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7 weeks of hell,
Hey, We recently rented a property from JSM Property Management, based near Ipswich. The property is a two hour drive from the Agents, so the viewings were arranged through Fine and Country. We viewed the property to be told it needed cleaning but everything was tested and working 100% Here is the complete log of the…
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Letting my place - exceptional circumstances
Hi all, I would like a little advice on my dilemma please. I am in the Armed Forces, and currently own and occupy my property. I have just been posted to the other end of the country (not my choice believe me!). Naturally I want my wife to move up with me. We are going into Married Quarters for the time being, and…
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buying freehold of flat - same cost as extending lease?
hello clever people - need some simple advice please. Myself and guy in flat upstairs (2 flats in converted house) informally approached freeholder about buying Freehold. We had to pay £300 each for the valuation and have been advised that we can buy for £11,000 each + all legal fees. Lease began on 29/10/1981 for 99 years…
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Giving notice.
Im writing my notice letter at the moment, what do i really need to include? This is currently what i have written... "Notice of end of Tenancy: *****our address*****. Unfortunately, due to circumstances beyond our control we will be vacating the property as of 13th August 2010, this fulfils our obligation for six month…
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Will I have to pay?
Basically, I'm moving out of my house share on 17th July into my new flat with my boyfriend. Last person to move out of the houseshare, as far as I'm aware everything went smoothly. Apart from deposits but thats because she did it with the new person instead of agency. So, called the agency and explained I'm moving out. We…
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Paying for fixtures and fittings to avoid stamp duty
My wife and I viewed a house at the weekend that we may be interested in purchasing. It was a little bit above the budget we had set ourselves so I have been doing some number crunching today to see what corners we could cut to make it more affordable. The house is not a new build but has been completely renovated inside…
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Nationwide valuation thingy how accurate is it?
Ok we have seen a house that we like, going looking at it next week, but we are so confused as to the price. currently listed at 190k last sold 41k 1997 nationwide says 106k zoopla says 112k. That is a HUGE drop from asking, and it's putting me off viewing . The house is a semi 3 beds greenbelt, the street is all terraced…
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Mortgage arrangements before offering on a place
Hi All, Probably a stupid question but hypothetically: You apply for a mortgage for say £250,000, which is arranged in principal awaiting your instruction You find a place and get and offer accepted for £230,000. How do you go about adjusting your original amount wanted as you now require £20,000 less? Do you have to take…
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Yeat another Leasehold/Freehold question
Hi all, thought I'd done this topic to death earlier, but there's more. So, I was advised by a mortgage provider that they would be willing to lend on a flat (in this case a purpose built maisonette which I think may help?) that has a share of freehold. It has a leasehold in place too: our agent has told us that the vendor…
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HA - assessment
Ok can some tell me what actually happens when you have an assessment on your property when you live in a HA property? Do they assess based on the forms completed or do a home visit and count the number of beds in the property lol.
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From possible negligent Estate Agents to maybe negligent conveyancer?
Dear All, You may have seen in the last thread that i created that I was sure that an Estate Agent whom I bought my first flat from apparently misadvertised an agreement I had with the developer. The EA stated in some documents that there was an agreement with the developer to buy back my property from me within a 5 year…
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Capital Gains tax enquiry
Hi all :) My granny wants to sell her house and buy a bungalow - however her house is under her childrens names (ie my mum, my two uncles and my aunt) as has been for more than 7 years. If the family attempt to sell this would they get hit by capital gains tax? Is there any way around this or any way to lessen the blow? My…
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And for the estate agents next excuse!
Trying to sell for nearly past year, rang during the week and dropped price again, asked why no viewers? "Well its coming into the summer months and lots of people going on holiday"! before that it was "The budget coming up"
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Need to find auction sale price on ridiculously priced house
Hello I have seen a house in the local paper and cannot quite believe the price - link here: https://www.chalmersbath.com/propertydetails.aspx?propid=ACS0046&locx=36670&locy=16400&place=marksbury&sale=s&distance £475,00 for a two bed barn conversion:eek: I have driven past this building whilst it was being converted on a…
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help please with ownership matter
Hi everyone I wonder if anyone could help please? My husband and I have just bought a house which we will enter in September.My husband and I have have decided to split the payment I have some money from my family so I can pay all of mine in cash while my husband has ome cash aside but needs to do a mortgage for some of…
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The Risks of Buying a Reposession
Hello! I have found a property I like and have discovered it is a reposession (something the EA failed to mention prior to us looking at it, even though I specifically told her I didn't want to see any repo's but ho hum) I have had a look through some of the old threads and have picked up some advice but was wondering if…
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The average Brit
Found this really interesting article which came to me via my rss reader for http://quoteboffin.co.uk. It details the avegar life of a British citizen. It's amazing how similar we all are really, from our house to our holidays.. You sould have a read, the link is…
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Housing Association Rent Account Help
Hi! :) I am with a housing association and they have been taking some money towards my rent from my benefit money even though i am in receipt of housing benefit. I was not informed about at the time but apparently it was because something happened with my housing benefit claim. Anyway I let them keep taking this money…
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No entry to house between exchange and completion??
So had an offer accepted on a repossessed house. Just noted on the letter from Estate Agent formally accepting the offer it says not allowed to view the property between exchanging contracts and completing. Is this normal and whats this about??
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Buying a Shared Ownership to be repossessed
Hi, I need some advise. I have made an offer to a property and it has been accepted. The property is under shared ownership, leasehold, and the seller is in arrears with mortgage so if they don't sell, it might be repossessed. The seller owns 75% and a housing association 25% (I was told). On completion, it should be…
