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Reeds Rains.. anyone have experience with them?
Hi, we are soon going to be putting our house up for sale. We have been looking for an estate agent for a while now, and to be fair we dont really have that much choice, we have one local agent who seems to have most of the houses near us on his books, and a little further out we have reeds rains. I have been in touch with…
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Rent problem!
Hello! I've had so many issues with the people I used to rent from- I used to live in a student flat, rented via a company who I won't bother naming and shaming quite yet. Since trying to cancel my tenancy with them, I've had so many issues. As of January I didn't live in the flat, yet they took that terms rent…
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Tips and Advice Needed on Making an Offer
Hi all, My husband and I are first time buyers and we have visited the bank and got a mortgage agreement in principle. We have just viewed a flat that we both love with an asking price of £179,950, and wondering what a sensible offer would be? I have checked on house prices website and the current owner paid £166,000 in…
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Buyer misrepresented his position - can I sue?
Hi We agreed a sale on our house in Dec '10. The agreement was that the buyer would complete before end of Feb '11. We were not living in the property we were selling, and because of high rental rates close to work, were and still are renting an hours' drive from my new place of work. Our buyer had a buyer who we…
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Part exchange houses
Hi all I brought a house 8 years ago for 75k and have being over paying as much as possible and now have a balance of 39k. its a ex council house in a mostly council owned housing estate. the house is not in the best area and would love to move, but this was ideal to get on the housing ladder. I have seen a new housing…
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Seller backing off after accepting an offer
Hi there, I am 7 months pregnant and we have been looking for a property for a while but until now were unsuccessful. This week we were very pleased to have finally agree a deal on a property - in a bidding negotiation between us and another buyer, that lasted a few days, we ended up improving our offer 3 times to 1.8%…
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First time buyer - looking to take a lodger
Hi Guys I'm looking to buy a 2 bed flat in the near future. Plan is to take a lodger and use the extra case to pay off as much mortgage as possible in the next couple of years. Given that this is all an alien concept to me, I need to be absolutely sure that having a lodger is the best way forward before I actually put an…
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Advice re selling and moving to different area
I have been on the mortgage free board for a couple of years now but it has come to the point where I am looking to move back near my family. I am really in confusion about how to go about things. I know the first step would be to get the house in 'selling' potential and then up for sale after valuations and choosing a EA…
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Host family query
Hello there folks, I am looking for some advice for my mum. My mum lives in a council house, and wants to rent out the spare room recently vacated b mr brother. Although she wants to do this through a host family for students, am I correct in thinking that it is not legal to sublet a council property however it's done?…
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Council tax in shared flat?
I live in a shared flat (3 single bedrooms) and we each have to pay an equal share of the council tax (although it's in my name only). A new person has moved in and she's claiming JSA, or some other type of benefit, which means she's exempt from paying council tax - the other 2 of us work. Can anyone explain how council…
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HIP Home Information Pack - Connells asking for the fee back!
Hi everyone and I hope one day this thread will help other people in the same situation I have a one bedroom apartment which I bought for £60,000 The property has been listed with Connell's for two years initially being valued at £85,000 They came last week to re-value the place at £65,000 so obviously I told them that I…
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Inherited a mortgage free house - what to do with it?
Hi, my mum passed away 2 weeks ago and I am the benificiery of her 3 bedroom mid terraced house (worth around 125k) and probably around 60k in money once all the bills etc have been paid. My partner and I bought a 3 bed semi only a few streets away from mums last year worth £100k which has an 80k mortgage on it. The home I…
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Hot tub removal.............
Hi there, Just wondering if anyone can recommend a company to remove a hot tub from our current house on Essex/Suffolk border to our new address in Wiltshire please? I've had a look online, but have not had much luck so far and would prefer a recommendation if possible! Last time we moved (about 160 miles on that occasion)…
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Mortgage Process speed!
Hi, my girlfriend and i had an offer accepted about a week ago but were told by the vendors that they want to exchange in four weeks as they're moving into a new build. HSBC accepted to take on out mortgage, and we through that was that, until today when we met up with an independent broker who told us HSBC are notorious…
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Freehold garage - price advice?
A small freehold garage has just gone up for sale near me (bit tatty but basically sound). As I only have on-road parking (and am thinking a garage could help in selling my property in the future), I'm interested in putting in offer. But no idea what kind of ballpark figure I should be thinking of. The agent for the vendor…
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5% gifted deposit
Just had a call from my EA to say that someone is interested in purchasing my flat if i am willing to give a 5% gifted deposit. EA tried to explain it to me but I still do not understand. How does it work? Do i have to pay anything upfront? The EA said that the person who wants to buy the flat said that they would get a…
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Quick Question about renting under different council
Hello, I'm wondering if someone can help me, I am currently renting under Birmingham council, but as my contract is up soon I am looking to rent a house under Solilhull council, is it straight forward to do this, with a new claim for housing benefit? Or do you have to stay in same council? Thank you in advance :)
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Mortgage Time
Afternoon All :-) My apologies if this is in the wrong place as I seem to stray into other topics. Longtime lurker, MSE mad! It had been brought to my attention that the years are passing quickly now as I approach 25 (And to think I longed to be 16/18/21!) I'd like to think I'm quite good with my money, I've managed to…
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House surveys in Scotland and private sale
Hello does anyone know if you need to get the survey done for a private sale in Scotland? I know you need to get one done to market with estate agent but if you sold privately, would it be up to the purchaser to do their checks as in England? I am guessing it is required by mortgage companies but whose responsibility in…
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Advice please on timings
Hello We are in the process of selling our property and our intention is to move into rented accomodation. Now I have never rented before and therefore have no idea how long everything takes. For example if I found a house tomorrow that I liked how long until we'd be able to move in? The reason I ask is that I'd like to…
