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Help,buying in Ireland working in UK
I need some advice. I have the money from my house sale in the RBS instant access account I am going to live in Southern Ireland. I am going to use the interest from that account to pay the rent in Ireland. The amount of money in the account is £215000. Is there any other way to invest the money? Is it a good idea to leave…
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'Charge' on BTL property
I'm trying to find out about 'charges' on property. Here's the story... One of my properties (4-bed det) is in a cul-de-sac on a predominantly OO estate. Next door is a 3-bed det. It was sold in 2005 to a BTL'er for about £250k. I vaguely know the BTL'er (local car dealer). About two months ago my tenants informed me that…
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Fighting the council tax
i had a demand letter come through the post yesterday, telling me that i had 7 days in which to pay my payment for this month, that really annoyed me as i am only 3 weeks overdue, i am about to call them, but I wanted to ask a quick question first. If the council tax is a financial agreement between two people, then should…
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mortgage valuation
Can anyone advise me - i recently purchased a property and the lenders instructed a mortgage valuation can anyone tell me what this type of basic valuation covers as the timbers on the roof are rotten :confused:
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Is this legal?
I am moving out of my current property this week and my landlord had another property come available whih I viewed last night. It was riddled with damp throughout the bedrooms and bathroom, it had no central heating as there was no gas supply, and it had no kitchen. The "kitchen" consisted of a cupboard in the living room…
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First Mortgage
Hi, need some advice if possible. My fiance and I will start to look for a house/apartment shortly and we have about £7,500 to use as a deposit and will be looking at something between the 90k - 120k mark, however, I have a concern about being accepted for a mortgage in the current climate. I earn £27,500 per year and my…
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Pursuing survey complaint....
hi I recently puchased a property but was dissatisfied with the Homebuyers Survey. Two main problems were completely overlooked and have cost me nearly £1000 to sort out. 1. Central heating pump had a chronic leak, obvious on cursory inspection, which had damaged the shower ceiling below (tank is in attic). 2 Several…
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Considering letting our house....
I've been wondering about letting our 3-bed house - in a popular student area of a university town - and renting somewhere cheaper to live,as a way of paying off some mortgage. Does anyone know if this is feasible - assuming we have somewhere else lined up, with cheap enough rent, to move ourselves to? I suppose it would…
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Newbuild Snagging Time Off/Leave Compensation
Does anyone know if you are entitled to compensation for taking time off to get problems resolved in a new property? Like thousands of others we recently became the owner of a new home and found a 100+ problems (most minor, several major) I've already had to use several of my holidays to allow the builders in to carryout…
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Can Anyone Give Me Some Housing Advice for Prospective Tenant (LA)
Hi My niece is currently pregnant with her first child and has applied to the LA for housing. The system in their area is a choice based lettings scheme and although she has had the option to bid on properties since February, she's not yet been successful. On Wednesday of last week she got a telephone call from a Housing…
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Early repayment fee's
Hi, I'm just writing to see if anyone has any ideas. Due to a return to education I decided to sell my flat to help with the costs. Unfortunately it took 8 months to sell at a REALLY low price, so I want to know I anyone has any ideas about how to avoid the early repayment fee's from my mortgage lender as every penny…
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Planning Permission: Valid Objections
I've browsed some of the threads on here re planning permission. Am I right in thinking the developer/land owner's record is not a valid reason for an objection? (I went to a residents' meeting and people were thinking of using this but I'm not sure it will help.) Do people recommend paying private consultants in drafting…
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Money Off New Build
Hi All, My partner and I are considering buying a new build house in the Cardiff area. The developer is Bryant homes and the asking price on their web site is £230K. With the housing market in its current state, what would be a realistic first offer? Have read of people offering as little as 75% of the initial asking…
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Home Insurance for a 1st time buyer
I'm just about to complete on a house and I know a condition of the mortgage is I need to get the home insurance sorted. Could someone explain the best way of me doing this ? I think the insurance has to be in the name of myself and the mortgage lender-is this normal ? Also, do I arrange the insurance before completion ?
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selling wih 100% equity - rent or buy?
Hi Due multiple family bereavments I now have an offset mortgage of £160k, with 1 saving account with £160k to offset it. So no mortgage payments. Looking to move to back to home town now. House on market for £470k, looking to buy for £470k. I run my own business (just me) and my earnings are erratic (some years I take…
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Joint tennancy help needed
Hi all - need some advice possibly from property experts or any legal guys who might be about. Really appreciate any tips you might have... I was living with a chap for 2 years or so in rented accomodations. We had a joint contract on the property which to be honest when it was signed I didn't even really know it was a…
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Suspect that management company haven't had fire alarm serviced.
We're currently experiencing a lot of problems with the "management" agents for our block of flats. I've been doing some investigations and phoned the fire alarm servicing company. They told me that they'd had their contract terminated at the end of 2006. I phoned up the management agents and asked them who did our fire…
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Selling to move abroad
We have had our 3/4 bed house up for sale for 10 weeks and had 8 viewers which from what I have read of other places is good. All have gave positive remarks and as our area has become sought after there really is not first timers looking but retirees with cash. We want to move abroad by Oct/Nov this year but dont have to,…
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We have given up selling and buying and will now just leave teh country!
We have been trying to sell our palce for 18 months. Had three offers highest was 317 then 310 then 285. First one we had no where to go even though we should have moved into rented. Then when we did find somewhere he was not interested and wanted a massive discount. Then the other two would not allow us to move and but…
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Deposit returned - How long
If you entered into a lease agreement with a private landlord before the landlord deposit scheme what is an exceptable amount of time we would have to wait for the return of our deposit or confirmation about the deductions. An inspection of the property was done on the day we left by my husband and the landlord.
