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!!!!8217
Moderators..please delete or move this if this is not suitable as I wasn't sure where to ask. Does anyone know why does !!!8217 keep appearing in many posts and replies? Maybe I am missing something..
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TTI finance
I had a Sainsburys loan which I nolonger have. I got a letter from TTI finance today which is scaring me, quoting the account number I had and saying they have sold and transferred the account. They have no contact phone number. Anyone heard of them?
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Did you pick up the phone
Following the decision to self manage my DMP I have communicated with creditors via letter. Some are good. Some are shocking. Some keep calling me NON STOP So I'm curious....who has been in this situation and did you in the end just pick up the calls? Its madness. Along with some accepting lower amounts when using a DMP…
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Capquest and Warrant of Control
A bit of back story: I was made redundant a while ago and fell into debt. I stupidly buried my head in the sand when the initial CCJ turned up and now I've recieved a Notice of Issue of Warrant of Control from the county court for a debt of £886.73 that Capquest had purchased from a credit card company. I already have…
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Easter on a budget!
Hello all, Happy Easter! What do you have planned over the weekend, on a budget! I am taking my nephew out to Hampton Court Palace tomorrow, so far it's been a soggy and quiet one! :D
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When your savings are more than your credit card balance, can you call yourself debt free?
If so, I’m on the home straight!
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Planning on starting a dmp soon but I have a couple of questions
Hi all me and my partner have been barely meeting our min repayment amounts on our credit cards for about the last year and this month it has all caught up with us. We have missed the payments on 3 different cards and have no way to pay them even if we could we would probably be in the same situation next month. So we have…
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PRA Group and My Debt
Morning All, Just stumbled across this forum and wondered if anyone could offer some advice. I have racked up a lot of debt over the last few years and have realised I need to stop and get out of this hole I’m in as it’s a horrible place to be. I have debt of around £60,000 spread across a couple of loans and a couple of…
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On the Road to Debt Free
Hi all I just want share my debt free plan and see what people think. Overdraft £3834 which costs £15.50 pm CC #1 £573 Cc#2 £1650 @ 0% TOTAL £ 6057 I plan to pay 300 pm off OD and 100 pm on CC2,.I will pay off CC1 completely next month I have around 8000 in savings but half is for the tax man when it's due as I'm self…
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Odd CCJ query
Hi there, I hope this is in the correct area of the forum. I've recently found out about a CCJ that was filed against me approximately 3 years ago. Having only previous knowledge that something called a CCJ exists, I didn't really know much about them. After many calls to the court, a solicitor company (who filed for the…
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Allied International Credit ?
Missed a phone call earlier, no voice message was left. Googled the number and it came up with a company called AIC, apparently a collections agency that buy old debts from banks. The worrying thing for me is that it appears they don’t contact people without good reason. I’ve only got 2 bank accounts that are both in…
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Newbie just saying hello
Hey folks, Joined the forum yesterday and wanted to say a quick hello. Like most people on here, I've struggled with credit cards and loans over the last number of years, and have only just recently got to a point where I realise that something needs to be done. I turned 40 a few weeks ago and it was pretty shocking to…
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Expiring Graduate Account
Hi I posted this on the banks section with no response so maybe this is a better place to post it? Hi, I posted on the consolidating debt page a few weeks ago and got some advice and really opened me up to the ideas. I was very nearly talked into an IVA so very happy I avoided that. Essentially I have about 4k (at the…
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Ways to Pay Off Overdraft
Hi All, After some advice on paying off my overdraft. Over the last 3-4 years I've been able to pay off all my outstanding finance deals, credit card etc. and I am finally down to my overdraft. This currently is £2400, and I would like to work towards bringing this to 0 over the next 12 months, which I have budgeted to be…
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Too much debt, too scared to tell husband
Hi there, This is the first time I've admitted this so please go easy on me and apologies this is long. Basically, I have been struggling more and more to keep on top of my debt repayments and other bills lately and so I have finally had to face up to the extent of my problem. I am married but we have always had separate…
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Embarrassed & a little scared
Well the title says it all really _pale_ Last time I was on here was nearly 3 years ago. I was debt free and planning a big house move and we were due a pretty big inheritance payment. Suffice to say things didn't go entirely to plan (though we made it in the end!) and now I am, decidedly, NOT debt free. We realised, at…
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Credit Card help
As it stands I've made a mess of my finances, I currently have 5 credit cards which are all on some variation of 0% deals, however even though I managed to score these deals my finances were not strictly ok so I had to withdraw money from them at some point thus I am getting charged interest on what I have withdrawn. The…
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Consumer Law Barristers???
Hi This is my first thread, it took me a while to find it! Just wanted to know if anyone has been contacted by this company Consumer Law Barristers, we have and they have offered to help us to become debt free in a 12 month period. We are currently with a debt management company which will take ages to be debt free. The…
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Help needed..
Hi, I'll get straight to the point. Over the past year or so i've developed an increasingly out of control gambling addiction. Around 9 months ago i took out my first payday loan with QuickQuid to feed my gambling habit. Fast forward 9 months and i've taken out 24 seperate loans with QuickQuid and Sunny. Having only just…
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CCJ Paid off but not removed.
Hello, I apologise for my ignorance in advance, and if I am posting in the wrong forum. On May 2nd 2017 I had a CCJ issued against me for circumstances which have been dealt with. I paid it off in full on the 17th of May 2017. I sent this information to the court in the form of a bank statement from myself to show the date…
