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Debt-free wannabe challenges

Archives for December 2015

20p Savers Club 2016
Hello and Welcome to the brand new shiny 20p Savers Club 2016 :D This thread runs similar to its sister thread the £2 Savers Club; there are no rules as such and you can join at any time of the year. The main aim is to have fun and pop in occasionally to post how you're getting on. I have kept the list as per last year, so…
£11,000 by 31.12.16!!??
I have been here before. I have failed miserably and am now at the point of no return. I owe a LOT of money on a loan and credit cards. My daughter owes me £11000 of which all is to be paid off my £32000 debt. My intention is to update this challenge monthly until next NYE in order to keep myself on track. Wish me luck as…
10,000 steps to £10,000 challenge
I would really like to 'get stuck back in' to a challenge for 2016 and as i have decided to aim for earning £10,000 i have come up with this challenge to try and keep me on track. Its a tough challenge to aim for within a year but hey every £1 is another step closer....literally!! It seems quite overwhelming to think about…
The 'Extra Payment Every Week' Thread 2016
Welcome to 2016 and the 5th year of this thread! The idea was conceived by inamin in 2012, continued by Betty Crumble in 2013 and then taken over by yours truly! In that time it has helped keep lots of us on track and clear thousands of extra debt £££££s. SO, the idea of this is that we all make a decision to make ONE…
Ways to save challenge 2016 | Round 1
This challenge aims to break outside of the little box and to get you thinking about the ways you can save money. Big or small actions – it doesn't matter as long as you are saving money. The object of the challenge is to do one of the things on your list at least once throughout the year in 2016. To start: * Create a list…
The January Jolly Jaunt on the Med NSD Challenge
Welcome fellow cruising nsd enthusiasts!January is fast approaching,and let's face it,after one mini pilchard quiche and festive egg nog too many,we're all feeling a bit jaded,so we are heading off for some much needed sun and the odd swift walk around the deck. Care to join us? As usual,because we're all careful with our…
Remember you're a womble - 2016
Official MSE Insert 9 March 2016 Hi to everyone in the Wombling 2016 group. You're mentioned in our news story: 'Wombles' average £250/mth from hobby retrieving others' discarded receipts Back to Bobarella's original post... Hi All Following on from the 2015 thread of the same name this thread renews the challenge for…
2016 Frugal Living Challenge
Join us here for year 9 of our MSE Frugaldom challenge The Frugal Living Challenge 2016 It's that time of year again, the time when we all need to start thinking ahead into the new year and how we are going to tackle any debts, generate extra income and squirrel away some savings. Please take the time to read this post in…
2016: Sell £1000
2016: Sell £1000 Having attempted this in 2015, I surprised myself at how much I did manage to sell. Yet I still have a house that is full of clutter! Therefore, I am setting myself the same challenge for 2016 and was wondering if anybody out there wished to join me on the journey. If you would like to join me in this…
Roadkill Rebels 2016 Challenge
Hello Roadkill Rebels, Welcome to the 2016 Roadkill Challenge. The purpose of this challenge is to find as much roadkill as you can every month. What is roadkill? Money found outside of your home and/or car - it has to be money that genuinely wasn't yours or your family's before you found it! So if you find it down the…
~Make £10 a day Challenge January 2016~ Brand New Year,New Start, Everyone welcome
Hello and welcome to 2016!!! So who wants to make extra income to clear those debts, pay for Xmas 2016, a holiday etc? Carry on reading :) Hello and welcome everybody :hello: This is the 101st month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it. It is an…
NST - January. Bobs post bauble debt busting challenge
Hello All Welcome to the new Monthly NST (Ninja Saving Turtles) Challenge! NST's are a group of Money Saving challengers from across the UK who are always up for new money saving challenges, fighting our way to debt freedom, sharing tips and new money saving discoveries, general chat, support and good banter! This…
Virtual Sealed Pot Challenge 2016
Hi All Welcome to the Virtual Sealed Pot Challenge 2016 - I joined this challenge last year and did quite well till I had to buy new glasses then it wiped out my pot but I returned and managed to make my target. (Yay go me) Been lots of posts on the 2015 thread asking about a 2016 one so here it is Many thanks to Spam.Jam,…
£2.00 Savers Club 2016
Welcome to the £2 Savers Club 2016 The aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular length of time e.g. monthly or till December 2016, B) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy…
Can you make overpayments when on a DMP with stepchange?
Im on a DMP with stepchange and they pay my creditors direct for me. Is it possible to make over payments to reduce debt when on a managed DMP?
1debt vs 100days challenge chapter 21
Hello everyone! Regular challengers and newcomers! 1 Debt vs 100days chapter 21. There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 10.12.15 and finishes on 19.03.16. Everybody's welcome! If you want to take a part, please write your name here. 1.…
Twit you will go on my first whistle
I’m a class A twit and I’m going to spend 2016 sorting it out. I made the mistake of feeling like I didn’t have a future which lead me to behave like I didn’t have one and now I fear I may have cocked up one. A few years on everything has turned on its head and I’m the happiest I’ve been for over 10 years… the only issue…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Debt-free wannabe challenges

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