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Home Report
In Scotland you need a Home Report before you can even but your house on the market for sale. These are very expensive, i have been quoted over £700 for my home. Does anyone know where i can get a cheap one?
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what are the advantages of being a cash buyer?
I may be coming into some cash at some point soon and may decide to try and buy a property for cash. The thing I am not quite sure about it what are the advantages of being a cash buyer that I can stress when I am negotiating? Obviously there's no danger of a mortgage falling through and a quick completion, but what else…
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Offering 21k over the asking price on a repossessed house
Hi I am new here, really appreciated any comments and advice if you can give. We viewed a 2/3 bedroom mid terrace house ( a repossession) today, it looks very nice, all new decor, big front and back gardens and a loft converted with a staircase from the master bedroom, the second bedroom has a french door out to a terrace…
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prize for coldest LL ever?!
http://www.thisismoney.co.uk/mortgages/buy-to-let/article.html?in_article_id=485527&in_page_id=56 I know, BTL is a business, you can't get emotionally involved, but still, after reading this article I don't think this guy comes out looking too great. I love how at the start he essentially says "well to start with I felt…
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Studio flat for sale - does it have potential ;-)
http://www.rightmove.co.uk/property-for-sale/property-19309532.html Why do I keep poking around on Rightmove? Perhaps to have a laugh here and there:confused:
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Staying on
Okay, this is a hypothetical situation... - My tenancy is due to end on June 3rd - I am buying a house, which I can't get the keys to until June 10th - The landlord will not agree to a Statutory Periodic Tenancy (is this the right terminology?) as he has other tenants lined up to move in on June 6th. What legal powers do…
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Let Agreed Properties
This may well be a silly question, but could someone please advise me about what a let agreed property actually is?:confused: What are the benefits of let agreed over a normal rental, and are there any draw backs? Thanks for your help in advance. I'm having brain meltdown today!
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Need to move into a bigger house but in negative equity
Hi, I hope someone is able to help. Myself and my husband brought our one bedroom terrace house almost 4 years ago for £104,950, we have just had a little girl and are looking to move into a bigger house. We have found a house we like in a 75% shared equity scheme where you have a 0% interest free loan for 10 years on the…
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For now house or forever house?
My partner and I are currently saving for a deposit with aview to buying at the end of this year. We have circa £13k saved and are putting away about £800 a month and have joint earnings of £60k. We live in an area where property is relatively cheap with 2 beds for £90k + and 3 beds for £130K + depending on the exact area.…
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Lodger underpaying by 31p, would you make a fuss?
Hi, I had a lodger move in 1st March. She has paid three sets of rent so far, the first was paid by cheque, the second two by standing order. The day she moved in, she asked for a £50/month reduction which I said no to as I think the house is already at a fair rent. She is used to paying less I think as she moved from a…
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interested in house - lloft converted without permission
I am interested in purchasing house on market but i have been told by the estate agent that there is a loft conversion, however it appears no planning permission was made for that. just wondering how this will affect things for me and would it be wise to purchase e this.
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Estate agents website
Anybody able to tell me how I can actually view properties on the Carter Jonas/ DN website? :o I ophoned one of their offices and the agent who abswered couldn't tell me and suggested I call another office:rolleyes: I'm trying to see the farms/land properties....the link provided on a property portal to a property I might…
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Key worker scheme mortgage - no government budget available ???
:rolleyes: Hi all, new to this Forum and any help/advice/experience very welcome!!!! We accepted an offer on our property a couple of weeks ago from FTB who had already been accepted on the Government Key Worker Mortgage scheme - however, on attempting to secure their funds they were then advised that there was "no budget…
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Letting out my flat on a residential mortgage?
Hello I am currently trying to rent my flat out and due to the current market I am considering not informing my mortgage lender of the situation – it would involve quite a severe rate hike. Now I know this is not exactly legit but having talked to various friends colleagues it seems to be quite a popular solution. Also as…
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Contract not making sense...
Morning All, I am after a little help / advice. I recently moved into a 1 bedroom flat with my GF a short time ago. We have had a lot of problems with things not working and this has got us both really down. After speaking to the LL we are very slowly starting to get somewhere. I would like to move out now but understand…
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Need some advice!!
Hi, Im wondering if anyone on here can help me!...... My friend has recently (1 month ago) completed buying his first flat. He managed to buy the flat cheap due to it being a repossesion, and the intention was to sell it on at a profit. Now becuase of the current market situation, he has now decided to keep the flat for a…
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What should I do? Chain may not complete
OK, I've 'sold' my house to a FTB. Not yet exchanged. Seen a property, had offer accepted but the sellers still do not want to exchange solicitors details. Sellers of that property have had an offer excepted. I've had a call from my agent to say that she's concerned having spoken to the agent of the people at the top of…
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My Nightmare Neighbour! Where do I stand re obligations legally???
Hi All! Firstly, thanks to all here on the Forum for departing all your MSE knowledge and wisdom! For long I have been a bit of a shy lurker but I have really enjoyed my personal money saving quests and the posts on here are so encouraging! Most of my friends spend nearly all their cash on renting in expensive areas in…
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Letting Agent & Inventory
Hi, We are newbie landlords who have had our tenants give notice recently. Our letting agents have asked us if possible to attend the final inspection, I was planning on doing this. We have asked them for a copy of the inventory (might be useful during the final inspection) and after ignoring our request for ages they have…
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Another , how much to offer
Hi, we viewed a house yesterday and really love it ,its up for £199 995. we were thinking of offering £190 000, do you think this is reasonable,, have just this minute had the estate agent on the phone, asking what we thought of the property,, and saying that they are expecting close to the asking price,,a couple of…
