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Credit cards
Archives for January 2022
Discussion List
Aqua & Marbles - need advice as limits reached & minimum payments aren't covering interest
Our nephew confessed to us last night he and his wife are in dire straits with their finances! The have 3 loans, but also Aqua and a Marbles credit card maxed to the limit. £6200 total, Crazy high interest rates (43% & 35%), they pay the minimum amount monthly, but of course the monthly interest rates are higher, so it's…
1st Balance Transfer, Advice Needed Please!
Hi Everybody, I am looking to do my first balance transfer to reduce my credit card interest payments. My existing card has a chunk of debt which accrues interest, but also a chunk which is interest-free for another 12 months or so. If I take out a new balance transfer card, how will I know that it is my 'high interest'…
Will I be accepted for a 2nd Barclaycard Credit Card?
Back in 2018 and aware that I didn't have much of a credit history as I'm not a home owner and bought everything cash/up front and outright I wanted to boost my credit score so I applied for and was accepted for a Barclaycard 24 months 0% credit card, the same as the current Top Pick on the MSE article from the end of last…
Amex card with Amazon
I am considering applying for the Amex card with Amazon, mainly I admit to get the £50 Amazon voucher. Will I be able to cancel in the first year to avoid the subsequent £50 per year fee? Does anyone know how soon you get the Amazon voucher? TIA
Combination of Credit card Rewards
So I'm wondering if we can't combine cashbacks on the same card. For example: If I applied for the Amazon Platinum card and I used that on its own, I will earn points which I can turn into Amazon voucher. If I applied for a Curve Cash Card I can get cashback by using that card. But if I combine the two, ie, add the Amazon…
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