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Pomegranate's ponderings
I've procrastinated enough about wrIting this diary. I use this forum so much and find the advice given invaluable so the time has come for me to write it all down and chart my progress and, no doubt, stumbles towards being debt free. A bit about me. I'm 28. I'm married with two girls and a dog. Dh and I have been together…
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My Money Managing Ways.....
Hello everyone, I am newish to the forum. I joined quite some time ago and have been popping in and out every now and again. But recently I have needed this forum more so than ever before. And the only way I will ever succeed in dealing with my debts is to keep a diary. So here it is….. I think it is best of to start with…
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on my way to debt free- might take a while
Have been on the site since October when i had a mini LBM and transferred my ccard on to a 0% interest when i realised that my minimum payment was getting me no where. Long story short I have a large amount of debt but for now am concentrating on paying off a £4000 loan which is at 22% interest and my credit card which…
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Get a grip girl! - a DFW diary
So I guess I am writing this as motivation to keep going and rid myself of this debt monster. For some reason I keep starting with all the right intentions but never follow through, unfortunatly this is a personality trait that has followed me around for years. I'am pretty sick of it now. I have about £16000 of debt and…
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debt free? i want it to be ME :)
Have been reading this thread along with DFW for a few weeks now and have been so inspired by everybody A bit about me I’m a single parent with a 4 year old, I am currently at uni so not working at the moment and my income is made up of student loans (I know more debt). I am £32230.85 in debt :( how did I get hear…
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90 days of chewing frogs!
Hi everyone, I’m a lapsed MSEr and longtime lurker…welcome to my new diary. I have a couple of loans (family & cc) built up during a uni course and house purchase last year, and need to tackle these a lot more proactively. I also have a stonking great mortgage, and would dearly love to be posting this in the mfw section…
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Stopping the Slippery Slope I'm on
I am going to attempt to keep some kind of diary here in the hopes that it will keep me on the straight and narrow! I don't owe as much as some of the people here (not including the student load, as I don't earn enough to pay that back yet) but I can see myself going down that slippery slope. I went from never dipping into…
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Out with the red and into the black for B2B....
Hey everyone I've been a lurker for a while, but have decided to bite the bullet and join as an official DFW. A little about me, I'm female (hard to tell the gender on forums sometimes!), 25 and live with my boyfriend of 5 years. Rented flat as we can't afford to buy (don't think many people can these days). I work from…
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Finally tackling the debts for good
Hi New to this so sorry in advance if my posting isn't right or if it makes for really depressing/boring reading but I wanted to put it down, much as anything to help me! Finally registered today as after months of receiving moneysavingexpert emails and thinking they're great I've sat down and after a good cry decided it's…
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DFW MSE Wedding
I know this should probably be in the main DFW post section, but anyone we know that is still on DFW will probably be in the diary section. Some of you already know this but for those that do not.... cough....clears throat..... We would like to announce that Pepe2008 and Burlesque Babe will be getting married this year :D…
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un-hinged!
Hello :wave: Welcome to my DFW diary! Formal introductions not required, take a seat put your feet up of and grab a cuppa, the kettle is never of the boil for very long... biscuits however, are strictly off the shopping list! ok so a whistle stop tour of the hinge household, Mr Hinge currently unemployed, job hunting for…
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Head out of sand - just
I was paid yesterday and was doing my accounts when I realised that I just keep on spending on really daft things and its not helping my debt busting. Let me explain a bit, about 18 months ago I walked out of my job working in a stressful office as it was all getting to me, I could easily do the job, been doing it for…
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Can we live halved Income
As my title asks "can we live on a halved income. Guess the answer is, we will have to, just need to learn "how" My DH as lost his job at age of 63, we are being realistic and assuming he will not get another job. He has been claiming JSA for 6 month but this is now ending and has been told I earn enough to keep us both…
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Desperate DFW ):
Hello MSE World. This is my second attempt at a diary here, but things have changed a lot since I last wrote, so I figured a new start was needed. I'm ashamed to admit I slipped up in my recovery. I'd got my 3.1k of debt down to 1.5... and then things went wrong. *sigh* Currently I owe: £57.95 to very.co.uk £513.76 on my…
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Tackling our crisis ourselves - before seeking professional Help - Our Journey
I'm not going to say we had a LBM, we've had several over the past number of months but with my impending return to work following maternity leave, I came to the point of being completely sick and tired of being in debt and not making any dent in it at all. Our debts are a mixture of personal and business, some through…
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Staying Positive & Focused !!!
I've been lurking for quite a while now and have read into the wee small hours some of these fantastic and inspirational diaries - I hope my own gives me focus to stay positive. Today I lost alot of that positivity and feel a little deflated :( We don't have a lot of debt (paid about £1000 last year) and we're lucky that…
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My lightbullb's on but so is my dimmer switch!
OK so here goes – I’m going to keep this diary in the hope that I can start to make my lightbulb shine a bit brighter! As my title says, I have had a lightbulb moment – but it flickers a lot and I really do want to be debt free for the first time in my adult life! So the plan is that keeping a diary will give me something…
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Go Hard or Go Home...donner_kebab's time to sort this out Diary!
Well here's to a fresh new diary and some serious motivation in making an attempt at becoming DF! Bit of background...I am 32 and a Single Mum to an awesome beast, Emily who is 15. I work full time whilst she is at School and she has aspirations of going to College and Uni in the future so need to sort this mess out sooner…
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NorthernSilver's Debt Destroying Mission!
Hello everybody:wave: I've been a lurker on these boards since February 2012 and have leeched some great tips on how to deal with my debts. I had my LBM in Feb when my wife was away in Wales shopping. We owe a total of £5256.81 on two credit cards, and two club books. We have no children and both have decent paid jobs, so…
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Trying to sort things out
Hello, I introduced myself on the forum yesterday as I want to start to ort things out. I have spent a very depressed night thinking about the debts I've got and why I got there in the first place. We recently moved into our now "forever" home. It needs a good deal of work - great location, good potential but small house…
