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Is this wise?
I am in the situation where I am waiting for the the final draft of an extended lease for the flat I'm buying to come back from the freeholders solicitor. It is my vendor's solicitor who is liasing with the freeholders solicitor regarding this. I need this in the very near future as my mortgage offer will expire on the…
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Contacting Building Society yourself when you have a Broker
Hi everyone, We are using an Independent Mortgage Broker to arrange our mortgage with the Standard Life for us. Survey has been carried out which was fine and we have sent them all our documentation. I have been chasing the broker to find out when we might receive our offer, but he is so busy he is incredibly difficult to…
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80k difference on same road
we have seen a property we like thats 80k more than a house literally about 4 houses away from it it is roughly 170 square feet bigger than the cheaper one, and has a bigger garden, but has a pylon behind its hedging to one side a house on the same road (only a small culdesac so theyre not miles apart) was sold 2 yrs ago…
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Pre-completion
This might be a very noddy question, but we're a few days off completion so i'm just making sure everything's sorted! Our mortgage has been ready since earlier in the year (it's a new build) so firstly i'm wondering how they actually know to transfer the funds on the completion day? Do the solicitors give them notice?…
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landlord/rental company taking the p**s
Hello all hope all is well. I'm looking for some advice regarding my property that me and two friends are renting. We have been renting for just over a month and yesterday we had arranged for BT to come round and install a phone line (property is a new build). Our apartment is in a small block about two hundred yards away…
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Has anyone complained to EA's for breach contract?
Has anyone successfully complained or sued EA's for breach contract? Our existing EA is wonderful,but our previous one whom we had a 6 week contract with,put up a sale board without our permission and we expressly didn't want one . Then sent round prospective buyers when they weren't even on the market ,when we expressly…
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Attic conversion - problems....
Well, we had our offer accepted on a property (3 bedroom flat in a terrace, with 2 of the bedrooms being in an attic conversion) a few weeks ago, and our lawyer has just got the title deeds this week to look over. There is a bit of a problem though; The attic space is apparently shared by all the tennants under common law,…
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if quick sale needed pls read 1st
hi i have been let down by my buyer two days before exchange and need a really quick sale . i was considering going to a quicksale company but i have heard that much bad press about these i know that they offer round 30-40% below the market value which was fine under the circamstances but they were all offering a quick…
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Extended surveys
Our buyer sare having a extended survey (not the one that the bank did) on Friday. We realsed tonight that our boiler wasnt services in Aug when it was due. Will they notice this. Do they ask to see the certificate? It works fine and im happy to pay someone to come out and do it if needed but im just wondered if they will…
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Anywhere In U.k Still Undervalued ??
I am looking to purchase my first hoe / house but may well not be moving into it, quite probably renting, but i am wondering is there anywhere in the u.k that is still undervalued or expecting growth in the future, obviously the south east is pretty near its maximum valuation IMO, but elsewhere i am not so sure...wales…
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From the frying pan into the fire...?
I've been carefully reading the boards over the last few days to try and glean some help and decided that as each and every case is so individual it may be easier to ask a forthright question with a brief explanation of our circumstances.... We're both keyworkers. Between us we earn £40k pa Presently rent social housing (2…
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Buying - What Can Go Wrong?
I'm in the process of buying my first house. I'm just wondering what we can expect to go wrong. At the moment, mortgage has been approved subject to survey and they will be going out on Monday. I'm aware of certain things that can destroy the purchase but what else? - Vendor pulling out - Surveyor saying the house needs…
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Londoners - advice please
Son is moving to a job in Shepherds Bush. In the long run it makes sense to buy a flat down there. People with local knowledge - say 10 miles radius - what are the areas to avoid/buy in please. (Lower end of market for flat price unfortunately) Many thanks.
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Need a quick mortgage, what would you do?
Posted on here the other day about putting an offer on a repossessed property, well its now been accepted and we have about 28 days to exchange contracts. Spoke to my soliciyor today who is confident he can meet the deadline but he said I need a survey done yesterday! My problem is I have a pre approved mortgage that I can…
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Income protection - how necessary?
Hi, Hubby and I are in the process of buying our first place (fingers crossed!). Instead of the mortgage protection that our mortgage lender would want on the mortgage we are taking out, our financial advisor is recommending we protect our income instead so that in the event of anything bad happening, we have something to…
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Renting - How much for initial offer & other questions.
OK. Let's say a property is advertised for 900pounds PCM. If we are looking to rent for 12mths and are willing to pay the whole 12mths rent upfront, how much do you think we should offer? We are self-employed. If we don't want any credit checks done, will paying upfront be a way around it? The reason for not wanting the…
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Quick housing assocation lease question and pets
hi, I am in the process of purchasing a 1 bedroom masonette flat with a garden which is owned by housing association in north london for £160k. I was just wondering if anyone knows if on the housing association lease they allow pets to live in the property as i Have alsatian and this is a really important thing before i…
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EA's and Viewings - what's usual?
Hi Everyone, I have been reading all your posts for a short while now and since you are such a knowledgeable bunch I thought I would ask everyone's opinion. We are just starting down the selling route and have never sold before (this was our first house together). We have put the house on the market and after two weeks…
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lease extension and selling
After some advice regarding the sale of my flat. I have 66 years left on lease and have agreed to extend to 125 years for a cost of £6k (very reasonable I thought) to be split 50/50 between new buyer and myself. I am in the process of selling the flat and the only thing holding everything up is the extension, taken 6 weeks…
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Property Speculation
I've tried searching on Google etc, but can't find any information about it. It may not be the correct term for the process which involves putting a deposit down on a house, in order to sell it again to someone else at a higher price (all the while, the property is not finished, and still being built) There is a farmer who…
