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Desperately need advice
Hi all, we desperately need advice about our situation - any help is appreciated! The short version of the story is we put in an offer for a house 6 months ago which was accepted with the promise it would be quick and easy as we were due to have our baby within three months so thought it was the ideal solution. Weve now…
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Tenant has not paid rent!!! What to do?
Hi all, I let my property through a letting agent and had some new tenants in at the start of feb on a 12 month contract. They did not pay last months rent so I called the agents who said they had tried to get in contact with the tenants but had no answer. Finally I had a phone call from the agents saying that the tenants…
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Renting - Credit Checks, Extortionate?
Looking at a nice flat with my girlfriend, the big sticking point is the fact the Landlords want £125 EACH to run a credit check. Is this an unreasonable cost? £250 just for a credit check doesn't seem fair to me! Is there an alternative?
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Charging Order
Hi, Can anyone please help me with some information? I have just had a charging order approved and have registered it with the LR against a property. The CO was a result of an unpaid CCJ, and the property itself is currently ‘under offer’ (and in positive equity), although I have documentation showing that this restriction…
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House at auction...
I've seen a house at Auction which im interested in buying, the house is a new build, last on the development all the others have sold however this one needs finishing, it needs final fix, carpets etc which im prepared to do if its at the right price. My situation is that i have a house currently which i intend to keep and…
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any ideas?
Hi dont know if this is the right board but am sure someone will move it of not. Anyhow, sis in law has made a right mess of things and has been told her house will be re possessed in July. Luckily, or unluckily i am in a position to pay off the arrears and continue with her mortgage payments. Her outstanding balance is…
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Smoking on balcony - rented
We rent quite a good flat and recently we have had neighbours move in below us who are chainsmokers. This isn't a problem in the bad weather but the recent lovely weather means they are out all the time on the balcony smoking - the smoke then rises and comes into our flat quite badly (shutting the windows would mean an…
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Mortgage application, joint or not?
Sorry if this is really basic, but if one half only of an unmarried couple applies for a mortgage (because for various reasons it's quicker and easier to do it that way than applying jointly), can both partners still be joint owners (or indeed tenants in common) of the property? thanks H
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Shared Ownership
100% sorry if this has been answered in other threads (the MSE forum search tool is not the brightest of sparks, I'm afraid) but I'm a first time buyer looking to buy in London. Looking at Shared Ownership deals, it looks perfect. However, I am aware that anything that looks too good to be true usually is and was hoping…
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Pattinsons Free Auctions - Anyone used them?
I have had my house up for sale since September, with quite a few viewings and no offers, we have dropped the price by 10k and changed estate agents. Not sure what else to do other than change estate agents again or go on Pattinsons free auctions, we have found a house we want to buy and are ready to go pretty much. On our…
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Mortgage retention - information for the vendor?
I'd be really grateful for any light anyone can shed on this one! My mum's 400 yr old listed house was on the market for over a year, she accepted a reduced offer on it. The buyers applied for a mortgage, a full survey was done and there is a full retention on the mortgage. Buyers can't buy without mortgage and looks like…
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landlord repairs
Hi We have been renting a property via a letting agent with the landlord being responsible for maintenance for approx 18 months. For just over a year we have had a large patch (approx a 1/4 of the area) on the living ceiling where water from our ensuite shower has leaked through the ceiling. We informed our landlord at the…
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Can't get hold of Landlord...how can i get my deposit back
Hi All, I really hope you can give me some advice... After separating from my OH, I contacted my landlord to see if i was able to terminate my contract early as it would a lot to pay by myself. He was fine with this as he knew of potential tennants. He advised me that I'd have to pay £150 to end the contract early and be…
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Anyone heard od ''Century Land group''?
Hello All A friend asked me about this as he is interested in investing but unsure.......I am no expert so thought I would ask some of you..... Thing is they are asking 10% deposit NOW before anything is even in motion on the development I think. This makes me wary for him..... Here is the email he fwd to me: Dear Mr !!!!…
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Offer accepted - vendor won't take off market
Hi, i'm in a bit of a pickle. I'm an FTB and have had an offer accepted on a property, however the vendor won't take the property off the market until the survey has been booked. The EA seems to think this is ok because the vendor had a problem with an offer previously being accepted and the then potential buyer pulling…
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Desperate Times, Desperate Measures
Ive had my house on the market now for 10 months, and am totally feed up, have dropped the asking price 15K so far, I was going to extend but have quotes from builders which are far beyond what we can afford I spoke to my agent last week regarding price and he says it is on at the right price, one has just came on the…
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Buying and Building Regs
We are almost at the point of exchange but are being held up by building regs. Our solicitor says that he cannot obtain the building regs certificates himself, they must be provided to him by the vendor or vendors solicitors as they are required by the lender. The vendors solicitors seem to be saying that they are not a…
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buying and selling,
we are currently downsizing our home, this has left us in a position where we only have a £17,500 mortgage and a positive balance of £20,000. our problem is that the mortgage lender (santander) will not allow us to transfer the outstanding mortgage,or even £7,500, to the new property. is there any way around this with out…
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Second property "tax" concerns and questions
Hopefully this is in the right section, so this is my situation as best as I can explain it and I hope someone can advise me. My Mother in law had the opportunity to buy her council flat approx 13 years ago with a loan from a relative, but the relatives situation changed halfway along, and I offered to loan her the money.…
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H.I.P s
hi, i wonder if anyone has any knowledge or could advise me on the folllowing scenario? I am selling my house and put it on the market before the home information packs were scrapped! However, I deferred the payment until the house is sold or pay in 9 months whichever comes first. So ultimately, I have not paid but my…
