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i saw a link but cant find it can u help?
hi there i saw a link on here the other day for a site that u can check out the prices which houses have gone for in a certain area any1 knw where it is or any site that i can have a nose at? many thanks in advance x
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Whats My Best/next move
I had an offer accepted on a house on November 21st for 127,500 the house was on the market for 129,500 the house is old and in need of modernization but has a lot of potential, its a 2 bedroom terraced. I had a report done which brought back a few minor issues, that we would eradicate with our modernization. but 3 major…
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Confused about remortgaging
Our 2 year fixed deal is due to expire in August this year. My husband has been to see a mortgage adviser as we were thinking of remortgaging in August. We bought the house for £165000 (on a 2 year fixed deal) we were first time buyers. The monthly installment we pay now is £1055.00 for the mortgage The mortgage advisor…
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Couple renting, credit of one good, the other bad
I want to know why if one member of a couple earns more than enough to pay the full rent of their desired property the bad credit, or the financial circumstances in any way, of the other is taken into consideration. At present I have been told by a letting agency that if I was single and wanted to rent the property I am…
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"How much money will we make on this house?"
Sometime last year, or perhaps late 2006, someone posted something that made a big impression on me. They were, I think, a mortgage advisor. And they said that many or perhaps nearly all of the people getting mortgage advice were asking them "how much money will we make on this house". This surprised me, because I thought…
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Buying property in Mexico
Hi everyone I am a UK citizen living in Mexico and I am interested in buying a house here. I haven't lived here for 5 years therefore I am unable to get a mortgage from a Mexican bank. Therefore I've spoken to various companies in the UK such as John Charcol and they have advised me to speak to specialist foreign mortgage…
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How do i find out who my Landlord is?
I am currently renting a property in a large block of flats in London and have paid rent up front for two years through a premium lease. The time has now come to renew. With what seems like the inevitable downturn in the housing market i have therefore offered the same deal, however the agent claims that this is now not…
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house purchase dilema
our house has been on the market for over 6 months now, we have a 2 bed townhouse and need to move into a 3bed. After only 2 viewings in that 6 months we are now considering buying a new build as they say they will pay the full market value for our home. Unfortunately the new build homes are about £10,000 / £15,000 over…
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Buying repossion nightmare
Hi, Sorry guys this is a bit long.. I’m after peoples opinions on what to do. I put an offer on a repossion on 20th Nov for 12K less than the asking price. I went away on holiday and returned on 1st Dec still not hearing anything. Anyway rang the estate agents who told me that the offer had been accepted and that the…
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Selling - Sitting Tenant??? Query
Hi, Not too sure whether this is the right place for this so apologies if not. My father died last year and my mother has decided to either sell the family home or rent it out. Now about 13 years ago my uncle who was living nearby had to move out of his shared house as the landlord was selling it and my parents said he…
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LL Advice please regarding Letting Agent
hi guys well as some may know i unfortunately had to let my property out because of personal circumstances. So i contacted a LA to do an Intro only basis @ 8%+ VAT of contract term. my tenants signed a 6 month tenancy so I paid the LA £451.50 (well they deducted it from the initial payment and gave me the difference). I…
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How high should we go?
Hello :) We've seen a house we really love, it's in a village location, ex local authority, 2 bed, planning for an extension (which we can't afford to do at present) and is on at 175k The vendors paid 160k for it a year ago and have had it double glazed and fitted a new kitchen. They have a genuine reason for moving. House…
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BTL with Tenants remaining
Hi, I am in the process of purchasing a BTL with tenants in the property with two months remaining on the existing AST. Should I need to sign a new AST from the day I complete??, I want to honour the remaining AST rent but would have to increase the rent once it finishes.
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London Estate Agents, any tips?
Are there any estate agents people would recommend or any I should definately avoid? Do any specialise in properties which require work done to them? I am aiming to find properties in The City (zone 1 and 2 preferably). Thanks
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Negotiating a lower price for my incorrect HIP
I’ve been a bit stupid – I agreed to get my HIP via Halifax and ouch - £500! This was via LMS and they claim that Halifax independently recommends them – they don’t make a fee out of referring you. We changed from Halifax to another agent, and under the terms of our contract with LMS we had to then pay the balance of our…
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stamp duty for family sale
Hi I'd be grateful if someone could help with a stamp duty house buying tax problem. I am planning to buy my mothers home to live in (which she owns outright) for the market value of 320k. With the proceeds, my mother is buying a smaller place to live which costs 190k. Even though the house is transferring ownership from…
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Selling 6 Year House With No NHBC
Hi all, I will soon be selling my house. It is 6 years old but has no NHBC, Architect or other certificate. I got a mortgage with Halifax without a problem (previous owner was with them so the precedent had been set). Obviously this may put some people off but does anyone know of any other mortgage lenders that will give a…
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Sale of house not on land registry
Some ex neighbours of ours sold thier house a couple of years ago and whilst i can find all the other house prices in the area there is no record of this one?? any ideas why a sale would not show on the land registry:confused: its the only one close to ours in style/type for a price comparison
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Danger Zones for leases
Does anyone know what the danger zone is for bringing a lease up on a property? Currently I ahve 75 years on my lease & I wondering whether I can wait a few years or whether I really need to do it now?!
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Sale Agreed
I am new to posting here although I have been lurking for a while picking up tips:cool: We went to view a house today (£159,950) via an estate agent and when we arrived noticed a second sign up with another agent saying 'Sale Agreed'. We rang them and they said it was two weeks away from completion and that they had no…
