-
Thinking of buying? Abbey to raise all mortgages 0.3 % from Monday 10.03
See here: http://www.mortgagesolutions-online.com/public/showPage.html?page=733176 Abbey has confirmed it is to increase rates on all of its products by 0.3% on Monday. A sign of things to come - BoE rates have not gone up but the banks are having to raise anyway. There won't be a mid-2005 style rally of the housing market…
-
depoist held - ll question
hello all, before i get flamed i have used the search and read through alot of previous post but cant find the information, so was hoping some generous kind harted soul can help with advice. in a nutshell - sign a AST in aug 2006 and moved out Aug 2007 i beleive this is before the new depoist protection legilation. anyway…
-
depoist held - ll question
double post sry
-
No Corgi certificate for 2005 boiler & electrics installation - show stopper ?
hi I am waiting to complete on a property (hopefully within next few weeks). However, it transpires that the vendors have no Corgi certification for this work, carried out in 2005 (after government's introduction of this certification system). They told me that British Gas put the combi boiler in , so either they've lost…
-
Is there a maximum charge the freeholder can charge to but the freehold?
I want to buy the land my house is on, but have no idea how to go about it. I have been told that there is a maximum charge of 10 X the annual rent, but find it hard to believe. Currently our ground rent is £10 a year, but we do not pay it as the agents that the freeholder uses refuse to collect this amount as it is only a…
-
Hope this doesn't happen very often to anyone
Recently moved from full time employment to self-certify and also started a Limited company- doing almost the same kinda job ,but under my own Company name. tried for a rental place. the letting agency did a credit search and told me that my credit rating is poor and now asking for 6 months rent in advace. i have a…
-
idiot investor!!
My House has been on the market and in the first month i had an investor offer me 75k for my 100k valued house! I said no thanks he then went to view it again and offered wait for it.........75k. My estate agent phoned me yesterday to say he had offered wait for it.......75k a third time in 2 months!!!! just a rant but…
-
Are there any assured tenancy homes in the UK
I have rented for nine years and been lucky staying in the same house. However will need to move this year but wondered if there any assured tenacy homes anywhere in the country. Not council or Housing Association.
-
Advice on negotiating estate agents' fees
We are hoping to put our house on the market shortly and have had three valuations from three local estate agents. We haven't got down to brass tacks of discussing fees with any of them yet, but one mentioned in passing a starting figure of 2% and another mentioned 1.3%. The advice to sellers thread suggests aiming for 1%…
-
Can you exchange on the sale but not on the purchase and time completion
we are under offer and have been since mid jan and it seems to be taking ages. we pulled out of a house mid last week and secured another at the weekend. can i request our buyer to exchange on our property so that she is committed to buying so we can relax a bit. the property we are buying will be vacant with no onward…
-
Leasehold/ Communal Areas Question
I live in a leasehold maisonette/ apartment (I am on the first floor). In front of the property there is an area of grass. My door is to the side of the grass, and my neighbour's door is in the middle of the grassed area. When I moved into the property, I assumed that the grassed area was a communal area, however I did not…
-
why is it that houses built one hundred years ago
have more parking space than the rabbit hutches some people live in. bult in the last decade..
-
Emergency! Help please!
Hey there I was due to exchange on my new flat on Monday. I am putting £15k down on a £85 purchase price. My solicitor, who I work for, announced he was making me redundant yesterday, which is why he hasn't exchanged my flat, even though I have been ready for almost two weeks. Fine, I thought last night, I will get 3…
-
Rubbish letting agents - where do I stand
In a nutshell, we have a BTL property which is managed by (in my opinion) the worst letting agents in the country. Had loads of problems with them, anyway, latest saga, realised on Monday that this months payment was late (usually paid to us 1st month), and then Major Horror - realised we didn't get last months payment…
-
Have I messed up my tax return ???
Hi, I have a buy-to-let property and as such - i've recently received a tax return to fill out (It's their fault I've been given it late & so I've been granted an extension) In the tax year 06/04/06 - 05/04/07 I spent nearly £1000 on damp proofing & re-plastering of affected areas, 150 on the buildings insurance, 3000 on…
-
Cut our losses?
Hello everyone and here is my very first post. We're in the process of selling our house to move abroad it has been a frustrating learning experience to say the least. This is our first time we have sold a property. We put our house on the market about May last year. I contacted a number of estate agents via email asking…
-
solicitors in Birmingham
Can anyone recommend a solicitor in Birmingham? I would prefer a local firm. I have rang round for a few quotes, but don't have any personal recommendations as none of my friends have bought a house yet! Preferably cheap but obviously need good service too. Also one that includes all the costs (eg photocopying) in their…
-
EA let buyers in house while seller away
My dd`s house is sold subject to contract. She is away from home at the moment and heard from the EA that the buyers wanted some loose tiles fixed, that a patch of grass on the back lawn was greener than the rest that a bath panel was loose etc. The buyers had been round on the second visit with the EA prior to making an…
-
Part-buy scheme, first time buyer
Hi, wonder if someone can point me in the right direction. Currently looking to get onto the property ladder and would appreciate any advice. I have my eye on a property in Aberdeen, Scotland (o/e 55k) which my girlfriend and I viewed and are both very much keen on. Currently I earn circa 13k p/a + bonuses which is…
-
Might have an offer!
We had our first viewing last night (after nothing for approx 6 weeks), the viewer offered £117,000 (on market for £119,995). I thought this was a really good offer in current market, the guy already owns one house on street plus two on next street, so shouldn't struggle to get another BTL mortgage. My other half went…
