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Debt-free wannabe
Archives for September 2015
Discussion List
Paragon personal finance.
Borrowed £7462.56 unsecured loan from Paragon personal finance back in 1997.Soon afterwards partner & i split up.Ive been paying it off regularly.Contacted then in July to see how much i still owed & it turns out im £57.96 in credit.On August 3rd I had a letter with every payment & it states im owed £57.96.I contacted them…
StepChange or DIY 15k DMP?
Hi, My Stepchange DMP was ended due to missing payments (erratic pay from new job). They say I should start a new plan with them but would I be better off on a DIY plan? As I understand it, Stepchange are obliged to make fair payments to all creditors. But their advisors have told me that debts being Defaulted then passed…
Payday loan/default question
Good morning everyone. Quick question, I have 3 payday loans due to be taken at the end of this month. Took one out to get me through a bad month, took another one out to pay this off etc. Should have learnt from when being on DMP 5 years ago not to get in this mess again but hey ho here I am. My question is; I can…
Tuesday 1st September - what small DFW things will you be doing today?
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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