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Vendor increased house price during our offer!
Hi All Went to view a house on Sunday - needs a bit of work to it. Its on the market for £315,000 so we offered £275,000 - refused so we offered £ 285,000 still refused so we offered £295,000. Vendor said he would sleep on that offer, Vendor declined that offer so we have pushed ourselves to £300,000. Estate agent has…
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Planning Permission Advice Needed Please
does anyone know if you have to build strictly in accordance with approved plans or can you omit say a velux window? i.e. don't put anymore windows in anywhere else just omit the velux altogether thanks sorry if in wrong place
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house next to sub station??
Does or has anyone lived next to a substation? If so, did this have any effect on the sale or decisions of people to buy? Would this be a negative influence? We viewed a really lovely house last night, in need of modernisation, but all cosmetic really. There are rail lines behind the house, but the back garden is large.…
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Anyone lou there self employed and have a shared ownership house?
I have posted about this before but just wanted to get a feel for how many people this applies to...I am self employed as a childminder and am being refused a house which after 6 years of waiting is very hard to deal with. Anyone have any experience of this? replies would be very much appreciated thanks.
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Need advice please, LA or do it myself??
I'm about to rent my house out but can't decide whether to use a letting agent or do it myself. If I did use a letting agent, should I just use their tenant find service or is it worth paying for their semi management service (rent collection etc but I deal with maintenance issues) I don't want them to deal with maintenace…
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Using Credit card to pay deposit?
Hi, Just wondering if anyone could offer me some advice. I am currently waiting for some inheritance which I should get end of May. My problem is im using 30k of that for a deposit on my new house. The vendors are pushing me to complete by the end of this month & are willing to except 2k less if i do so. Can anyone advise…
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Selling house and 'favour' asked for
Firstly, I apologise for asking this, as it's probably been asked a thousand times but can't find anything on the search function!! My mum and dad are in the very fortunate position of finding a buyer before they have even advertised the house. It's a very good friend on my mums who is currently looking for the exact type…
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Virgin Media
Hoping to get a completion date on our house soon, looking to cancel my Virgin package as rang them up the other day and told them i was moving a looking to cut mycosts or get rid of the package, the couldn't even better SKY, so looking to cancel, however they need 30 days notice, i was ging to leave it to cancel before i…
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Is annual CGT allowance cumulative?
I believe there is a tax free allowance of £9200 on the profit made when selling an overseas house. If I buy a house this year with the intention of selling in 5 years time, can I claim £9200 allowance every year so that I have accumlated a £46000 CGT ememption when I eventually sell?
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HIP Question?
Would I still have to have, a HIP, if I sell Privately or to Family? :confused: Many Thanks
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Local Authority Search Fees - do they vary from area to area?
I've been looking for quotes for buying and i see that the fee for LA searches vary in price from £115 to £200 Does it vary LA to LA? Thanks
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Site Notice?
I'm trying to get planning permission for a Single Storey Rear Extension, I've checked the Council's website, it says 'Site Notice Issued & Display until 15/05/2007'. What does this mean? :confused: Many Thanks Colin
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Stamp Duty
Good Evening MSers! Mrs rafraf03 and I are about to exchange :T and have just received all the paper work for our purchase (all the paperwork for the sale has already been sorted out.) Among all the forms there is the SDLT form that has been filled by our sollicitor and attached to it is a payslip (bank giro) to pay for…
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Watchdog - Now
Anyone who has ever had money deducted from a rental deposit should turn on Beeb 1 now...
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Social homebuy?
We have been offered the chance to buy the house we have been renting for the last 11 years. It is rented from a private social landlord and can be purchased under the social homebuy scheme with various levels of discount. The following discounts apply: Buying 25% 4k 50% 8k 75% 12k 100% 16k The house is a two double…
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House buying agents?
Hi, Has anyone experience of using a house buying agent? I am trying to buy a flat in London and really struggling as having a full time job and hosue hunting at a really competitive time is a real struggle. So I was thinking of using one of the agents (Phil and Kirsty-type scenario...but without the cameras!) and they say…
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buying to let
i'm considering buying a property to let, most likely as a holiday let, nearby my own home - have just finished paying off the mortgage early:j and thought this might be a good investment as i now have some spare cash. the said property is 195,000, and in pretty good order. does anyone have an opinion? advice? many thanks
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Tax Situation when you sell a Property
Can someone tell me if this is true…..If you sell a property and make a profit and then don’t buy another property, does that mean that what is left over (the profit) can then be taxable? (as if you don’t use it to purchase another property it is seen as income). I've been told this by one person but I'm unsure whether or…
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Any advice please for lousy situation??
Okay in a nutshell my story, i am selling my house (worth £215k) not to buy another house but to go travelling for a year. Had an offer accepted on the house in October last year, buyer pulled out 2 weeks before completion (claimed was having troubles with a second house he was selling in France that we had no knowledge of…
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Lender valuation - questions
Hello everyone, I'm a FTB and I've used L&C to submit my mortgage application to Abbey yesterday. The person from L&C told me that they will give me the initial acceptance immediately and that the bank will set a valuation date in the same day, so that sounded great. The problem is that after that, L&C called me to say…