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Natwest, back peddling??
i have a CCJ with Natwest for a large loan 27k, after a long fight with them last year and them not wanting to except any monthly payment what so ever we ended up in court, they were after a large payment and a charge on my house. to cut a long story short i got the charge request thrown out and also got the monthly…
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CCJ advice
Just curious to see if anyone can help? I was married a while ago now yr2000 ended up with revolving credit with HSBC ended up couldnt afford to pay and they took me to court and had a CCJ against my name, the total figure was around 8000, court told me to pay 5.62 per mth as i was in difficult times, so i did, recently…
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Is there anything I can do or is there word final?
ok to cut a long story short...I missed 3 payments of my council tax. Had a letter today summoning me to court...Went to talk to the council who wrote up a payment plan for me. Not matter how much I begged and pleaded and told them it was too much, they still wouldnt lower it. Even after filling out a form which showed…
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call-serve debt managers ltd
Originally Posted by setmefree Send them the letter below special delivery use a £1 postal order and never sign any letter you send always print, usually when you are offered a discount it means the debt is dodgy ;) I DO NOT ACKNOWLEDGE ANY DEBT TO YOUR COMPANY Request for information under the Consumer Credit Act 1974 To…
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PLEASE help!
Please could you kind people hand me some advice regarding my brother? A little bit of background: My brother has been in a lot of financial difficulties over the years (approx 5yrs), and my parents have bailed him out to the tune of around £10k. Over time he has paid them back. He still owes them a small amount to mum and…
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update on a friend in debt from ex debtor
Just to let you know my friend who has a number of debts i have mentioned him in a previous thread has had some developements he has been recieving phone calls and letters from robinson way well its been year and half and yesterday he had two settlement offers one for capital one owed £750 will accept £135 as full and…
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Does banking landscape change which debts to repay?
Hi I owe the following: Tesco - 1700 - 0% MBNA - 1500 - 19% Halifax - 2000 - 18% Egg - 450 - 18% A&L - 390 - 0% :confused: I have 2900 tucked away. :j I need 1000 operating capital so I've got 1900 to pay off. I know which charges most interest and that is the one to go for usually. But with the cloud of banks going under…
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wish me luck
i have been on this a couple of months ago but not been on it since but i'm back and this time i'm going to try and do things right the first step i'm going to do is work out how much i owe people dreading this as never done this before and a wee bit scared
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Lloyds TSB takesover Halifax - is my account safe?
Hello As a fellow debtor owing a few banks money I changed my bank account to a Halifax Basic Bank account because it was a bank that had no connections to any of my debtors and therefore couldn't be looted. Now Lloyds TSB has merged with Halifax and I am worried. I have a debt with a Lloyds TSB credit card and want to…
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Rbs
Hi, just about to embark on a DMP and have opened a Natwest account. As I have debts with another RBS subsidiary (HALIFAX) will they be able to help themselves to this current account?
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Halifax and Lloyds
Hi everyone am in the process of setting up a DMP, have just heard on another Forum that the Halifax have joined with LloydsTSB, is this correct. Thing is i owe money to Loyds so have set up a spare account with the Halifax so that Lloyds dont take all my wages and ignore my DMP. Anyone know if this is true and if i should…
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Help!!!
Requesting help urgently!!! I've always been able to manage my bills, but just recently things have been getting on top of me!! :mad: And now I have done a really stupid thing and used my Barclays Reserve!! So I need any help and advice that I can get!!! My current debts & payments are as follows: 1. Halifax Current…
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I have just joined the site - decided to face upto my debts and get rid of them ASAp
no more buying shoes & clothes i cant afford and treating people to drinks in the pub!! I have started a little, had a 5 year loan finish a couple of months ago and have just paid the last bit off my HOF card today - just have 2 credit cards to pay off and then i am home & dry how do i put the footer on my name to show my…
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Help needed with a small money dilemma
Due to the way my holidays at work go, I get 10 days to take whenever I want as well as 2 compulsory weeks at Christmas and a compulsory week at Easter. I've only taken 2 days of my allowance so far this year and time is ticking on for me actually take the remaining 8. My boss has offered to pay me for them if I'd rather,…
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Bank Error Causes Bad Credit Report
Hi, I was wondering if anyone might be able to help ? Sorry for the long explanation but it is to the point. I have recently been dealing with a company called Thames Credit Ltd they contacted me in May 2008. Apparently I owed them a debt of 87.70 pounds for a Barclay's Bank Student Account account that I had closed in…
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Help required dealing with 3 Mobile network!
Hi All, My Finace moved from Orange 3/4 months ago to 3 and has had terrible problems. His phone constantly loses signal and he finds it useless. Most of the time he cannot make or recieve calls and it is just a waste of money. he has taken out an 18 month contract. The phone has been sent away by 3 to their repairers and…
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Bank have offered me an overdraft, should I use it?
Hello I know I should probably know the answer to this, but I'm sad to say I don't:p :o My bank have just offered me an overdraft of £2000, now I don't entirely trust myself so I was going to say thanks but no thanks BUT I currently owe about £1600 to additions at 32.9%:eek: Would it be a good idea to pay this off with the…
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Em's debtfree MSE adventure
Post removed - to be updated soon
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Scared and in over my head
Hi I have been reading these forums on debt for a couple of weeks, I have had thi momentcoming for a long time as I have been living off credit to keep my head above water for almost 2 years. I worked out I owe £37000 in unsecured debts plus I have a mortgage and secured loan to top it off. My job is commision based so…
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bailiff coming for friends debt who has moved out,,what happens
my friend moved out leaving a debt for about £300..the debt went to court and she was ordered to pay it off at £50 a month ,,,but she has now left and i don,t know where,,,we had a call saying that bailiffs will be sent if debt is not paid so i paid £50 off debt ,,but i cannot afford to keep paying it as i am ill on imcome…
