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Deposit returned - How long
If you signed your lease before the landlords deposit scheme came into affect how long would you say is acceptable to wait for the return of your deposit or for notification of the deductions.
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Mortgage/Loan/DIY Query
Hi, I wasn't sure what forum to post this question in, so apologies if wrong. I have just put an offer in on a 2/3 bed semi detatched house. It was valued at 260k, but due to situation, sellers have accepted 235K. I am putting down 10% deposit. I'm planning on going interest only for the first 2 years, to keep costs low. I…
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Help with condemed flat please
I'm asking for help on behalf of a couple of friends who are furnished tennants in Manchester. Their flat has been in quite bad disrepair (leaking roof amongst other things) for a while now and it taken them about 9 months of calling every week to get the landlord to start repairs (only once they involved the local council…
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buying my parents home
ok, my parents have recently moved into a council bungalow because of my fathers disability. i have lived with them for the last 3 years since splitting from my wife. our divorce was finalised in April of this year. their home is worth between £90-100k because of my predicament they have offered to sell me their home, they…
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buying my parents home
ok, my parents have recently moved into a council bungalow because of my fathers disability. i have lived with them for the last 3 years since splitting from my wife. our divorce was finalised in April of this year. their home is worth between £90-100k because of my predicament they have offered to sell me their home, they…
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New Job - NEED to relocate - what do i do NOW...???
Hello, I have always had a good steer from people on here so this is my problem.... I was lucky enough to offered a very good job (senior position) good salary, package, company car etc etc....... This would involve relocating far down South, which is fine as that is where my wife's parents come from so it is something she…
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daughter renting
Hi daughter told me last week that her and her boyfriend have decided to rent a house. They both have decent jobs, so i asked them why not buy, to which she said we would rather rent, for 12 months to see how we get on living together. (suppose that makes sense) well they have been looking at houses, and have decided on a…
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Buying at auction
I would love some advice about buying at auction. We have just accepted an offer on our house and are going to live in rented while we get a feel for the area. We may be interested in buying at auction as we should be chain free by then and have a mortgage in place - ours is transferable. The only thing is we don't know…
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House company asking us to register home?
Hi, I'm buying a house. The present owners are doing a part exchange with a housing company. They exchange contracts very soon, and the house company has told me solicitor that they want to exchange and complete with us the next day. This is their deadline. My solicitor said that the company do not own the house and have…
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Is two months a reasonable amount of time for deposit return?
Hello all, quick question, any thoughts gratefully received I'm need to move from current shared house (2 bed with boyf) in July. I have seen and informally accepted a room in a nice shared (6 beds - eek) house, taking over the tenancy from a guy moving to London. I received a copy of tenancy agreement on Saturday. All…
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100% Equity
I am fortunate to have 100% (200k) equity on my home which I inherited. When the market is right, I would like to get an additional property as a renovation project which I will sell once finished but am unsure how to fund it. I only earn 20k per year and have 3k debt. Average 2/3 bed house here is 200-350k. I am patient…
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Is this normal?
Just a quick question. Is it normal practice now (considering the market) for estate agents to refuse to take you to view a house unless you see their mortgage advisor/prove you've got an agreement in principal first?
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had deeds sent to me by solicitor
Hope someone can advise me on this Have recently bought first house and have been in for about 2-3 weeks now. the other day i received from my solicitors the deeds of the house with an accompanying letter saying that due to lack of space the mortgage lender (nationwide) could not store them and so they were sending them to…
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Land & other searches
Quick question: Do you usually recieve details/results of the searches carried out? We are due to exchange this week but I have not seen any of the searches yet.
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house sale/buy dilema
We have agreed the sale price of our house with a buyer who has already knocked us down £17,000 from the asking price of £130.000. We are buying a new build Bloor home and they agreed to knock their price down to match the reduced offer on our house. The surveys have been done on both our house and the new build and we are…
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Is it better to find a local builder first?
Before house hunting, is it better to know a local builder first? My contention is that in case we found our dream home and we want to ....... 1) avoid buying a lemon 2) modernise the house*** 3) add additional feature such as ensuite or conservatory*** *** the houses in our area are overpriced, probably use the builder's…
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First-time buyer, about to buy apartment, in need of help!
Hi all, Quick breakdown of my situation to start off: My partner and I both "need" to buy a place. Many people have told me that now isn't a good time to buy, but it isn't a matter of choice. We'd love to wait a year or two, but for personal reasons we need to get something sooner rather than later. So, with that out the…
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Procedure for selling one house, buying another
What is the best way to attack this keeping costs down and not having to live in a tent at any point. Outgrown current house and need to get something bigger but have no idea how to go about it, do you sell your place first and try find something in between sale point and exchange date. Also can you move the mortgage from…
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Fast sale - wise or foolish?
I've seen an internet ad for a company which will guarantee to buy a property regardless of condition. Company will pay 75 to 85 per cent market value and meet solicitor's costs. All within 48 hrs if need be. OH reckons it is a scam and wants to go traditional sale route. I don't want a long drawn out, stressful sale. I've…
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can we pay sellers EA fees?
I know it sounds weird but some friends of ours are selling their house and we'd like to buy it. It's over the £250k stamp duty and they'd have to drop by £15k to bring it under. It's just come on the market and they have pitched it slightly below current values. I'd like to offer them £249,995 but was wondering if we…
