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'MINT' ignoring my offer.
I have a debt with Mint and, due to forced retirement due to ill health, have not been able to pay anything off it for some time. Several times, this debt has been put into the hands of various different debt collectors; I have sent to MINT and all the collection agencies: Expenditure & Income forms; letter signed by my…
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Credit card query
I'm trying to set up an online account for my Mint card, the thing is when I received the card I cut it up & binned it as it's only for a BT but for the registration I need to know the security number & expiry date- shall I call customer services & explain or call the "lost/stolen cards" number & say I've lost…
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Yes Car Credit - Godebt
Some help please. I am being threatened with bankruptcy by Yes Car Credit - Godebt When I purchased my car they assured me that the loan was secured on the car not my home. After six call from them last week they have told me that I will lose my home if I don't pay them £7500. They have also sent someone round to take a…
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Help with Quidco
I am a complete dunderhead and am really kicking myself now. I have just applied to cahoot and forgot to go through Quidco to get my cashback:o Is there any way of undoing this or have I just done something totally non DFW?
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will i ever have the sense to deal with this?
Hi i have just been reading bits of the feeling ashamed thread - today i realised that despite posting soa in july i have still not faced up to anything. I had a great month to begin but then old habits started to slip back - although food spending hasn't returned to former amount. I feel like i i don't know where to start…
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Those in an IVA wanting a bank account with Debit card
More to get cashback through Quidco than anything else I applied for a bank account with Citibank last month. Despite being 4 months into an IVA they not only approved me for the account (I asked for no overdraft of course), but they also gave me a proper Visa Debit card! Worth a try for those who are having trouble…
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PPI - Can I claim back?
Hi there. I've just noticed a few people on here mentioning claiming back their PPI on loans and credit cards as they were missold. Is this really possible? I have a CC with Lloyds and specifically requested no PPI. It was however, added to the first statement, and to be honest I never really noticed it until a couple of…
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does anyone know
Hi, does anyone have this weeks slimming world password please?
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getting there at last
Hello and good evening all,just got to post this experience hope this the right forum cos it part credit card part debt reducing :D I recently applied online for an egg money card and also a new credit card via leaflet forget at the mo who it was but had 12 months BT 0.0% interest,but no reply from them so that was another…
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Constant Phone Calls from Halifax!
I'm wondering if anyone can help me? My husband and I are waiting for a creditors meeting in regards to an IVA. We have told Halifax (personal loan) that we are entering into an IVA, given them the details - they admit they have all of the details. They are phoning 5 or 6 times a day even on saturday and sundays and also…
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What to do?
I am currently in around £50,000 worth of debt for various things eg, credit cards, loans, catalogue etc and am considering bankruptcy but I don't want to do this until next year. I am aware that there are many things that you cannot do whilst bankrupt and you have to live on the money allocated to you by the courts. I…
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DFW Sat night knees up !
Hiya guys, Ive only just recovered from last nights after work drinks ! Sorry if im hosting 2 doo's this weekend, I havent done any for ages. Its so nice to be back with mates. Im just finishing off the buffet... Tonights theme is an early christmas doo... :xmassmile Ive bought a couple of rudolfs from poundland... and I…
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how to earn cash online?
hi, a friend recommened this site for great advice/ideas! She said that you can earn money from surveys, and logging onto web sites - any ideas? I am so broke, and already selling all i can on ebay! All advice appreciated!
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help! please :)
Monthly Incomings: My salary - £2,000 - i am self employed but this is an average Total - £2,000 Monthly Outgoings: Mortgage/Rent - £260 Loan - £221.21 Egg Card - £50.61 (balance 2535, limit 2500 16.9%) Barclay Card - £65 (£ 1941 19.9% on purchase and 27.9% on the cash. £2500) Halifax Card - £19.35 (£ 967.84 Available…
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The Infamous "What Have You Done Today That Is DFW Stylee" Thread!
Well it's been AGES since I started - or even posted on - one of these threads so here goes. (Ooops hope there isn't a duplicate somewhere...!) What have you done today then? I have: 1. Done two loads of washing on economy setting with half the amount of recommended powder (as they were not 'dirty' clothes, just 'worn' if…
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[Deep breath]: My SOA - can anyone help?
I feel drowned in debt repayments. I want to find out if there is any way I can save any money. I'm earning £20,000 but after I've made my minimum debt repayments, I have the equivalent salary of about £13,500! I had thought that I had some money left over at the end of every month, but it wasn't until I sat down to do…
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can some one help me find it??
Hi all any chance any clever person can find a thread for me ??? I ve been round and round searching ! I can't remember what its called. it was someone who pays their paypal money on to their pre paid (cashplus one card) ??? Only if that person is reading this can you tell me what options in paypal you use to do that only…
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A kind of happy money problem
Hi Everyone, This is kind of a nice problem to have. My A & L account is now fully active and is sitting at -£200 on the arranged overdraught of £1200. Now Barclays account is still active with the balance being -£900 of £1200. Now I don't really want to be running two overdraughts, but the Barclays one is costing me ~£20…
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Christmas Cards without Credit Cards?
Was it last month that the banks reported, for the first ever time, that more money was actually paid off of credit cards than used on them? If so, does that, coupled with the well predicted interest rate rise, mean that this could be one of the first Christmases for years that is not totally paid for by credit? Looking…
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DFW `Wagon' - what does it look like?
As a bit of lighthearted fun away from all the scrimping, I just wondered what the DFW wagon looked like? Having fallen off it a couple of times this month, I was wondering? My wagon is an old 20's trolley bus with draughty windows, rude conductors and uncomfortable wooden slatted seats and I'm the only passenger - when I…
