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Will I be able to afford my house??
Hi, long story but will try to cut short. I am moving back into my house which was bought with my ex. My ex is moving out to rent and so I am taking over the mortgage with my three children. The plan was to move in with my partner but it may be that I will be a single parent shortly as things are not working out. I earn…
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Help needed!! buying a repo...
We've seen an house that is perfect for us. Its a 4 bed semi, with garage, garden, best of all, the house is just down the road from where we are, sounds silly but we like this area, its near OH's parents and the only reason we need to move is because we have to few bedrooms for too many children! ;) So this house has come…
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Scotland - Silly Offer?
I'm a FTB in central belt scotland, asking prices do seem to dropping (although not massively) but properties seem not to be moving. Anyway, I've viewed a flat I like and put in an offer 85% of the asking price of 77000 (fixed). Similar properties were selling for just under that value around this time last year and I…
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Tenants in Common Question
My Dad has owns half the property and me and my brother own the other half in a tenants in common contract. My question is could we force my dad to sell the whole property if me and my brother wanted to sell our share of the house? Or can we only sell our share in the property? Thanks
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Checklist for new LL's
I have seen a common trait on here recently from people who are looking to rent out a property for the first time. They are all asking similar questions. How do they go about it, what do they do etc. I feel there should be a link within the forums that tells them what their obligations are, legal requirements, tips, advice…
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Rented house - heating broke down - landlord slow
Friend of mine lives in a rented house with her 5 yr old girl. Heating and hot water broke down on Friday and she tried to get told of the landlord. After leaving several messages, finally got hold of him yesterday (Saturday). Spoken to him again today and he says best he can do is try to get someone out tomorrow (Monday).…
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Buying when parent have IVA
HI, I would like some advice on whether a parents IVA will affect my chances of buying a house. :confused:
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slightly cold feet
OK, so I've had my offer accepted. It's what I decided the place was worth , and 20% less than it was originally on at. I have 70% of the purchase price to put down. Compared with renting, it is cheaper - based on the interest I lose on the money I put in, plus the interest I pay on the loan. BUT of course if it continues…
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Subletting
I have found a lovely 2 bed property to rent, where the landlady is happy for me to sublet the second bedroom. I want to let this room to a friend of mine. What type of contract do I get her to sign? Do I just get a standard 6 month AST, or do I need to get hold of a specific sublet contract? Thank you very much in…
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Renting to family....help needed
Hi i'm hoping someone can help..... My partner and myself are moving into one house, and as we have not been able to sell his house for 12 months, an aunt of his has asked if she can rent he's property. He has spoken to the mortgage provider and the mortage doc's can be changed to show that it will be let. But I have no…
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need help!!!
i am unsure on the way to handle my employer, my employer rented me a place and the place was not in the greatest shape, so i rented it anyways but now that i am moved out he is holding my check because of the unpaid rent for 1 month but i needed this check to pay him the remaining owed, but i wasnt the only person who…
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pathetico propertio
pointless rant BUT just saw Property Ladder eppy with Richard Chan and Isabelle Peno. they bought end 2006 (£400K) and finished renovating mid 2007 (cost £450K) :eek: disagreed with more or less every good idea thrown at them, 2 years later still trying to sell on RightMove pah jus when i thought all property developers…
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Sold STCM?
Go on I know Sold Subject to Contracts what's Sold STCM? Mortgage?
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Will banks in uk ever let short sales happen?
Wondering if banks would let a short sale go through and then let the customer pay off the rest. I am in negative equity and would dearly love to move but this would be the only way I could do it. I am not interested in looking to wipe the neg equity debt out but would pay it off over a number of yrs on an eg payment plan,…
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Homeowners and selling their homes.
After following the market quite closely for a while its become quite apparently obvious that the majority of the homes on the market are still not priced correctly. There is also now a distinct rift starting to open up in the market which is going to get worse. its quite funny to see actually 1 and 2 bedroom apartments…
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What should I offer?
Hello Im looking at a house which is priced at 395,950 what do you think the lowest offer that they would accept is which is reasonable? Thank You
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help needed
I have a house which is currently empty, so have decided to rent it out, however I am not going to let just anyone live in my house. Can I tell a letting agent what I require of my future tenant? A friend tried renting a house of his and the agent told him he could not discriminate.
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Renting Question
Hello everyone! We have rented our home since July 2008. The landlord has an agent whom we liase through. My next door neighbour has just come to the door to say that he's seen a rat behind our garage. We can't get access to the back of the garage because the fence which would allow access is bolted to the wall so we have…
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Stamp Duty
To buy a house that I'm looking at, the stamp duty is about £8000, can I have this addded to my mortgage or do I have to pay it in cash? I've looked everywhere but can't find the answer!!
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Shared ownership vs renting
Hello all, nned to know the pro's and cons, of both do i need a deposit on a shared ownership? are there any difficulties in getting a mortgage for a shared ownership Ive seen two properties similar and in the area where we want to live, if i have the view of buying the remaining share of the house does this mitigate all…
