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The landlord owes me money, what steps should I look to take?
Hello all, Recently we moved out of a flat before the end of the contract, on the agreement that if the tenancy was taken over before the end of ours, we would not have to pay the rest of the rent. The agent 'forgot' to tell us that it had been taken over, and by the time we found out, another monthly payment had already…
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HIPs Clarification
For those of you who currently have a property for sale which was marketed prior to the HIPs requirements dates of 1st August (4 bed and above) or 10th September (3 bed), the following may be of some use to you. You WILL NOT require to have in place a Home Information Pack by 1st January 2008. The Government has NOT set a…
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Flat Inspections by Letting Agent
So, yesterday we receive an e-mail asking to inspect the flat as it was due for a three month inspection (we started renting it 3 months ago). All fine, but I don't recall signing anything saying three months was necessary. We e-mailed the agent saying the first one was fine, but after that, we would rather it is every six…
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Legal Fees / Searches for FTB Advice
Hi all My girlfriend and I had an offer accepted on our first house yesterday so now we’re looking at sorting the legal side of things. Basically, I’d like some general advice on how much we should expect to pay for all of the legal fees, searches etc. So far I’ve had two quotes of £895 and £987. The property is a 2 bed…
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Inheriting House Abroad
My bf has been told by his mum to get his siblings together to discuss what is going to happen to the house that his gran lives in. Just so they are prepared I think, not any sinister. The mum has inherited the house, but doesn't want it, so is going to give it to the four kids. Three live in this country and one in the…
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BBC - RICS say prices down.
http://news.bbc.co.uk/1/hi/business/7037962.stm Only a few months ago people were being laughed at for suggesting that prices could fall.
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Why was I given a section 21 when i signed my lease?
I've just been looking through my tenancy agreement and I've found this document, entitled "Section 21(1)(B) - Notice Requiring Possession of a Dwelling - House let under an AST. Basically, it says that my landlord hereby gives me notice that he will require posession of the property on the 23rd Feburary 2008 (a year after…
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Scandinavian timber build
Hi, Was wondering if anyone has heard of Scandinavian timber build houses? We have had a survey done and it has came back as being of non standard construction as it is a timber build. Anyone heard of any problems with these? From looking about I see that steel frame builds can cause problems but not sure about this one.…
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Advice on buying -just changed location
Hi, I just moved to the Brighton area from Scotland and am thinking of buying a 1 bed flat in the New Year. The housing market doesn't seem to have slowed as much here and the rental market seems very bouyant. Am a bit wary though as haven't lived in the area long and don't want to have negative equity. Not great on…
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Should I rent or buy?
Looking to seek out flat/small house early next year. In the current market would I be advised to rent for 6-12 months and wait for property prices to possibly fall as seems to be predicted or buy? Advice appreciated.
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Securing a property
I am interested in buying a particular property and have offered the asking price. There is also another potentional buyer. The agent told me that I need to put down a non-refundable deposit for my offer to be accepted. Apparently, if the deposit is higher then that of the other person, my offer will be accepted. Is that…
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Hip pack Question
I know there has been a number of discussions on the hip packs and as we have been on the market since May, we will not need one until the end of December, but could some one please tell me does the hip pack have to contain Energy Performance Certificate and Home Condition Report. I found the site below and wonder if the…
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No mortage offer in writing, no survey but have paid conveyancer disbursements
Hi All, Veyr very confused at present- am in the process of purchasing a shared ownership property- I have been provisionally accpeted for the mortgage, but have not had the offer in writing nor the survey-both of which the housing association want to see. Ive also just paid disbursements to the conveyancer. Just wanted to…
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Question around child maintenance & getting a mortgage
Hi all, First time posting here - what a great website !! I'm hoping someone might know the answer to my question or might be able to offer some advise. I am in the process of splitting up from my partner (we have 2 children together), we have come to a personal agreement on child maintenance payments. Although it was his…
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Does Contents & Building Insurance = Home insurance?
Subject pretty much says it all, i'm just wanting confirmation that Contents & Building Insurance combined is known as Home insurance?
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how can we buy next door flat?!
Hi, let me explain. we live in a 1 bed concrete build flat on the first floor. Our next door neighbour was going to but his flat from the council but he cannot get a loan/mortgauge as it is labelled "defective" because it isnt a traditional build. So next week his is going to give his notice in to the council and give it…
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Asking price offer is not accepted!!
I was looking for a house when I came across the one I wanted. I offered initially 8K below asking price to agent. He said its very low, I booked another viewing. Than I offered only 3K below asking price, agent seems very happy. But next day he came back to me that seller has agreed a sale with someone else :confused: ..…
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can i discover how many days a house has been on the market for?
my boyfriend and I are 1st time buyers and have seen a house we like. it has today been dropped in price by 5k. i really want to know how long htis house has been on the market for in order to inform what our starting offer should be, is there anywhere on the net that i can find this out? i have looked on property snake…
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please talk me out of moving!
I need help. I'm seriously contemplating moving. Can someone please give me some rough costs that will put me off eg. stamp duty, increase council tax, estate agent fees. My house is worth £120,000 and the max mortgage I could take on would be £170,000. I have £50,000 of equity in my house so I would have to borrow…
