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Applying for a property via a letting agent...advice please
Hi, I just have a general query really on whether it's worth me applying for properties through a letting agent - I have bad credit - nothing, apart from one ccj from 3 years ago is showing up on my experian credit report, but I keep getting turned down for credit cards, contract phones and even catalogies, so my credit…
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Part exchanging for a new build
Has anyone ever considered part exchanging a property they have up for sale with a new build developer?
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Solicitors & Morgage wont deal with each other ?
Good Afternoon All, Im selling a house. Most of the steps have been completed. E.a rang me to say they are sending me and my solicitors updated paperwork, with a new firm of solicitors for the buyer. Reason : The bank/morgage company will only deal with certain solicitor firms, so the buyer has had to change solicitors.…
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Why am I Getting No Viewing of My House?
Hi All, New to this selling lark, so please bear with me.... Basically we are looking to move, we have had our house on the market for 3 weeks. We are yet to have a single viewing, which is very dissappointing! We live in a very popular / sought after area and our house is very competitively priced when compared to others…
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Shared ownership - eligibility
Hi, I'm about to begin process of buying a flat under shared ownership scheme. In application form HA is asking: "I have never failed to keep up payments on any loan or form of credit agreement" - and I have to tick that... My question is if I have one late payment on my car finance (3 days late) will that mean I have…
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New let & landlord has not carried out pre agreed repairs HELP PLZ
Hi, my friend lives in London & she found a flat to rent with 2 friends, they viewed the flat which was spacious & in an ideal location but dirty with a few odd bits of furniture to be removed, the agent drew up an agreement that stated: Your Landlord has been instructed by us to organise the following:- Requirements,…
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Advice Please.... On My Apartment Purchase!
Hi, I am in the process of buying a 2 bed apartment. Offer accepted 11th August - solicitors sorted then too. I am a first time buyer but this all seems to be going sooo slowly! My mortgage is all approved and the solicitor has told me they are in receipt of the offer. I dont seem to be hearing much though... I paid 3…
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£17,000 lost in 3 years. Advice please
hi, Just wanted some advice from peeps on here. 3 years ago I had saved up £10,000 and excitedly bought my own flat. Now 3 years down the line I was looking to move next year to somewhere bigger. Can afford a bigger mortgage and want to buy a bigger house to start a family in the next few years (got engaged in August). The…
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Renting out
Am looking for advice from forum readers on how to check references of a prospective tenant. My sister wants to rent out her property for a couple of years and has found a tenant. We would like to check his references via credit rating agencies like Equifax and others. We are not a registered business and it is unlikely…
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Boiler in rented house
Hi all, me and my partner rented a house back in May and when we first moved in the boiler wasnt working properly, was loosing pressure and the downstairs radiators wernt working. The landlord came round a few times with his uncle or someone who was a plumber to sort the problem out, but didnt. Got the letting agent…
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Smell of gas in rented property
Hi, The landlord had some work done on our kitchen this week, which involved disconnecting and reconnecting our gas appliances - hob and boiler. This morning we can smell gas in our kitchen. It's faint but it's there. We've rung our letting agent and they've said that they'll contact the contractor and try and arrange for…
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How do I change from sole ownership to joint ownership
Hi, When I bought my flat I was not married. As I was not married I was the sole owner of the property and mortgage. I have subsiquently got married. I would like my wife to become a joint owner of the property. Does anyone know how I can do this? Also if something happens to me then will the house automatically become my…
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N5B and S21 Urgent help required please(im a tenant)
Hi i would appreciate any advice. Thew situation is i was served a s21 notice back in july, now iv been served with an N5B possesion form. The form in my opinion is wrong theres no tenancy agreemnet attached, no address or court name for me to send my reply, LL as ticked yes for recieving bond, but he has never protected…
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Buying part of neighbouring property?
Hello. Our neighbours have offered us the chance to purchase part of their property (2 upstairs and 2 downstairs rooms + stairs) and land, both of which originally did belong to our property, but were sold many years before we purchased our house. I have many questions; (1). would our mortgage company lend us the money…
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question about making an offer
I just wanted to know if I put an offer on a house and it's accepted does that then mean no one else can put in a higher offer and effectively stop my purchase from going ahead?
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Evicted tenant still getting final demands after 2 months
Hi I evicted my tenant 2 months ago using a section 8 for non payment of rent, Since then I have been visited by bailiffs on 2 occasions looking for my ex tenant He has bills and demands of over £4k....... I know it might be illegal but I have opened his bills to inform the utilities companies as I do not want bailiffs…
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LL predicament (Urgent)
Hi All, Hoping for a bit of advice on this one. I have a property that i rent out to a single 22 year old male. the rent i charge is £500 a month for a 2 bedroom property. The fella signed a tenancy agreement for 6 months (started in July). The fella receives housing benefit (doesnt work) The HB is paid direct to him and…
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How much is reasonable to pay agent?
Hi, We were thinking of moving house maybe next spring but received a note through the door last week from a local agent saying that they had a client looking to buy a house like ours. We contacted them and the agent came round yesterday. He told us about his clients, who have sold their house subject to contract (we…
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Renting for the first time?
Hi all, Short summary is that me and my brother both have a hereditary ilness with our spines and are due to this, signed off work on employment and support allowance. I am in the process of waiting for a DLA decision and my brother will be applying for DLA very soon too. We are both living at home with parents (I'm 23 and…
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Advice on Owning One and a Half Properties and Capital Gains
Can anyone give me advice? I currently joint own a property with my partner which is my main residence. My father would like to put his property (owned outright) in my name, but he will continue to live there. My question is about capital gains tax; * If i move house with my partner will I have to pay capital gains tax…
