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Idiot's guide to how selling and moving works please...
hello folks, newbie when it comes to selling and moving house so looking for some info please. Just dont know how it works with a new mortgage when you sell a house then move. Eg we bought ours for £150k... we've been in it just over a year and if we were to sell and buy a house for £200k how does it work with deposits for…
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Is a flying freehold bad?
I've seen this house that I like on rightmove.co.uk, but there's an 'Agents note' that reads "We have been notified there is a 3m of flying freehold on this property.". Is this a bad thing? Does it make it harder to sell or more expensive to insure? Has anyone any experience of a flying freehold and any possible problems…
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Property Price Fall - Hometrack
Hometrack have just announced a fall in price for the 3rd month running They say the South West, South East and Anglia is hit worse.…
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Transferring Property to Child - UK
When I moved to take up my current job I was not in a position to get a mortgage so my father kindly bought a house for me and my partner to live in. I made regular payment to my father and the property is now mortgage free. I now have to move due to work circumstances and ideally my father wants transfer the property to…
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HMO licensing costs - are they fair?
The NLA (Nat LL Association) has researched the differences in HMO licensing fees up and down the country. They give the following figures:165 Councils have fees between £250 and £500 Most expensive was Tendring DC at *£2,665 ( *although TDC website says £545 fee) Least Expensive: Babergh ,Mid Suffolk, NE Derbyshire, North…
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house price negotiation after 3 month extended period
Our offer for 305k was accepted at the beginning of May of a 3 bed victorian house in zone 4 , London. On the border of London and Kent. We got a survey done that valued the property at 300k. Then we got another survey done that said there was some damp that need about 1k worth of work doing to rectify as well as another…
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Getting Off the Property Ladder an Option?
We currently have our two bed terrace property on the market but I'm not holding my breath in the current climate. We need to move in the next 6 months one way or other to give our second child his own room. (7 months old, daughter 3 and a half). Rather than waiting to sell then buy there may be a second way. My thought…
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Selling flat conversion without warranty cover
Oh dear, I seem to have hit a problem. After doing a conversion of a house into two flats, conforming to all building regulations, I finally have a buyer for one of them but at the last minute I find I need warranty cover. No one warned me of this, not the architect (who could have sold me his monitoring services to get…
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Previous owner's tenant had bad debt. Help...
Hi all My partner and I were not exactly overjoyed to discover on moving in to our lovely new house (which we have purchased) that previous owner's tenant had not paid any of their bills. As a result there are numerous letters from debt agencies and bailiffs cluttering the hall. I don't want to get into whether we should…
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Withdrawing prior to exchange and commission to EA
A friend has become frustrated with the sale process because their allegedly keen buyer has not set a date for exchange and completion nearly 6 weeks after the survey results and queries were completed. Their buyer hasn't yet signed the contract and two dates when they were supposed to have come into their own solicitors…
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buying a flat
My wife and I might buy a small flat in the city we have moved to. My only anxiety is a noisy neighbour either side. Any ideas, re. sussing out the prospective neighbour or old versus new build? many thanks
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Advice on basic tenants rights
Hi there, I'm hoping for some advice on the following please. I've been renting from someone I know for the past 3 years on implied contract terms. I.E no written contract was ever written and the implied terms was the amount I have been paying each week. Relations now are a bit strained and basically I'm faced with the…
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Problem with purchase
We're currently in the process of buying a house. We've signed the contract two weeks ago and the solicitor has the deposit. Basically we're ready to go and waiting on the seller to do their side. The people we're buying off were supposed to be chain free as they're retiring. They stated they were either going to move in…
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Need basic advice about neighbours extension please
To summaris query: Live in a terraced house. Back yards are separated by a shared brick wall. Next door have extended their kitchen so that their extension is actually adjoining the shared wall, ie their window sills are attached onto the wall and their windows open out into my back yard. The houses were like this when I…
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Empty House Insurance
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HELP! problems after buying a flat
Hi everyone, I have just bought a flat and have enountered problems mainly due to the seller and previous tenant. * the seller has left a large metal bed frame for me to dispose of. i have informed my solicitor of this and she has just passed it on the sellers solicitor * There is a balcony has a double glazed door…
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House Extension
We are looking into buying our rented house and would ideally like to extend the side of the house from the ground to the roof. There is an alley next to the side of the house we want to extend so would not inflict the neighbours. I'm struggling to find if there are any rules or regulations on the height of the extension.…
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Please help to make a decision re house purchase
I know, I know, it's up to me to decide - but I want to make sure that I have full information before I go ahead. Recently I started a thread "Which house to go for" (in short - cheaper house 1 without a driveway vs more expensive house 2 with a conservatory). https://forums.moneysavingexpert.com/discussion/2738360= - and…
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Property downstairs up for sale - What are the ins and outs of tax/renting
Hi all, The 2 bed flat downstairs is up for sale and I'm considering buying it. I've been trying to research the implications of buying it but because it's a bit complicated I thought I would ask here first. If I purchased it with the aim of making my flat and the flat below into a house (without any building work done as…
