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Debt-free wannabe challenges
Archives for May 2015
Discussion List
Make £10 a day challenge June 2015 ~ Everybody welcome
:hello: Hello and welcome everybody This is the 94th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but please read as it…
NST June – Just Keep Jousting!
joust (joust, jŭst, jo͞ost) also just (jŭst) n. 1.a. A combat between two mounted knights or men-at-arms using lances; a tilting match. b. jousts A series of tilting matches; a tournament. 2. A personal competition or combat suggestive of combat with lances: a politician who relishes a joust with reporters. intr.v.…
The 'Gone Racing' Jolly June NSD Challenge at Royal Ascot
Welcome to The June NSD Challenge,which draws inspiration from that most wondrous of sporting events - Royal Ascot. Now,no pushing please,there's room for everyone. :) Having friends in high places means that I shall be swapping tips with HRH Lizzie,and,if you're very well behaved,there might be an extra seat going when we…
Help! 28yr old needing debt / saving advice and guidnace
Hi, Totally new to this forum. I am 28 years old and currently want to save for a house deposit £20k and a Wedding £20k. My partner and me have approx £2800 in debt and no savings as of yet. We want to have the £40k saved by June 2018. Are there any good budgeting apps out there? (don't have a PC/Laptop) We would welcome…
Debt Arrangement Scheme and personal Injury Claim
Hi I have quite a bit of debt and I am wanting to go into a DAS. I am due to receive money for a road accident but my wife wants it paid into her account due to my gambling problem and the money I have used from our family. If i enter into a DAS and pay the claim into her account will they find out about it? I live in…
1 debt vs 100 days part 19
Hi everyone! Welcome in the challenge again �� this challenge starts 11th May and finishes August 19th. There's one rule: take a debt, however small and pay it off within 100 days. Good luck! 1. Mrs Save £150.20/693.08 2. Hope78 £956.70/1000 3. Jubilee76 £1000 4. Gettingtheresometime £241.11/500 5. Calling14 £758/1000 6.…
May 2015 'Take your Lunch to Work' thread.
Save your £'s by taking your Lunch To Work (LTW)! A new thread for May 2015!! Although the title is 'Take Your Lunch to WORK', ANYONE can join in You can be a stay-at-home-parent, unemployed, work part time or work full time. The point is, buying lunch (or breakfast, or both if you were silly like me!!) from the works…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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