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Credit file & ratings
Discussion List
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Improving my credit rating for a mortgage.
I don't have any CCJ's but I do have unpaid debt that I'm going to be paying off shortly. As for my credit score itself, how does one improve the rating so I can get accepted for a mortgage? My younger years were filled with late payments, cancelled direct debts and a bunch of firms chasing after their money. For the last…
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Akinika hounding me for payment (please move if necessary)
Hi, I had a small £30 debt with ebay over seller fees. I took my time to pay this as had no expendable money for a month or so and in the mean time my debt was passed over to Akinika who hounded me for weeks and used bully boy tactics to try and get the money out of me despite my constant pleas that I would pay as soon as…
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CCJ Settlement within one month
Hi, I have recently received a CCJ for an old credit card debt. I understand that if you pay off the debt in full within one month of the judgement being issued it will never appear on your credit file. I cannot afford the full amount but was wondering if a partial settlement was reached with the creditor and paid within…
