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Inappropriate Estate Agent. Normal??
My partner and I had an offer accepted on our first house about three weeks ago. We are in a strong position with mortgage offer and solicitor appointed. However... the EA keeps bugging me over the phone, asking for the number of my mortgage company etc. She won't give me a straight answer as to why! It's all in process…
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Reposessed house question..
Hi, Just a quick question. I've put an offer in on a reposessed house. I've been told that it was rejected because I need to have a 5% deposit. As I understand it the vendor is legally obliged to take the highest offer, is this with exception of also having the 5% deposit? Thank you
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22 And Desperate For Some Advice !!
Hi everyone I'm new to this forum and have spent quite a while reading various threads. I've found them extremely informative, especially for a 22 year old like me who is still at university !. However since my Dad had to move around quite a bit, we've been renting around till now ; so effectively we are first time buyers.…
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What costs does a seller (normally) incur when selling their house?
We are currently renting a house from my partners father (£450 cash per month, no tenancy agreement :eek: ) and we have discovered that he is planning to sell the house after march next year. He reckons the property is worth £149,950..... I disagree slightly, but would be interested in the house if we could get it for…
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Selling an endowment
Just done some number crunching and it shows just how badly my endowment is doing.I have paid off the mortgage and thought about selling on the policy.Anyone had any experience?
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I'm so confused: Indemnity insurance - your help is really needed!
Hi all We're selling our house which had some work done to it around 16 months ago. This included some work taking out a wall to extend the kitchen For various reasons I *now* suspect that the builder didnt apply for building regs, so after doing much reading it looks like i will need to get indemnity insurance to keep the…
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Gazundered
Feeling really p'd off this morning. We were all set to move at Easter, and on the day before we were due to exchange contracts our vendor changed her mind. It took us a few months to find a new property, during which time our original purchasers also dropped out. We then found a lovely new house, and accepted an offer on…
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Possessory Title
Hi, We are buying a house and desperately trying to complete by this Friday. However there is an issue with the parking space which comes with the house (it is a separate piece of land). To cut a long story short when the current owner bought the property 15 years ago the parking space which comes with the house was never…
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What constitutes a ransom strip?
If a developer obtains planning permission on a piece of land, but the access to the road is blocked by a strip of land that the Council owns, is this a ransom strip, or does he have the right of access to the highway? It's complicated by the fact that the strip is a steep bank and he wouldn't have the necessary visibility…
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Splitting up, O.H. Buying me out
My partner and I are splitting up, We are not married, and have a 4 year old. She wants to buy me out. The house is valued at £150,000. We have a mortgage for £49000. I have said she can buy me out for £40,000, leaving her a potential equity of £60,000 approx. As I am in a low paid job I would not be able to afford to rent…
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DIY Conveyancing ?
Hi all, My wife and I are now looking at buying our first property after years renting. Many of our contemporaries have already been through the funtasm that is buying a house and one of the regular woes I hear about is : Solictors. Generally (with a couple of exceptions) they seem slow and expensive. I have had some…
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Who chases who??
Probably a question, probably a rant but kind words of encoragement needed please! We are due to exchange tomorrow - we are emigrating and our buyer is going thru a divorce so his house is being bought out by his ex-wife. When we accepted his offer we were told that all of his finances were checked via our EA and he was…
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Opinions please - House finally for sale !
Hi - Finally the house is on the market and I was hoping for some constructive criticism regarding price and description / photos / presentation. Be gentle please;) http://www.rightmove.co.uk/viewdetails-8808333.rsp?pa_n=2&tr_t=buy
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STRs
STRs have been very,very naughty And so they will have to go to bed without seeing the Lone Ranger or having any jam for tea.They are very silly because after house price falls next week,by £4 per house nation wide,they will then go on to gain 25% a year for ever.
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Chancel
Has anyone heard of chancel insurance? My brother is buying a house and is in a chain. It is held up as his buyer wants my brother to pay for the insurance and my brother's vendor wants my brother to pay for his new house. I know this is not compulsory -has anyone heard of it and what good is it?
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Channel 4 - On Quality of New Builds
Just a heads up :)
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Can't buy in UK - so where else?
Hi all, We've given up on the Uk house ladder and thinking about property abroad. In our thirties, open minded and more willing to take a gamble on countries that are unknown now but will be valuable in years to come. Bulgaria, Croatia and Marocco seem interesting - can anyone give us any tips as to some areas in those…
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Shared Ownership Advice Needed
Hi All, First post! Have been reading the board for a couple of days... Am a first time buyer with the chance to go for a shared ownership property in Harrow.... The 1 bed flat costs £177,500k, with a 40% equity of £71k. I'm on £35k a year so can easily get a mortgage for the £71k and can afford the rent payments…
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Inventory Advice (Renting)
Hi All, I am going to be renting out my house and have been told by my letting agent that I should do a inventory but this will cost £125. I am trying to keep my costs down and wonder if I can do it myself? Has anyone else down one, any tips or guides to follow? Cheers
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Nearly at exchange and its all gone pearshaped
Need some advise desperately!!! I sold my property back in February and am due to exchange on friday. The problem is there are still some outstanding issues. The property is only 2 years old but the roads and sewers havent as yet been adopted. Other properties have sold regardless of this but my buyer wont proceed until…
