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Mould/damp
In our bathroom we have black spots appearing around the window which i am quite sure is damp which will eventually turn into mould. However we cannot presently open the window the landlord is aware although i don't think it is priority just yet. should the landlord be responsible for this as it is not very nice if it…
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Possibility of getting out of Lease??
Hi, We currently rent a 1 bed top floor flat and our 12month lease ends in Sep this year however i have just found a 2 bed house with gardens, garage etc and my lease seems pretty watertight that i can't get out before Sept but what if our situation has changed as i am now 3months preg and we are obv looking for a bigger…
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Help Buying House
Hi, can anyone help ? my daughter has just put her house up for sale however she has seen a repossessed house she would like to buy and do up only she doesnt have the cash right now .. is ther any companys who give the finances and when her porperty is sold have it paid back or does anyone know any ways she can go about…
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quickest completion on a house.
We have accepted an offer on our house, we are moving into rented before emigrating our buyer is ftb no strings. We have asked our solicitor to proceed as quick as poss as both parties want to move asap what is the quickest we can expect if we badger our represenatives?
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Renting A House..
Morning All, I move into a new house on Saturday (completely unfurnished) and so i was just wondering to be honest, what i have to do... never really moved away by myself.. I know i have to sort out the electric and Council tax and water etc.. but not sure how to go about it.. Also i was thinking of installing a power…
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Tenant Checks
We are looking to rent a new property. We have rented for years and have always kept up with our rent payments and council tax. I have a CCj for an old debt which runs out in the summer and my husband is in quite a lot of debt although we are on a plan with them all and make very small payments each month. We do struggle…
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Household Inventory
Hi All. I currently rent a property with two other people. One of my housemates has a lot of debt issues, through no fault of his own, and is obviously dealing with debt collection companies and so forth. We currently have a household inventory that clearly details what items belong to what individual. This inventory is…
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Structural survey on flat
Thought I might be more likely to get a reply to this specific Q on a separate thread, so.... Anyone know about surveys on flats, please? I mean, if I was buying a house I wd get a full structural survey, but how does that work on a flat? Is it necessary - and surely even if I paid for full structural survey they wd only…
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Amending a lease?
Hi. I live in a block of flats (about 80 residents). Is it possible to amend / alter the lease. If so, what is the procedure?
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Another what would you offer post?
Ok, this is another what would you offer post. Go easy on me! Its just its hard to gauge how much houses are really selling for as the EAs talk them up and the actual selling prices are 2 months behind on the net. Were looking at a semi-detached 3 bed house with garage. It looks like the current owners bought it for…
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Which book should i get?
Need to do some reading on becoming a LL, will buy a spare house soon...need to read-up all the info. about tenant contracts, housing benefit people, etc,. What's the best book to get from the Library? Thanks :money:
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land search validation insurance??
what is this? our forms for the house we are buying give the option that if the searches are out of date in the HIP then we can either pay for them to be renewed (allowance shown as £189) or pay this insurance for about £20-£50. the house has been on the market over 6 months but nothing in the area has changed ie…
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Fiancee has mortgage with someone else.
Hi hope you can give me some advice. I have my own home and I am getting married in August. My Fiancee has a joint mortgage with a friend, they also have a lodger. They do not have any contract between each other and the lodger. My question is what liability would I have when we marry? and if her friend did not want to…
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Why you should save a deposit
C'mon - why should you save a deposit? The main reason now is that you need a deposit to get a mortgage. But imo it was insanity not to have to save one. You should save a deposit because it shows you're not a spendaholic and can live within your means. If you can't save any money then it means your lifestyle needs to be…
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What grants for home improvements are available and who qualifies for them?
I am hoping to buy an old house cheap and it more than likely will need some upgrading, can anyone tell me what grants are available and to whom and under what circumstances.. thanks Les
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Is West Thamesmead up & coming?
I hear that Erebus Drive in West Thamesmead is one of the worst effected areas in the country with regards to property price falls. Having visited the area recently it remind me of Docklands in the Late 80's, which went on to become enormously popular, despite a shakey start. What can people tell me about the explosion in…
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barratts or persimmon? are new house worth it?
Looking into houses being built by the two companies on the same development. Offering good deal on morgage but you never get that much space in new house apartments compared to houses but the repayments are cheap. Also its whether we can sell it when we want as they are always over priced and what if they stop building?…
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100% mortgage- good idea or bad idea?
I'd like to get on the property ladder and now seems a good time for buyers. What are people's views on getting a 100% mortgage? I'm renting at the moment and I started thinking that it would be better if rather than continue, i should use that money towards a mortgage. I'm wondering whether I should save up for now and…
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property indemnity insurance
hi, my solictors have quotes me £78 for indemnity insurance as the property im buying has searches that may run out before we complete. where can i get this cheaper? i have looked online but there just for businesses?? does anyone know where i can get it cheaper? property value is 140k
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Carpets in a rented house - fair wear and tear?
Hi there, I have done a bit of a search on here so I am sorry if this is duplicated. I am currently renting a property, I have been here three years now and am hoping to stay for another year. I was just wondering about what constitutes fair wear and tear in terms of carpets? The flat has cream coloured carpets (never…
