We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨
Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Debt-free wannabe
Archives for December 2016
Discussion List
vodafone default help
Hi all this is a long story so I'm going to try and shorten it and get to the point. So originally I had a Vodafone contract and I went into the shop to speak to someone about an upgrade and before I knew it they signed me up for another contract and gave me a new phone but this meant I would have two contracts running at…
DMP refused
Hi can anyone tell me what happens if credit card companies refuse to accept lower payments ... do they prosecute?
LCS Debt w/ Multiple Tenants
Hello guys, Hopefully you can help me. I have received a letter from LCS Debt Recovery regarding an unpaid utility bill over a period of three years. For clarity, this is the first and only time I have ever received any form of communication from either party, including that of the energy supplier or my existing landlord.…
DMP Advice
Hi I am in a significant amount of debt, totalling around £12500. I have filled in the debt remedy on stepchange which has advised a DMP, but I just thought I would see if anyone on here could offer me any advice before I send the form off. So far I have never missed a payment, but now I have no options available. My debts…
Full and final settlement offer received
I have just received a F&F letter from one of the DCA's on my DMP out of the blue offering me a settlement figure. As I am on a DMP I can't prioritise one debt over another and probably wouldn't have the spare money to take them up on this. My question is what are their next steps likely to be as I will have to decline…
Help with 1st credit
Hi everyone, I am new and thought I'd seek help here as I've been panicking since yesterday evening. So, here's what happened: More than one year ago, when I used to live with my ex-partner, he made some purchases on line using my name and without telling me or asking my permission. The bill was around £350. In July 2015,…
Debt collection letter from Germany!
So today I received what looks like a debt collection letter from a company called "tesch media finanz" from the purchase of a book in November 2015 for 10 euros. I remember buying this book online but I thought I paid for it at the time. The company say they sent me an invoice and a reminder (which I didn't receive) and…
CCA, Deed of Assignment, Defult Notice and All data protection information requests
Hi all, Some help required please! I am looking at contacting Blake and Morgans to request all my information as there is currently a dispute on going. Can I make a freedom of information / data protection request for all transcripts, notes, paperwork etc along side requesting a CCA and the Deed of Assignment in one…
Confirm your email address to Create Threads and Reply
Is this how you want to be seen?
We see you are using a default avatar. It takes only a few seconds to pick a picture.
