-
son gambling on cc card which doesnt have cash transactions
My son was added as an additional cardholder and been managing my finances whilst i have been in and out of hospital. To my shock i found out recently that he had managed to spend nearly £3000 on gambling transactions - this despite my card being only intended for purchases. It looks like these transactions went via paypal…
-
Has anyone had problems with FairFx $ card?
I'm just recently back from a trip to the USA, where I used my FairFx dollar card a couple of times. A couple of other times it wouldn't work for me. Either it just sits there in the machine and does nothing, or you get a message that says something like "Please try another card". My partner is a US citizen and has stayed…
-
vanquis paper statements ?
I set up my account as paperless 2-3 months ago as it’s completely pointless receiving paper ones. Yet they’re still sending me one every month. I have double checked and my settings are decineitrly paperless? Anyone know why they keep doing this ?
-
New minimum payment scam?
Hi, I have a Vanquis card that I make minimum payment plus a bit more every month. This month due to my wifes hospitalisation I overlooked the payment date. I have been in a text conversation with an 'advisor' who says she is trying to 'help' me as I was late in paying, only a day and payed extra. During the course of the…
-
Section 75 for a second hand car
I’m looking to purchase a camper van from a dealer for 10k and wanted to put a small portion of it on credit card to get S75 protection. However they don’t accept credit cards. Is there any way I can overcome this please?
-
More than one money transfer card?
Hello everyone I am new on here :-) I'm a little confused regarding a money transfer application. I have applied for a Tesco card after using the eligibility checker. Mbna came up first as 90% success rate and Tesco one second however it has a longer 0% free period. I was looking to borrow 5k and then do the money transfer…
-
Best Travel Card?
To all MSE forum members I am in need of some help... Me and my girlfriend are going travelling at the end of the year for 3 months in America, we are looking for the best credit card to take with us. We want the credit card to be: 1) Foreign usage fees to be free 2) Some kind of interest free period (the longer the…
-
Paying HSBC a Nightmare!
OK, so a banking error, not of my making, meant that my monthly DD to HSBC Credit Card was not made on Monday. I contacted their customer service to make a payment, and they informed me that I can only make a payment from another HSBC account? She was so rude, when I said I do not have online or telephone banking, as I…
-
Sainsbury's Bank to change 'confusing' new credit card statements - MSE News
Sainsbury's Bank has said it will change the format of its new credit card statements as soon as possible, after customers said it was difficult to know what they owed...Read the full story: 'Sainsbury's Bank to change 'confusing' new credit card statements' Click reply below to discuss. If you haven’t already, join the…
-
Balance Transfer from AMEX - Will I lose my points?
Can anybody advise me on if I do a balance transfer from my AMEX to a new 0% Mastercard account I plan on opening will I lose my Avios which I have collected this month by moving the balance? Thanks
-
When do Vanquis issue their statements
For their credit cards, and when are payments due please? Thanks
-
Understanding forex charges
Hello all, I have a Mastercard credit card (issued by an overseas bank) marketed as having 0% transaction fees on foreign purchases. However, using Mastercard's online tool, I am getting charged a 1% bank fee on each transaction. I have tried to chase this up with my bank, but I haven't really got a satisfactory response.…
-
Barclaycard - Offered zero interest, worried about credit file
Hi So I called Barclaycard earlier to see if there's any promotional rates on my account before I transfer the balance. They have offered me 2 months @ 0% interest. I made sure to ask that the interest wasn't going to be frozen and they confirmed it was a promotional offer. I have a £8k balance which I took advantage off…
-
What to do once Debt Free..
So I had two Credit Cards that have both now been paid off. Best thing to do? I was just going to close the accounts but people have said to keep them active to show Credit on my score? All the offers like 0% Purchase Fees, Currency conversion etc have now expired, so do I try re-negotiate? Close the account, get a new,…
-
Amex card upgrades
Hi all, I have an Amex cashback everyday, and was thinking of upgrading to a gold card, but I don’t want to close my current card and apply for a new one - that would affect my credit score. Is there a way to upgrade my card but keeping the same account with Amex?
-
Halifax Clarity vs Monzo
I travel 6 months out of the year and have been using the Halifax Clarity credit card for the best exchange rate (and to save me carrying cash) for the best part of 2 years. However, I'm looking to move away from credit cards and so I've been looking for an alternative... Which is when I found Monzo. I'm struggling to find…
-
Best card for not getting blocked
I'm going to be abroad later this year, somewhere I won't have access to a mobile phone. In general I'll be using currency, but I also want a card with me for emergencies. Wondering what is the best credit or debit card to have for not getting blocked? I.e. a provider whose security systems aren't on a hair trigger and/or…
-
Cancel a card that I've just opened
Hi Through Experian I was offered an AQUA card with 0% for 6 months I applied and was successful but n checking the email they have offered me a class - credit builder card and no the balance transfer one I applied for - what should I do now? Should I phone and cancel do I have a cancellation period? I am really worried…
-
Best rewards when spending £2k per month on credit card?
Hi there, I run an online business, and every month I spend between £2,000 and £3,000 on PPC advertising. I used to do this from my debit card, but as the expenditure is in the US, I incurred charges on each transaction, so I switched to a zero transaction cost credit card, which is paid off in full every month. I realise…
-
0% card for very catalogue debt and future loan advice please
Hi all. I'm new here and feel a bit embarrassed to not know the answer to this, but I'm going to carry on regardless. I've never had a credit card, but I do have both a Very and a Next catalogue account. I will give a bit of background and hopefully someone will be able to advise if it's a good idea/doable. Firstly, I have…
