We’d like to remind Forumites to please avoid political debate on the Forum.
📨
Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Credit file & ratings
Archives for August 2015
Discussion List
Noddle:
I am currently signed up with credit expert and equifax on the free trials but they are coming to an end soon so thinking of getting rid as they are expensive to keep on, the thing is i do still want some kind of monitoring tool for my credit reports, i have just signed up with noddle as i've heard its free, the trouble i…
Incorrect Late Payment on Credit Report
Hi, I'm having an ongoing problem with HSBC marking late payments on my credit file. I have a loan with them, and although it is paid through a DMP I have never made a reduced or late payment. I have been paying it for 7 years and for some reason last December HSBC suddenly decided to mark it as DMP and late payment. They…
Surprise CCJ thanks to ex-wife
Firstly, apologies if this is in the wrong forum. I've also had a quick look to see if there are any other posts about a situation like ours, but didn't see any. My partner and I were planning to rent a house, but were told we couldn't due to a CCJ on his file. This came as a complete surprise to us both, as he's very…
clearscore.com
MSE Insert: Check our Clearscore info and credit score guide for more help. Back to the original post... This is probably not a sensible question, but I have just noticed that clearscore offers free reports. Is there any point in someone asking for a report if they do not use credit, or a credit card? Do you have anything…
Refused Argos store card
Hi. Does anyone know what criteria Argos look for when deciding whether to approve/decline an application for a store card? I was refused but they gave no indication at all as to why not. They just said at this time..... But do try again later and it may be a different result (not in their actual words). I just don't know…
Negative impact.
Hi there, I'm new here so please excuse me if I posted in the wrong section. Basically I was accepted for PCP via arnold clark via a finance company. Now, arnold clark told me I was accepted and I now have the car, but the thing is, it's showing as a negative impact on my score via the finance company who accepted me. Now…
Confirm your email address to Create Threads and Reply
Is this how you want to be seen?
We see you are using a default avatar. It takes only a few seconds to pick a picture.
