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Should I buy or rent?
Hi everyone, My boyfriend and I are moving in together in August and at first we were planning on just renting a flat but given how house prices have dropped I'm wondering if perhaps we should look to buy. Neither of us have bought before so it would be our first step on the property ladder... Any thoughts and advice…
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Big mistake??
Hi. New to this so be gentle! lol I had a large credit card bill but have been paying £500 per month to clear it and have £2500 left to go. I would like to buy a property at the end of this year as the property market is falling. I will be a ftb and have no savings. My question is, have I made a big mistake in paying so…
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Anyone know anything about electrics?
I am in the process of part exchanging my house with Taylor Wimpey. I have a victorian house and when they did a survey, the advice was to get a further report done on the electrics with it being an old house and a report to be done on one peice of wood in the cellar which had dormant wood rot on it. We do have a guarantee…
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Can I buy before I sell? Brain freeze!
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How to buy a house and then rent it out - help!
I’m currently living with family. My dad is lending me 100k as a deposit so my girlfriend and I can buy our first property. We are getting married next summer and are currently saving for that huge expense. We want to buy a 200k property using my dads 100k as a 50% deposit. His name wont be on the deeds but we will have a…
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HIP: Too expensive, do we have any recourse?
Hello, We tried to sell our house in November Last year and approached an estate agent with regards to advertising and selling our house. During the conversation, we were told that this agent would sell us the HIP package for 600 pounds (599 to be exact) - At no point were we told that the HIP package can be bought from…
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Road adoption - solicitor issues!!!
Right... without going into too much detail as this is an ongoing case as it were so.... if you cant be bothered reading - then basically I want to know peoples opinions on what to do next.... stick a complaint in with the solicitor and see where it end up, or if the issues are "trivial" in the grand scheme of things and…
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House Prices UP 1.9% In January - Halifax
http://news.bbc.co.uk/1/hi/business/7871614.stm That's right house prices increased 1.9% in January
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Tenants done a runner
Hi all A friend has a problem and I wondered were he stands legally and what he should do. He rents property and the tenant did a runner leaving an unpaid gas and electric bill of around 800 quid Hes tried to exlain that the bills NOT his but theyve sent a 'final' notice anyways saying theyre taking legal proceedings…
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Gazumped on a reposession house
Can I Do anything?? 9 days ago I put in a cash offer for a house that had been reposessed. The offer was accepted on the condition that I completed the sale within 2 weeks. My solicitor was very good and we were due to complete on Tuesday 10th Feb. I recieved a phone call last night from the estate agent saying that they…
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Best to deceive?
My situation: 100% cash buyer. Nothing to sell. Looking to do an ultra-quick deal at about £250. I'm prepared to take the risk on using my own judgement rather than a survey, making my own estimates about what to allow for remedial works etc. In other words my offer, albeit low, is the price at which we would do a…
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Buying New House for 300 Advice needed
Hi all, I am first time house buyer. I have been talking to a loan consultant, which got me pre approved for %3.95 down. The down payment would be about 11k, which is perfect for me because I do not have much down payment. I had about 22k saved. Which I was planning maybe give 15k down. And even get 10k more from parents.…
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change of use advice
Hi Guys, a little advice needed please :D I have found a cheap property which is a terraced house, but is being sold as a commercial property (i think it has been used as a solicitors) I have checked the planning application records and there is no record of it being changed to a different use class. if it has been changed…
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Finding a good conveyancing solicitor!
:confused: How do I know a solicitor is good for carring out my conveyancing? I am a FTB, so have no idea what qualites to look for when searching for a good solicitor. Don't want to end up buying a property then it takes ages for the process to go through. One of the EA's I went to recommended countrywide services. But…
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Evicting a tenant
I need to evict a tenant who has not paid for 3 months we served section 21 at the end of nov and gave two months notice that we wanted to break the AST 12 month contract using the 4 month break clause with two months notice do i need to serve section 8 to get the arrears paid and then if that is not productive can i just…
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Do we have to pay estate agent fee?
Hi all Hope someone can help us. We put our house on the market with an EA who looking at their contract have a paragraph heading 'Sole Agency Rights' followed by wording saying 'you are appointing us as agents with sole selling rights....' My query is that this EA have been rubbish in their service, they had to be told I…
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Will I ever sell?
AAAAAAAAAAgggggggggggggghhhhhhhhhhhhhh!!!!!!!!!:eek: :eek: :eek: Will I ever sell my house - seriously considering doing a raffle for it... I was seriously discussing chaining myself to something also to inspire people to get the housing market moving again... Thankyou for listening - rant over.:o
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Tenant - Please help.
I am renting a house. I need to know if there is a cooling off period. I signed contracts and paid first months rent/deposit yesterday. While at the house i told her the carpet needed replacing as it was disgusting, the house needed painting as there's marks all over walls and there's a leak which has marked cellings so a…
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Tenant - Please help.
NB - i have re-worded and amended a few things, better worded them as to not make people mad like before. I am renting a house. I need to know if there is a cooling off period. I signed contracts and paid first months rent/deposit 4th.. While at the house i told her the carpet needed replacing as it was disgusting and…
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rip off legal fees
rip off legal fees Hi I had a re-mortgage fall through March last year for my property, basically I pulled the plug before the re-mortgage completed as I was told there were no redemption penalties then I found out there were loads. Today I received a court summons (posted through the door) from the solicitors for £339.01…