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Credit file & ratings
Archives for October 2019
Discussion List
Wonga
Afternoon all. So back in 2017 i took out 8 payday loans, the last one unaffordable, i made a claim against wonga an it was successful, what i have just discovered though is the two AR marks on my credit file due to going into a 2 month repayment plan with them, this is the unaffordable loan that i have successfully…
Unusual Credit History
I have what you might call a first world problem. Not even a problem, really, more of a question. 5 years ago I had to default on some credit cards and a loan. All the outstanding defaults were settled a year later when my circumstances changed. For the past 4 years I have been in a reasonably secure job with an excellent…
betting company searches on credit file
Hi, I have never had an online betting account but 4 searches for betting companies have shown on my credit file. Do you have any advice what to do? Should I actually be worried or not bother about it? The companies are showing as : GVC Services Ltd (Gala, Coral and ladbrokes) and 1 search from Petfre (Betfred) Thanks for…
Defaults - should I partially satisfy them for a discount?
Hi all, My credit report is in a real mess thanks to losing my job in 2017, and mix ups with two phone companies in 2015 and 2018. I have four defaults as follows: 10/06/2015 ; £25 ; Three (Sim Card) - SETTLED 25/01/2017; £570; Next (Mail Order) - Payment plan set up 14/02/2017; £558; Pounds2Pocket (Payday Loan)…
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