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Debt-free wannabe
Archives for September 2010
Discussion List
Scrumptious September - the work lunches challenge
Hello all! Well you know the drill - we're challenging ourselves to save as much as we can on lunches for work. It sounds simple, but it can really save a bundle over time - I recon I save nearly £800 a year by not spending the £5 I used to on lunches at work. I'll update with the targets on the old thread, but if you'd…
Creditor not cashed cheque for F & F
Just after a little advice on my next move. Ind. Finance accepted a Full and Final offer from me in writing and correctly worded etc. I then sent them a chq (from 3rd Party) for the F & F amount at the end of July. I then received a letter from Ind Finance confirming that they had received the payment and that the account…
Happy Hump Day - It's September 1st
Hi Chaps, Hope you have a lovely day. I'm off to my charity for the day and then for a run on the beach. Hopefully house is now up on the web and I have to start lining up viewings for my house and also view places in Newcastle. Woooooh :eek: B (in need of a wobbly smiley)
New Debt Free Wannabe
Hi Everyone. My wife and i have just joined after sitting down and going through our finances. We both knew we were in a mess and have now declared war on our debt problem, so a bit about us. Joint income is £3000 Joint outgoings are £2500 Debt total is £39000 all unsecured in the form of credit cards and personal loans.…
Wednesday 1st September - What small things have you done today?
:D When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress,…
Faced up to the SOA finally - advice needed please!
[FONT="]Hi there, [/FONT] [FONT="]I'm a newcomer to the forum and I am so glad I found it! I finally faced up to my SOA and I hope some of you can give me some advice which can hopefully now send me in the right direction. :) [/FONT] [FONT="]Two years ago I moved overseas from the UK, I still live abroad and…
baby versus debt
Every month my partner and I spend about £610 on my debts (not including mortgage). I am 36 and would like a baby. My doctor has said not to leave it too late as well. I have put it off this long because I cannot see how I could afford the debt and baby as we only have modest jobs.Over the last few years I have managed to…
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