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Help, notice period when renting
My partner and I moved into this house 1st August 2007 on a 6th month AST with a possibility of extending on a rolling month by month. We are now coming to the end of the original 6 months and are planning on staying here a bit longer until both our jobs are a bit more settled and we consider buying. However our landlord…
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Want to sell but our roof is leaking
We want to put our house up for sale but the roof is leaking. About once or twice a year when it rains heavy, the rain drips into the corner of our bedroom. We've had a look on the roof but can't see where it's coming from, there's no obvious hole. The problem is we really can't afford to have it fixed so what do we do?
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Been on the market 3 weeks, 6 viewings, no offers...
I am getting really frustrated that after 6 viewings in 3 weeks, which I think is incredible in this climate and at this time of year, we haven't had an offer... 4 people said it was too small, one said it was too big, another couple just preferred another house to ours... I am worried we are going to lose out on the house…
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Buying my parents house UNDER market value.
My parents need the cash, don't want to move, the house is valued at £350000, the most I can afford is £250000..... What are the comebacks on this if I buy at a greatly reduced price?
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mortgage, name and bank statement
Hi everyone. :cheesy: I recently applied for a mortgage and subsequently handed in passport, pay-slips and bank statement to my mortgage adviser. My passport has my full birth certificate name (four words e.g. james david john smith) which I have never used in my life, day-to-day. My bank statement and pay-slips contain…
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Where to look for houses for sale..
Other then estate agents and rightmove can anyone tell me of any website with property for sale in the east yorkshire area. I know there are others, just cant remember any. Thanks
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1 Million Pound House - Could we do it?....
My whole family is talking about an idea to move into a much bigger home from the one we currently live in. What would we need to take into account if we were to look for a 1 Million pound house & most importantly could we afford it? Yearly Income would include (joint Salaries) of 140K Gross. A deposit of nearly 200K Our…
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Tenancy Deposit Scheme
Hello all, I have posted about this before but things have changed a little. With a delayed moving in date, waiting a full 28 days for my previous deposit to be returned (in full yeh!!) and the holidays I only paid my deposit of £800 yesterday to my private LL. What do I do now? I have not received a phone call of email to…
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Looking To Rent Out House (TAX)
Basically looking at renting my house out for an amount that just covers motgage. Say i get in £500 per month how much tax have i got to pay teh govt for this and is there any way round this bearing in mind that i am only just covering outgoings on this? All help appreciated.
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Wondering about cash for houses companies.
Hi everyone, I've had my 3 bedroom semi in middlewich, cheshire on the market for more than 12 months and have had to drop the price on 4 separate occasions during this period due to lack of interest. Throughout this time the house has remained empty but furnished. i am seeking a sale at the earliest oppuntunity due to…
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Rental Credit Check
Myself and my partner are planning on moving out of our current shared flat into a rented flat of our own. The letting agent that we are using have told us that a flat that we were interested in is back on the market as the person who had an offer accepted on it failed the credit check. I'm a bit worried now about failing…
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buying from family
apoligies if posted in the wrong place. hi,my father recently passed away,he had no life cover on the outstanding balance of the mortgage he shared with my mother and left around £13,000 on the mortgage. my mother only has the state pension as income and would struggle to pay it off,so as iam a only child and the house…
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House to flat conversion - mortgage question HELP needed
hello there, My partner and I have been givenn the oppotunity of purchasing a 3 bed house which is ideal to split into 2 flats. We are purchasing from a family memeber who is in no rush to sell. Our mortgage advisor told us it would be enormously beneficial if we could legally split the house into 2 before we took out the…
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These companies that buy your home and then rent back to you
Hi, I need some advice, I am unable to work due to health reasons. I have a mortgage and the DSS pay the interest on part of it. I have to pay the rest, as I am on benefit, I am finding it very difficult to make ends meet and upkeep my own property, IE maintenance. I had to get a loan to pay for repairs and this is also…
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EA visit for Valuation, when/who gets HIPS? What happens next, some advice please
Hi all, Happy New Year to you all. If you know my history apologies for repeating it. Mum is evicting us which she has to do through the court and as we have nowhere else to go (nowhere around here that is available or affordable) we are waiting for council to house us. She has issued S21 and this runs out on 2nd Feb and…
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Under offer and terminology
I'm just curious to know why some agents use the term "under offer" while others use the term "sold - subject to contract". I'm asking in relation to a commercial property I seen. Are there many reasons, apart from a buyer pulling out, that a deal would not go through? I gather the term "under offer" is used so that the…
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Oxfordshire and surroundings
I currently live (rent) and work in Oxford. When the time is right (ie once prices fall and/or the state of the housing market is clearer), I would like to buy a house within commuting distance of central Oxford (by public transport), but somewhere that would also be a straightforward commute to central London, so that I…
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How long for Trust Deed credit rating impact?
Hi, My partner and I completed a Trust deed in October - now 100% debt free for perhaps the first time in our adult lives!! We'd like to buy a house next year though and are now saving for a deposit, using ISAs and an A&L savings account, thanks to advice on this site. So, my question is when will it be wiped off our…
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Development delays
Probably no suprise to you all but i have purchased a property and the developers are no where near completion. Initially the property was due to be finished end of December, then it was pushed back to the end of Jan, now we are looking at end of March. I keep having to get my mortgage offer extended. Someone told me you…
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2008 the year of UK subprime?
Why is it that the UK always seems to be a year behind the US? The whole sub-prime meltdown in the US only begin to appear around summer of 2007 when borrowers began to come off their 2/3 year fixed rate deals. This is when the defaulting began on masse. With 1.4 million UK mortgages expected to be in the same position…
