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Partners Secret Debt
Can anyone offer some advice as I dont even know where to start with this problem. My partner has recently confessed to running up £50,000 of debt on 2 credit cards and a loan. we have only lived together for 3 years and he says that he has had it since before we lived together (even though I asked him at the time and her…
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advice needed regarding Aktiv Kaptial please
A little advice needed please. I had an Egg credit card which I defaulted on in 2001. The debt was then passed on to Scotcall in 2002. I made monthly payments to them until 2008 (roughly) when I received a letter from Scotcall stating that I should cancel my direct debit with them as they were sending the debt back to Egg,…
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any ideas on this for debts....?
https://www.totallymoney.com/debt/lp20/11di.aspx
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Metropolitan collections
Hi all, rec'd a letter at the weekend off Metropolitan collections. and I'm looking for some advice on what to do next. I've looked through some of the posts and I'm abit confused. Do I call them and make an offer of what I can afford to pay. They are asking for the full amount £1,500 in 7 days which I haven't got or do I…
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Credit Report
Hi Not sure if this is in the right place but couldn't see which board to post it on, if I am on the wrong one can someone move it to the correct one please? Finally got DH to give me the info and do his credit report a few months ago and only now found chance to look at it properly and I've found a few things which I'm…
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humpf
so ahving jsut got to grips with the whole debt idea, and getgin it from £23,000 down to £1800 looks like im on a paycut. leaving me with a grrand total of £9 after all my bills are paid. ah well could be worse, could be nothing. annoying thing is, i was due to be debt free start of october.
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New Here =)
Hey! Im not sure if this is in the right place! but just wanted to say hello everyone im new here and as you can see at the bottom thats my debt =( and i have just started working with CAP (christians against poverty) to try get rid of this debt!! and actually get some savings im wanting any tips on earning some extra cash…
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•○•○ Monday 24th Daily Chat Thread - Good Luck In The New Job Squizz •○•○
Morning all Good luck for today Squizz - hope the first day goes well. Gorgeous out there again today - ebay parcels to wrap and send later - £265 made last night - very pleased! What's everyone else up to?
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Couple questions re DCA and how to handle situation
We're getting letters from Albion Collections regarding our Halifax debt. I believe it's their in house collections, however, I just wanted to ask a couple questions. 1. We get letters regularly from them demanding the payment in full, threatening legal action and a debt collector visiting our home. Debt is in DH's name,…
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Well I finally did it.....
I blurted out to my husband last night that we are in real financial difficulties.....it was pants, he was great...but I have never felt so defeated, ashamed, useless, a failure etc. It's not like me, but our whole debt situation has got so out of hand. I read all your guys comments to a man last week and it was inspiring.…
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Monday 24th May - What small DFW things have you done today?
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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statutory demand from cap quest
good evninig to al of u here i will be very gratefull if any one can advice me what to do i received a statutory demand under section 268(1)(a) of the insolvency act 1986 from cap quest in behalf of barclays bank plc. i took the loan in may 2002 after a couple of years me paying the regular payment by direct debt my…
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Where do I stand
Hi, I am currently in around £13000 worth of debt, I have looked at a Debt Relief Order as I am currently on a DMP and it is taking forever!! I am married and have been for 2 years. Our home is owned by my wife and her sister, the payement for the buy to let mortgage has been coming out of our joint acc for 2 years. Will…
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iva or not to iva
Im in debt and considering an iva, i am quickly running out of cards to pay bills with. I wanted to know if i have equity in my house (although not enough to get a secured loan) can they make me remortage or sell before accepting me for one, i do have a great traking morgtage so want to keep it as long as i can?? any…
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1st Credit Offer
Hi, The comments, advice and support on here is great so Im hoping I can get some. I have a credit card debt outstanding for circa £1000. It is older than 6 years, however I have received regular letters and phone calls from 1st credit in that period and engaged in phone conversation with them. However I have not admitted…
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Can I have my landline number removed?
I am sick to the back teeth of LTSB ringing me.... despite being on a DMP. Can I request they remove my landline number from my file???
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Lloyds TSB Again!
Hi, I woul really appreciate some advice .... I set up a DMP with CCCS last month and my first payment to creditors is happening on the 25th May. At first I was getting calls from virtually all of my creditors but that has now stopped with the exception of LTSB who have refused the DMP offer. I have had letters claiming to…
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Need Help
Hi All, Need some advice. In a bit a situation where I have been in the country for about 3 years and have kinda gone through a bad patch. Goin on 34 and have nothing to my name just debt. I have a personal loan of £4k and a credit card of another £500. Im currently in a houseshare because I cont afoard my own place. I…
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Two Debts - Maybe Reduced Final Settlement?
Hi all I've been reading around and decided to register & post, so please be patient with me if I miss out on vital detail. Basically two debts - £2100 to Barclaycard and £660 to Moorcroft (Barclays Bank) (i've read the negative posts about these :( ) Both have frozen interest. Because of being out of work due to…
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DMP v SELF ASSESSMENT PRO RATA
Is the only difference that on DMP, CCCS or the like look after all your affairs? Is there any major difference, pros or cons between them? Thanks in advance
