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Robinson Way payment plan
I am planning to set up a payment plan with Robinson Way regarding an approx £6000 credit card debt. I am wondering what monthly amount might be acceptable given the size of the debt? Is say £100/month going to be acceptable? They are threatening to pass to Howard Cohen solicitors to commence legal proceedings. Also what %…
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Feel like i'm in a hole.
Hey all, Just looking for some advice or even words of reassurance. Current situation, I'm 26 and over the last few years I have built up a fair bit of personal debt, unsecured. Loans and credit cards. I've always kept a budget with incoming and outgoing without much thought to credit repayments. However today I have faced…
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Lowell chasing debt for eon -same name but not mine
Hi all, I'm hoping someone can offer a bit of advice, I received two letters from eon at the beginning of Nov saying my debts of about £1000 for gas and electric had been passed to Lowell for collection. Two days later I got two letters from Lowell demanding payment for the debts. The accounts are for a property in Kent…
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Your advice please
Bear with me (please), this is a little long-winded. At the start of the year I realised I was in the doo-doo with regards to my money/debts etc - a series of things had happened which meant less money for me on a monthly basis. I have read these boards for a very long time and went to Stepchange for their advice. I…
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debt help
Hi, Can anyone advise/help? I have 3 debts which I have been trying to clear over the past couple of years. I am in a better financial situation to pay them off as now in paid employment and no longer a student and my partner is now in paid employment after being made redundant. However I am really struggling to get loans…
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DMP help :(
Good morning all Im currently in a dmp with stepchange who have been so helpful. However im in a bind. My car has needed some repair work- taking it to a big dealer to enable me to pay in 4 payments believing that id be able to budget around it. The car place has quoted me nearly 900 for the work that needs doing. I know i…
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CCJ help...
Good day all! Recently I received a CCJ. That I understand. What I do not understand is the fact that the court also told me that I need to make payments to the company every month. Is this normal? If not what do I do about it? I'm confused mostly due to the fact that if I still have to pay monthly surely I could have…
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What small DFW things will you do w/c 3rd December?
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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TV license fine
Hey guys I'm new to this site but really need some advice. A few months ago I received a court summons for TV license for my old address. I responded sent back a guilty plea & filled in my income details. I waited and have heard nothing back since. I have now received a letter from Marston saying I need to pay £500. I have…
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Sorting meself out.(A story)
So, several years ago, having just had a husband up and leave me with not a lot... I was faced, at the time, with a 300£ mortgage, over £150 a month repayments to Tax credits, a kitchen from MFI he said we needed, and a car he bought on HP. after we agreed he would delete his name from the house deeds, for the some of 25k,…
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CCJ issued - questions.
Hi, I had papers served for a CCJ a few weeks ago. I admitted the claim and offered £150 per month, I posted it on 26th Nov, it was due back on 28th Nov at the latest. Now I have received a CCJ saying I didn't reply to the claim form, dated 29th Nov. It is for almost £9000 which obviously I can't afford to repay in one go.…
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Advice on how to clear debt
I am hoping this is in the correct place, apologies if not. My current outstanding debt is: £7600 on a Hitachi loan at 7.8% APR until Jan 2020. I pay £585 a month toward this. £7448 on halifax credit card at 0% until Jan 2020. At the moment I am struggling to make decent dent in my credit card debt . I earn £1590 a month…
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Cutting the Fat advice/Pension planning
Long time lurker. Wife and I had LBM in March 2018 that our debt was bigger than either of us had realized. Due to my car purchase outright (Bank Loan of 10K, on a used Ford SMax), British Visas & Citizenship fees (5k over 3 years), and just being too casual about spending money (groceries, gifts for family and friends)…
