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Credit cards
Archives for September 2020
Discussion List
Is this legal/legit way to dodge credit card fee
Hello amazing money savers I would like to get cash from a credit card without paying the advance fees and interest. The card is a zero % card for 12 months. My idea is for my partner to list an item on auction site (flebay or similar) and I'll purchase the item for the amount of cash needed (5k) the cash should in theory…
Paid deposit on faulty goods
I purchased a car in May 2019 for £2000 [£250 deposit] the balance £1750 was paid with my credit card as I knew about section 75. Plus I wanted to get the air miles. The car turned out to be a problem and the dealer was a nightmare to deal with. Eventually I contacted the card company, who did in fact refund the amount…
Desperate need of help!
Hi all, this is my first post on here. So essentially, I have a Barclaycard where my balance is £3660ish. I am paying £100 per month off it but then getting charges £91 in interest. Meaning I'm making a monthly dent of around £9. I cannot get a balance transfer credit card as I am not eligible due to my credit rating. I…
Persistent debt on Barclaycard query
Hi, First post on here... I have had various letters from Barclaycard over the last couple of years, culminating in one last week suggesting the end of the road for the card and options to settle. Didn't pay much more than minimum and missed the odd payment some years ago, however recently had some windfalls and been…
Got new credit card but BT being rejected!
I've recently been approved for a new MBNA card with a 23 month 0% Balance Transfer offer. However, I have attempted to make a balance transfer (from my Barclaycard) a few times but the request is being rejected, despite the amount requested being under the maximum allowable (90% of credit available). This now limits my…
Please help
This is my first credit card, so I don’t fully understand how everything works, it’s a 18 month 0 interest Sainsbury’s card. I set up my card for direct debit, I assumed they would take my minimum amount which is £12.90 31/08/20, they have taken the full balance leaving me overdrawn by a lot, I’ve transferred all my…
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