-
HIPS for beginners
Hi all, I have tried to research HIPS online but I am still very confused!!! Would a bed house placed on the marker after 14 DEcember require a HIPS?? Many thanks
-
HIPS for beginners
I have tried to research HIPS online but I am still very confused... Would a 2 bed house placed on the market after 14 December be required to have a HIPS? Many thanks in advance.
-
Estate Agent Fees!!
Any of our there got any words of wisdom for me? Last April i decided i would sell a house that i had inherited, had a few agents in, got a price etc. Said i would let them know if i wanted to go ahead with the sale. Went back home (I live overseas) Couple of weeks later rang one of the agents and said we would go ahead,…
-
Help> Illegal Drain problems
Hi.....I just recently moved house and have found out that the drain from our bathroom is actually illegal. The waste water is going down to the riverwater system which means we could get into trouble if it isn't sorted ASAP. We only found out coz it's causing waste water to get clogged up and then back up into our…
-
Quick Cash For Properties
Hi all, in short this is about selling your house to a company for a lump sum and they then rent it back to you. The reason we've done this is through amicable divorce so the children can live in the family home with their mother. I couldn't afford to pay the mortgage any more I had been paying it in full plus the rent on…
-
Parents helping to purchase new house question / CGT
Hi, Long time lurker, first time post! My wife and I are looking to purchase our dream home which is 210k (though we think we could offer 200k cash). We currently have our house on the market at 170k with 86k remaining on mortgage however it's not selling thanks to the current climate. We are keen to secure the house ASAP…
-
Only 4 times salary for mortgage?
Hi all, First of all I'm a newbie to house buying. Though from doing a bit of research it seems lenders are only offering 4 times an individual salary for the mortgage, is this correct? Sorry for asking the obvious but how is then someone to afford a mortgage even with a 35k salary? The houses I am talking about range from…
-
Negative Equity - advice please
I have posted on the DFW board as I am struggling financially. Everyone has been really helpful, but I wondered if someone could answer this question. My mortgage and secured loan together are about £127500. There are early redemption penalties until April next year, so until then if I sold I would be in negative equity,…
-
My survey results
hi everyone i am buying a house it is an old house 80yrs old my survey said 3 major problems should be resolved before completion 1, chimney stack removal 2, sub floor ventillation - extra vents needed 3, loft wood work need treatment i put this to estate agent and the vendor agreed to compromise on sale price but today…
-
Selling without using agents - any latest tips?
This (apologies) is a repeat of a thread which I posted some time ago. The main suggestion at that time was to use housenetwork.co.uk. I was wondering whether the advice on this had changed and if there are any latest ideas. I'd be grateful for any comments.
-
Life Insurance
Hi We are due to complete on our new house in the next two weeks. My girlfriend is arranging home contents insurance, however i have to arrange life insurance. Would anyone be able to explain the different types and give me an idea of what we'd need?! Thanks FTB
-
Advice Needed Please
Hello, I have been lurking in the background for a while and now have a query. Our friends/neighbours had their house repossessed in 2006. The estate agent who sold it told them it went for 62k. Looking on the house price websites we can only see a sale for 82k in April 2007. The house was empty until then - but in the…
-
We've started selling!
I know this is daft but I am so excited finally after 6 and a half years we're moving out of our first flat and buying a house. I asked on here a few times about some worries we had and all were answered very kind of all of you ! Yesterday we found a great house 3 bed semi in a new bellway re generation site It perfect and…
-
Home Information Pack advice needed pls
Hi, I am sorry if this has been mentioned a few times already. We are looking at selling our house and would like to know if anyone has any advise as to where is best to purchase the HIP from? I see tesco does one for £349...is this good? How can I find out where to get one from other than the EA? Thanks :T
-
First time buyers
Hi all. Looking for a bit of advice! I'm a student currently on a year long placement, but will be going back at the end of it to do my final year. We're hoping that my partner will be working by then, or will find a job within a couple of months of us moving back. The plan is to stay with her parents for a month or two…
-
Buy To Let re-mortgage and CGT
Hi there, I have a few queries I hope someone can help me with. 1. We lived in our house about 9-10 years before buying a new home recently and started renting the old one out (we have an interest only mortgage). The rent easily covers the mortgage leaving us with a profit. Would it be a good idea to remortgage the old…
-
Cost of moving house these days?
Hello, I am thinking about moving house. Obviously this involves selling mine and purchasing a new one. Mine will be around 140 and I'm looking around 160. Does anyone know roughly what sort of fees I will be looking at? estate agents (selling and buying), solicitors, stamp etc etc. Thanks
-
Tenancy Agreement form
Does anybody know where i can download free copys of shorthold tenancy agreements?? im in the process of letting a house (unfurnished) and need an agreement. Many thanks in advance
-
50K should we buy or rent?
Hi all, We are sadly going to have to sell our lovely house, due to not being able to afford to go on. We will after paying all the debt back and moving fees have approx £50k over. I'm thinking we could rent somewhere and buy another property to rent out. Does this seem a good idea? Would love to hear your views Many…
-
Buy-to-let calculations
I'm trying to work out if I should take the plunge into the buy-to-let world. I appreciate that this may not be the best time to do this, but I'd like to hear your opinions. A friend of mine needs to sell his rental property soon, its a 2 bedroom semi. The property is currently in excellent condition and already has a…
