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New Flat & Storage Heaters
Looking for some general advice for a friend. Mt 21 year old pal is buying a small one bed flat. For general info there is a hall, lounge with kitchen off, bed with bath off. There is no gas in the area & the flat has an old elec fire & storage heaters. I found storage heaters so expensive & suggested, as did another…
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putting in an offer..
Hi, I have found a propertythat i really want to put an offer in for, however I am totally new to this and was wondering if someone could help? the house is up for o/a 149950- this is really the top end of our budget and does not leave much for improvements. The house is going to need new flooring/walls decorated and a new…
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Leaflet an area we want to live in?
We are looking in a very specific area for a house. It's actually a 1920s council estate but half the houses are privately owned. It happens to have the only affordable houses in the area we are looking in. There are only five streets and we are thinking about dropping a letter through each door to let people know we would…
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Buying a house in China
My son is living out there at the moment and the exchange rates are good ...... He says a house will cost us about £60 000 a lot cheaper than here:rolleyes: He also says we will be able to rent it out which will pay a mortgage. We would use cash for the house in China, but would need a mortgage when we buy a house here for…
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Exchange or not to exchange
My surveyor advised "a wall within the kitchen areas appears to have been removed and, whilst there is no evidence of significant cracking to the areas adjacent, there are concerns as to whether suitable supports have been provided. In the circumstances it is essential that you ask your Legal Adviser whether or not LA…
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Need Advice Urgently
I bought a new build apartment and completed last February. I have still not moved in as the building firm have yet to put a water fault problem right in the bathroom. Every time the apartment above uses the toilet or takes a shower it sounds like I have my own personal water fall in the bathroom wall which can go on for…
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Remember my 'Upside Down' house post? GREAT NEWS.. & lots n lots of help needed!!
Hi All! Remember http://forums.moneysavingexpert.com/showthread.html?t=470886&highlight=Would+YOU+live+in+a+house+like+this... Well the other buyers, that beat us to it, have pulled out, so we're going for it!! As it's in need of bringing bang up to date, we want to do the upgrades, to match our own needs, but want to take…
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not sure im in the right place but
to cut a long story short i have a freind that live with his wife & 4 children in the spelthorne area in a council house . he has lived in the area all his life he then gave up his house about 3 years ago and went to live in ireland anyway came back for a visit in april this year only to find his mother (who is blind,…
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reposession
I need advice on what the procedure is when your house is being reprosessed.Does the morgage company use a local estate agent ?What i mean is would people know that you are having it reposessed.Do you have to have a sign up or is that up to you or down to the morgage company.
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Brown to build 3 million homes - Impact?
Hi, My wife and i are about to buy our first house but we are a little confused about what impact if any Browns decision to build 3 million homes by 2020 will have on the market. We are a little jittery about buying at a time when house prices are very high and would welcome any thoughts on Browns vision. We understand…
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Do I smell some BS?
Buying a George wimpey new build, the house is complete, they kindly let us in this weekend, not on an official visit, but essentially we can see the house internally is complete, services in and working. Outside we are waiting on turfing, and the completion of the path and garden at the front and side of the house. Not…
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Help! Are Taylors fobbing us off?!
Hi, i'd be really grateful for any feedback! On saturday me and my boyfriend put an offer in on a house with Taylors, this morning we got a phone call from them saying that we needed to come in and meet with one of there financial consultants to check our finances? We told them that we have already got a mortgage sorted,…
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timing??
im a first time buyer and am looking to buy a flat around Oct time would it be better to wait until after christmas and new year or is it best before? or does it even matter all? Thanks
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Marriage and Financial Links
Hi! I have various financial issues I'd like advice on so hope I'm posting in the correct forum. Five years ago, I had never been in debt but soon after splitting from my wife, I got together with someone else with whom I had a two year relationship. During this time, we lived together and shared a joint bank account. As a…
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Keep renting or buy?
I'm a quandry and I'm hoping that some of your sensible moneysavers might be able to help me. We're trying to decide whether to continue renting or to try and buy a house. Our combined income is £41000 a year, but set to increase as I am currently working part time and would work more hours once my little girl is in…
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Accept offer or cancel viewings?
Hi, We've just had an offer at the asking price this pm of £205k, but had had 3 viewings arranged this morning for tonight. The buyer wants to know if we will accept, but on condition that we take it off the market and cancel the viewings. My gut reaction is to go ahead with the viewings. Any advice ASAP?
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House Price "crash" Alert!!!!!!!!!!!!!!!!!!!!
That would be the case if microsoft built houses and not just windows. :p How are the anoraks today?
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A Little Warning
Hi there, Just in the process of part exchanging my house with a new build from Barratt Homes. I got a good deal with excellent incentives. I was told that I would have to call a company called "NEWHOMES mortgage help line" for an affordabillty check, not a problem, anything to keep the ball rolling. When I went to sign…
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how to choose a solicitor for when buying property
I've made an enquiry to an independent solicitor for buying a property in East London for £180K. He quoted me his fee of £475 +VAT. Including all other charges (which he sent me an email of the breakdown- ie Stamp duty, searches, land registry, etc) - the total cost would come to £2990.Does this seem right?
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coveyancing
had a local solicitor)5 minutes away quote 595 +vat for sale and purchase -is that an ok price when city centre ones are quoting 955 +VAT !! Or should I try for lower?
