-
Elantan needs a hug
hey everyone just really needing a hug tonight things happened today that arn't the end of the world but quashed some of my dreams.... so i've spent the day crying ...and me being a rather forward person i just need to ask ...CAN I PLEASE HAVE A HUG....
-
Credit Card Protection Payments
At the moment my credit card bill is being paid for by payment protection insurance which means that each month a form from the Job centre is sent of to the insurance company which then check the info and then and only then make a payment to the credit card . I have just checked with the credit card company and they have…
-
Need financial statement with allowable amounts
Hi all, I haven't been a regular on these boards for a while now, but hope that someone will be able to help. I work in homelessness and more and more frequently we are getting people presenting with affordability issues. This is something which is quite difficult to assess as it is so subjective and we have been searching…
-
Bought a euromillions ticket?
If so you've wasted your money because we've got the winning ticket right here! :beer: *if only* come on then.. what would you do with 120 million? DH wants to buy 1/2 a jet fighter and put it in the garden :confused:
-
What action would you take? advice neede plz
hello, i am i need of some urgent help.here's the senario. i have been with my husband for 13 yrs.his health has deteriorated and with the medication that he now has to take he can no longer manage his own finacial affairs. for the last 5 yrs any money income due to him has been paid directly into my bank account along…
-
Is it best to have all my debts in one place ?
Shall I get all my outstanding balances put on my capital one card, ? I owe £2800 on Capital one 0% to 2008 £130 to empire stores 0% £600 to Lloyds platinum it says 0.793 % ( what ever that is) £400 to Overdraft 18.44% Shall I put it all on capital one. What wopuld the minimum payment be on £3930 ? It says £5 or 3% what…
-
Stupid ex-student
Hi all, I'm really hoping ypu can give me some advice as I'm terrified and very ashamed at the state of my finances. I graduated in June with a crappy degree in Travel and Tourism. I haven't been able to find a job since and have absolutely no income at the minute. At present I am caring for my ill mother and cannot get…
-
A few questions
I am about to go bankrupt and was wondering... Can i still get a bank account to pay my wages into or will i have to get them paid into someone elses account? Do my wife and I have to both go bankrupt or can it just be me? Can i tranfer everything into my wifes name I own a house at the moment but obvoiusly that will go to…
-
Need to earn more - motivation please!
I work in retail, in a job I really enjoy and which has plenty of opportunity for the future. My current position is part time, contracted hours: 12hrs a week at £9ph I really need to be working full time and they give me as many extra hours as they can, but at the moment it's not enough to cover all my outgoings. I have…
-
£17.21 till target
I have £17.22 to pay and then I'll have reached my new year target of getting the debt below £2k:T (it'll then stand at £1999.99) As my sig says, I still have a couple of hundred to come in before christmas so I'm really chuffed :D I now have 4 months to find £2k and a new job before my contract runs out in March 07 - that…
-
Woo hoo managed to get an avatar at last!
WOW, I've finally succeeded in getting an avatar from abi station thro' a link on this site.
-
Some Farepak Help
Good Evening Guys :) I know those of us who come on this thread are DFW and so I'm probably going to get a DFW smack on the wrist for this, but while out in the supermarket today, I saw that an appeal for donations to help victims of the Farepak Fiasco. I saw the chairman enjoying his holiday in Argentina last night and I…
-
A Friday only 1.00 saver club...or whatever day you choose
I have started putting away every 2.00 coin I get into a coke bottle with a slot and the cap tightly screwed ( not that any would fit to get out of course ;) ) and have 46.00 already. So I thought, well what about saving the 1.00 coin the same way too, but as hubby pointed out I will end up leaving us with nothing in the…
-
DFW treat !!
Found this today .... http://www.magazinedeals.co.uk/ Good for reads and not costing an awful lot either !! I have done int and have had some mags.... Just remember to canx the DD though AFTER the £1 has come out. Also do it through quidco and get cashback....:T
-
Credit report.. what do the numbers mean?
Checked out DH's credit report when he got a letter from Capital one saying they'd rebought an old debt and wanted immediate payment.. and on his credit report it had the debt with lots and lots of D's (Just under 6 years worth.).. but the most recent entries are 5,4,3,2 and 1 after which it ends.. Can anyone explain what…
-
Where to put £2k towards Debt?
Hello all, I wonder if you could give me some advice, next month I am set to receive £2000 in backpay. After looking at my debts, they seem to be pileing up. I have a lot of debts, and just wondered where best to put the £2000. My current debts are: - £900 on a 15.9% APR Credit Card paying off £20 a month (Virgin Money) -…
-
Anyone fancy a mutual support partner?
Hi Everyone I had my LB Moment about 4 weeks ago now, cut the cards up went to the CCCS and have written to all the creditors. I'm waiting for my DMP to start (1st December I hope). And I've even sent the first letter in recliaming bank fees back, in for a penny and all that... I have such a scary debt :eek: and first…
-
Pregnant & In Debt
I am posting on behalf of a very dear friend who is due to go on Maternity leave in Feb 2007 She has 2 loans and a credit card that she is going to struggle to pay when she goes on maternity and her salary is reduced. She has seeked advise for CAB and wrote to her creditors asking to reduce the monthly repayments, all but…
-
Reply from channel 4 re your money or your wife
Like I said I emailed channel to compalin about your money or your wife heres the reply I just got back glad to see they replied, suggested they got a reall exp-ert - someone who knew what they were talking about :D pudds
-
This feels like I'm going into confession......
WHOA.....deep breaths.....now type! Where do I start? I've been reading these forums for a few days so I'll try to stick to the way everyone else has posting. Lightbulb moment - 09/11/06 (The day I turned 26!) :eek: Monthly Incomings Salary - £1,032.30 Monthly Outgoings Mobile Phone - £64.52 (This month) Car Insurance -…
