me has been the landlord has set a code for the burglar alarm. He has left an instruction manual on the side with several pages…
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Landlords Inventory
I'm about to let out my flat. Should I agree to a landlords inventory? It costs £125 including VAT. I have provided my own and taken a recording of how the flat looks now. I am told by the landlord that without a professional inventory it is impossible to guarantee the replacement of fittings at the tenants expense if it…
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Disappearing vendor - any advice?
Hi, We're attempting to buy a house from a couple who are splitting up (plus two children). We've known from the start that the husband hasn't wanted to leave the property but the wife told the EA she had to move on with her life and they both signed the EA paperwork agreeing to sell. Having done survey, mortgage…
