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Is it really worth getting a survey
Now, I can hear you all gasping with horror now but hear me out.... Without exception every single chum of ours who has had a survey done has said that it wasn't worth diddly squat as it didn't point out falling down back wall / falling out window in bathroom/etc etc etc and they wouldn't pay for one again, but just go for…
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Locked equity
Hi everyone I have a mortgage on my right to buy property. It is a high rise property the sort only few lenders are interested in. That was three years ago. Now am trying to remorgage to allow take out some equity as am interested in invested in property development - i mean fix and sell for which i need some fund. I have…
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Inheritance advice pse?
Sadly :( an elderly relation recently died and has kindly left my sister and I his house in his Will. We are also both executors of the Will. This inheritance was unexpected and I am not sure what to do, this is further complicated as my sister is in a different financial position to me i.e. she has no debts, earns good…
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Landlord problems - should I pay?
Please help! I recently (stupidly) left a tap on in our kitchen and damaged some appliances in the flat downstairs as the water went through. The landlord is now telling me that I have to pay to replace a cooker and washing machine, and also for all call out fees. Surely this should be covered in landlords' insurance? I…
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Any views and opinons? before they break my door down?
hi guys and girls, im hoping someone will be able to point me in the right direction or offer some good pointers. I have recently moved into rented accommodation, I have been in there for about a month and a half now. The previous tenant had a phone line with Virgin and it would seem that she hasn't cancelled the service…
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Help With Flash Player 9
Can someone please help me. I am trying to get this to download but it keeps going to this and I ain`t got a clue where the gold bar at the top of the browser is. Am I being really thick as I just can`t see it. Thanks Important Message: You may need to click the gold bar at the top of the browser window to allow the…
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Advice re gas bill
I have been renting a flat for approx 6 weeks. During that time there have been various fittings that have not worked. I reported these problems a couple of days after moving in. After much chasing, a few of the problems were fixed, however several are still outstanding. Two weeks ago, I was off work for a day and…
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Looking for new rental agency - South London
I have a flat in Sutton Surrey which is rented out via a full management agreement at the moment. The charge is 16%+ which is very high (a lot higher than my other properties and I am looking to reduce it. Due to a change in circumstances I can allocate more time to this so maybe full management isn't necessary. Does…
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tds and claim
do you still have to be a tenant to claim the 3x deposit. my lanlord is messing us around for the depoist.
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Penalty fees (£ks) for Buy to Let as prices fall
In many Buy to Let mortgages its is written that if house prices fall Landlords will have to pay thousands extra to banks to cover the loss. These so called margin calls are aimed to protect the bank as investors equity is wiped out. We have had a fall of 2.5% last month across the country with massive falls in the…
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ready to exchange and my buyer is trying to fleece me!
We are virtually ready to complete on our long awaited sale, the buyers are two mortgage advisers who are planning on renting our house out. last week i had contact from both their solicitor and my estate agent saying the surveyor who did their valuation had picked up possible problems with damp and had concerns about a…
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Advice sought on other Board for someone new to Letting
See here - http://forums.moneysavingexpert.com/showthread.html?p=10159381#post10159381 :smiley:
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How would you approach situation (looking to move in future)
Right - this post is a bit messy so please bear with me.. and the story ;) Basically I bought a house in Q2 2005. (Nice point of the boom..) We paid £75,500 for the house. Unfortunately, due to being in a very very bad financial situation (due to various reasons, mainly poor financial management years before), we…
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How do i rent a house / flat?
Apologies for seeming totally dumb, but i have never rented a house or sorted out this kind of thing on my own. I have lived with OH for 6 years (been together for 7) after moving out of home with mum. This weekend he has decided he doesn't want to be with me anymore. Nothing is set in stone yet but i feel like i need to…
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Inflation getting out of control
http://news.bbc.co.uk/1/hi/business/7346037.stm The £ is sinking and inflation as back. Mortgage rates will be in double figures within 2 years. Of that there can be little doubt.
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Some honest advice please...
Hi, I have a property has been on the market since December 06, and i've had like 1 viewing who loved it, telling me they wanted a second viewing then pulled out saying it was too small (its biggest in area for price), another 2 have pulled out, its also up for rent and no one has been interested at all. The property isn't…
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Getting a Mortgage with Gambling Winnings
Hi guys I currently have a job where i am getting paid about £20000 a year, but i am also a successfull gambler who takes away over £2000 a month sometimes more. I am currently looking to buy a house (or an apartment) which i wouldn't be able to afford on my currently salary but can with my "winnings", i doubt my bank…
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Leasehold Management Company - Advice
Just hoping that someone could give me some advice regarding my leasehold management company. They have just put up my monthly fee to take into account work they are proposing to do on the building. This work is the installation of Double Glazing, which they do not intend to commence until 2013/14. Seeing as they are not…
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Help please, first time buyer looking at Shared Ownership
Hi All, First of all, apologized if this topic have been covered on other thread, I tried the search but couldn't find any answer. I am a first time buyer and I am interested in a property available from the housing association on the Shared Ownership (Part buy part rent) scheme. I would like to know with property on this…
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Gas safety checks - should they be done every 12mths??
ive been renting this house for 18mths. since moving in there have been no gas checks or boiler servicing? was just wondering if this is supposed to be done. with my own property i used to have the boiler and fire serviced every 12mths. i was just wondering if the LL should be doing this? this is the first time i have…
