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Credit cards
Archives for December 2016
Discussion List
Balance transferring more than you owe
Hi, I have set up a balance transfer for 950 but my balance is only 940 which i didn't realise. Does this matter at all?
Lloyds credit card or loan better? Confused!
Hi When it comes to money jargon and figures I am utterly bewildered and wish someone could just explain things in simple terms to me so if anyone can that would be wonderful. I currently have a Lloyds flexible loan of £5000 of which I currently owe approx £3360 at an interest rate of 22.20 percent. This works out to…
0% balance transfer, making purchases with interest
Hi, Just wondering that if you have a 0% balance transfer for 12 months for example and you have set a direct debit up for minimum payout and say the minimum payout taken each month is £25, then if I made £25 worth of purchases on that card every month, would I end up paying interest on them purchases if the card offers a…
Pre approved Virgin credit card
Hi all just a quick question, following Martins advice I completed a pre check for the virgin 30 months 0% interest. It came back and said that yes I'd been pre approved so I then went on to apply only on completion to get the response that they are considering my application? I believed that by doing the pre check first…
Virgin Credit Card
Hello, I have searched but can't find the answer to this question. At the moment I am away so difficult to call. Does anyone know you can have more than 1 virgin credit card?
balance transfer from someone elses card
is it possible to make a balance transfer from my friends credit card to my new 0% card?
MSE News: MBNA to slash credit card benefits next month – redeem your rewards points
Thousands of MBNA credit card holders will see the rewards they can earn cut, or even axed, in the New Year...Read the full story: 'MBNA to slash credit card benefits next month – redeem your rewards points by end of March' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure…
Was this a fraud attempt?
We were recently in a hotel bar for a drink before our dinner and we wanted to pay for the drinks with a credit card. The assistant entered the cost of the drinks (£6.42) and passed the machine to my OH and told him to enter his PIN. He entered it, pressed ENTER and the transaction was immediately refused. He looked at the…
Santander 123 Credit Card Cashback Cap
Santander's Scrooge Type cap on their 123 Credit Card makes no sense at all. We usually get £9 per month cashback on fuel/travel and about £4 per month on Supermarket Spending. Total £13 per month. With the cap this will reduce to just £6 per month. We usually spend about £2,000 per month on the Credit Card and pay it off…
Which card do I pay off?
So I have 3 Credit Cards all maxed out £1500 £750 £250 I have a spare £1000 in my bank (savings) I want to pay them asap. Do I pay the 2 cards off for £750 & £250 or do I leave them for now and pay £1000 off the £1500 card? All interest rates about the same. Thanks
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