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Credit cards
Discussion List
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Credit limit increase now, in April?
Hi Everyone, I opened a credit card (my first one) in August and since then I always paid it off fully on time - setting up Direct Debit made it automatically basically (around 50% utilization was the worst so far, I kept it below 30% in other months). But the credit limit is really-really low, £200. I know that generally…
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Group Holiday on Credit Card
Good Morning, I would like help on the following if possible. We currenty have a holiday booked in a group of 7 people, We have all paid the deposit but my partner and I will probably pay it under credit card to be covered, would this cover the whole group or just the 2 of us, or would no one be covered unless the whole…
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Extending Interest free period - Capital one
I have recently finished paying off a DMP and have taken out a capital one credit card with 4 months 0% interest free credit. One this is up in 4 months time does anyone have any experience with negotiating a extension with capital one? In reality i will have nothing on the credit card in 4 months as i have larger than…
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Halifax Credit Card Cleared - questions
Hi all. My first post here. Please be kind :) A bit of a back story first. Over the last two years I have struggled with debts. I've never missed a payment whether that means my mortgage or credit card repayments. But it has meant that I have been living in my overdraft for a long long time and towards the end of last year…