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Get to know your neighbours and local area
My neighbourhoods is a new online community website that allows you to get to know your neighbours, buy and sell online for free, and find out more about your local area. Think a combination of Up My Street, Fish 4 and Friends Reunited. www.myneighbourhoods.co.uk
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Domestic Energy Assessors
Not sure if this is the right place/board but couldn't find a more suitable place........ Having been made redundant last year I took time out to do up my house and sell. I have now completed that and am looking at self employment opportunities. I am looking for a complete career change and as such any field I go in to I…
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Right to buy
Hi, Can anyone advise whether I can get get a buy to let mortgage to enable me to buy my housing association home? I have the right to buy at £38,000 discount. Also If I move in with my girlfriend for the 5 year- dont-repay-the-discount period, will I have to pay Capital Gains Tax when I sell it? (Its still my home)?…
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Buying a house and buildings insurance
The mortgage company, Britannia told us that we need to have buildings insurance in place from the point of Exchange. Am assuming this is normal practice? Anyway what i wanted to ask was our conveyancing is currently in process and we have had our valuation suveys and homebuyers but not recieved those back yet. When will…
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Legal notice period in 12 months AST?
We have an Assured Shorthold Tenancy for a rent period of 12 months, and the agreement does not mention any notice periods. Does that mean we can only move out at the end of 12 months or are there legal default notice periods in this case? We are renewing for another 12 months from June and although we want to stay on at…
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How long should we wait?
Hi guys, been hanging around the forum for a while, but this is my 1st post. Need some advice! We had an offer accepted on a 1 bed leasehold flat on 7th Feb. We have been ready to exchange for about 3/4 weeks now. We are at the bottom of a chain of 4 as FTB. When we called the EA to tell her we were ready to exchange she…
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Quick sale for cash ?
We are planning to relocate to the West Country and buy a Park Home with the equity made upon the sale of our present home - thus becoming mortgage free. This plan is dependant upon two major factors: obtaining the best possible price for our current home and being able to act fast when we find the park home we want. In…
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Sell to rent?
Hello, We are thinking of selling our home to one of the companies which advertise sell to us and rent it back. The sites are https://www.4weeksale.com and https://www.chasemorganhomes.co.uk. If we sold our home and rented it back we could then use the equity to settle all our outstanding debts. But, I worry that this…
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insurance when moving home
Am I right in thinking you must have building insurance in place at exchange? If I tranfer my existing policy that would mean my current home was no longer insured at exchange which doesn't seem right. Woody
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Spanish house for sale
Spanish house for sale, Very cheap!!!
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What constitutes a study
Trying to sell my flat have a large cupboard (8ft by 4ft) which when i bught the property was a study i have used it as a walk in wardrobe. As i am not getting the viewers in suggested to the estate agent that it is restored to a study but they said although i can dress it as such they cannot call it a study on the details…
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survey report....what to do now?
hi everyone, am looking to buy a house and have had my offer accepted. just had the survey report back and found several problems. 1. there are several areas of brickwork which need repointing. the surveyor suggested that it would be advisable to have the whole elevation repointed rather than have it done in patches 2. the…
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Information for First Time Buyers
Hi All Just thought you may be interested in some information I have found on the web for all you first-time buyers out there. It would also suit people who wish to purchase their own home but have bad credit, no credit or poor credit, and those with little or no downpayment! The idea is a lease option - you can check out…
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Fixtures and fittings form question
I don't know where to start but here goes. I am in the process of selling my house and buying a new one. On the fixtures and fittings form I completed there was a clause that all rubbish was to be removed and any damage from removal of fixtures and fittings to be made good. However on the form from my vendors there is no…
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BTL- moving agents; done it before?
Hi, I've got a couple of BTL properties that are long time lets and are on 1 month rolling contracts. I'm thinking about de-instructing the agent as they cost 60 quid a month to collect rent, pay into my account and send me a statement. They also hold the deposit as a stakeholder. So, as one option they've offered to…
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HIPS and definition of 'SOLD'
Dug around a little as to what defines 'sold by' for the purposes of the HIPS end of grace period deadline 31 December 2007... it doesn't look like properties actually need to be sold to avoid having a HIP. The HIPS regulations seem to refer only to 'marketing' of the property. So although legally a property is not sold…
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Architect issues - please advise
Not sure if this is the right board or not so apologies in advance if it's not but I thought the people who frequent this board might be able to help. I want to make a couple of small alterations to my house, (move the boiler & back door) and I need to apply for a building warrant. I asked an architect to come and look at…
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What happens if completion fails mid-chain?
Just curious, although i'm not really in that much of a chain. I'm piggy-in-the-middle of chain of three - selling to a first time buyer, and the place I am buying is vacant possession. Come completion day; because I need my sale to fund my purchase, that obviously has to complete first. But then, what happens if something…
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Cost of buying freehold?
There are 10 flats here in a neo-Georgian conversion in a conservation area (leafy SE London). We have 120 yrs left on our leases. We want to buy the freehold and hope the others are all in agreement as understand the qualification requirements and don't really want to pay for others either. The building next door is…
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Advice quick
Hi, Need some advice quickly before i post a letter! Bit of background - I live in a maisonette. Guy below me (lets call him Fred) plays his music and his telly so loud i can hear every single word, he seems to like to do it at around 3am and 6.30 am :rolleyes: Tried knocking again and again but he doesnt answer. Left a…
