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Debt free diaries
Archives for May 2019
Discussion List
What a Year.....Climbing Back on the Wagon
Hello! I've been a member for years but slowly slipped away as life took over. Lots of things have happened in the past 6 months or so that have conspired against me and I need to retake control. So I'm back! To quickly recap the difficult past few months ..... I started a new job last September (I'm senior leader in a…
CreditCardJunkie's back again...
Here's the jist if you're new here; - I had a previous diary and got lost along the way - I was constantly in a trap of running up a card, then balance transfering it onto an interest free card, then running the first one up again - I never budgeted properly, I didn't give myself spending money. I paid all my extra money…
Over 30K in unsecured debt SOA
Hi, My SOA is below. I am a recovering gambling addict which is how I got myself into this mess. I am 29 years old. I am fortunate enough to have a great job so am hoping I can dig myself out of this without having to resort to anything too drastic. Statement of Affairs and Personal Balance Sheet Monthly Income Details…
Day One, yet again.
So it’s day one of properly trying to tackle my debt. It’ll come as no surprise to all of you that I’ve been here many times before, but as a wise woman once said “Fall down nine times, maybe you should reassess your walking, because something’s wrong!” But here I am, scrabbling my way up. I’ve had persistent debt for many…
When your world crumbles around you... thats when you open your eyes!
Well hello everybody! i thought i would make myself somewhere to store my thoughts and my debt free journey! Nothing like a major wake up call to make you realise you need to sort yourself out. financially and emtionally. Il try and keep this short. This all started last year... i managed to bag myself a well paid job (to…
Time to finally shift the debts
After quite a few years of paying some of my debts and burying my head in sand with the rest, I have decided to finally tackle all my debts, have got them all set up on payment plans, and interest stopped, am planning to pay them off on snowball plans so once smallest debt is paid will move on to next and increase payment…
Help
Help please folks, I've been staving off for years but I can't see any way out of this, I took out a loan for my parents years ago as they were struggling, however they are now unable to pay me back, I'm currently sitting at about £27k in debt with a mortgage of around £74k with maybe £10k in equity, this loan is costing…
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