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Credit file & ratings
Archives for May 2013
Discussion List
Please help - Being accused of fraud
Hello. I am sorry if this isn't in the correct section. I recently applied for a job in a call centre for a bank. I was refused the job because they had taken out a credit check on me. A week later I received a letter saying that because I didn't click the link on the application saying that I had a poor credit history,…
New Credit Ratings Board
What this board's about Welcome to the Credit Ratings board, set up so you can find Credit Ratings help in one place. As well as our fantastic MoneySaving community, representatives from credit reference agencies will be on here helping answer questions too. Where to start and how to use it First of all go to the Credit…
Noddle sign-up fraud alert
Following a link from here I signed up to Noddles free credit report service with no problems however I then sent the link to my brother and told him to do it and when he tried to submit his card details for the proof of ID section an error came up on the screen saying an error had occurred and within minutes the HSBC were…
"Fair" credit rating stopping me from getting contact phone??
Hi there, I've just tried to purchase O2 and Orange contract phones in the past and they've both been declined because of my credit rating. So I did a check on Experian see what the problem was and how to fix it. The only negative aspect of it is because "The age of your accounts indicates lenders are likely to view you as…
The six year "rule" at Equifax
Did you know that after six years from settlement/default your old account information is not automatically deleted by Equifax, and if you write to them asking them to sort it out, you'll get fobbed off with "not our problem"? No, I didn't either! I was somewhat confused into thinking their statement on the website saying…
Noddle/Callcredit CRA
I am registered for Noddle, my most recent monthly report was on the 20th of this month. I noticed upon signing in yesterday that my report updated again and today it has done it again. Has anyone else had theirs update outside their monthly one?
Credit rating sites
I was watching Martin this evening advising on how to check your credit rating. He suggested noddle for reiewing the callcredit credit rating free. I went to the site, but as part of the registration you have to provide details of a credit card including the number expiry code AND the security code. It did not even look as…
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