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Want to deal with creditors in UK but don't want to give them my address overseas!
Help! I want to deal with my creditors in the UK (Barclaycard and Virgin MBNA) but I don't want to give them my address overseas as I am scared they will sell my debt onto someone thats located here and don't want people coming to my door as I am stressed as it is! At the moment all my bills are going to my old address (my…
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Nationwide Collectors
Please Help!! Received a letter from Nationwide today saying that they were going to send debt collectors to my house to collect the arrears and discuss the situation I am in. I've been on a DMP for over 2 years now and thought that things had settled, but then i receive this. Has anyone experience of a letter like this…
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Credit Expert - what big business see's?
On the tv advert for the credit expert - it states that you can get access to your credit report and "see what big business sees"......errrr hang on, whatever happened to your credit file being confidential? Is it 1 rule for big business and 1 rule for the rest of us?
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Credit Security Limited
Hello all Before I make an online payment, I wanted to see if I could have some advice first please. I pay £6.39 per month to CSL for an old credit card debt with Lloyds TSB Bank. I pay by cheque when I get paid each month. The last 2 months cheques have not been cashed. I've only noticed this by going back through bank…
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been stupid but struggling with buchanan clark and wells
the thing is i never paid my eon bill and ingorned the letters stupid i know even set up to pay it off but never kept it up as stupid as it seems. the thing is is has been passed onto buchanan clark and wells and they said they wanted £200 up front or they couldnt set up a payment plan i told them i want to pay it off but…
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bailiffs charges
please can someone advise me as im trying to help my sister out with a council tax debt. the council say the debt was £79.55 which with court costs of £50 = £129.55. the most the bailiffs can charge is £42.50 making a total of £172.05 bailiffs are charging my sister £282.55 which means they are charging £110.50 for what…
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Thanks For Your Advice
Just to say thank you for those that replied to my previous thread,arried at court at 1330 left at 1420,was called in to see the Magistrates,told them what had occured,and basically got a slap on the wrist and told to fill out a new direct debit and told you are free to go, so thanks for your advice
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Letter from MINT.. unsure what to do.
Recieved a letter from MINT today egarding the letter i sent them telling them we were entering into a DMP. The letter from them reads "I have recieved a letter regarding your account. The letter was not signed and as a result i am unable to undertake the action requested. Please sign this letter in the space provided and…
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Debt Collection Chasing for Debit Thats Not Mine
Hi There, Hope this is in the right place. I've just been contacted by a debt company that states I owe them some 300 quid for a catalogue I supposedly had. I'm yet to get the details off them but I'm sure its one I was dealing with via another debt collection firm. My issue is, the previous debt collection firm stated…
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10k Debt - Best way to pay off
I have 10k of credit card debt which im determined to pay off. Im looking at consolidating the debt in the form of a load, hopefully as lower rate as possible (Been looking at Sainsbury and Tesco finance). I had hoped to put all the debt onto 1 card, 0% interest for 12 months and try and pay off as much as possible.…
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Inheritance and Credit Ratings
Hi all, Quick question….it looks certain that my wife is going to inherit a fairly hefty sum from her Grandfather’s death. It will be enough to get us out of our £6500 debt and leave enough for a substantial deposit on a house – happy days! However, my question is – our credit ratings are quite low and I know this will…
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Missing car insurance payment
Hi Ok, so my car insurance was due to come out this month (I pay monthly) and I don't have enough money in my bank account to cover it. I have phoned Kwik Fit to see if I can pay half this month, and tag the rest onto next months, but they said they can't do it, as the bank has already called for payment (which will be…
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Fredrickson international online payments
just finished talking to a very rude and arrogant man collecting for fredrickson international on behalf of capital one. after a long and drawn out conversation of him demanding full payment and repeating himself several times, and me repeating myself telling him i will repay what i can afford on my terms not his he agreed…
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c*apquest nuisance letters
Hi all,im new to this so bear with me.Ive been receiving a lot of poison pen letters from capquest for a debt bought from nat west bank £258.44 they claim.I phoned them like an idiot and confirmed i am the person named but deny totally that i owe anything as ive never had a cheque book or guarantee card,never had an…
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1st credit asking for payment of a settled debt
Hi guys, I need some advice ... This morning I've received 2 letters from 1st credit finance, asking for payment of a £242 debt to Jd Williams that has previously been settled. They previously sent me a letter regarding a personal matter, and I followed the advice on here (as other people were sent similar letters) that I…
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Major help needed
Please bear with me im new to all this. Site was recommended by a friend and i hope you may be able to help me. We are in arrears with our mortgage, this has gone to court and we did say we would pay £200 on top of the monthly payment making it £856 a month but now we are struggling to meet these payments. We have phoned…
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Who does the debt collecting for T-Mobile?
Just wondering if anyone knows who the DCA is that does the debt collecting for T-Mobile? They will pass my account onto a DCA on 21st of this month, so im just wondering who i can expect the threatogram off? :cool:
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This DFW stuff sticks.
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Help! - Repost
Hi (posted this on the loans board, waiting for it to be removed/moved) Ive gone down a slippery slope I have debts of around £6/7000, not sure the total amount A few are payday loans(Yes Ive gone there) and one is for a mobile phone contract I have offered the payday loans an repayment plan but they refuse and say its not…
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Its all a huge mess and I just cant cope.
I'm sitting here crying and cant stop. I cant do this on my own anymore and really need help so I've finally plucked up the courage to lay it all bare. Things have always been a juggling act with money in my house. We were managing (just) on my OH's wage. I went back to work a couple a months ago and finally thought there…
